Exhibit 23.1

                         INDEPENDENT AUDITORS' CONSENT

The Board of Directors
Travelers Property Casualty Corp.:


We consent to the use of our reports included herein and to the reference to our
firm under the headings "Selected Historical Financial Information" and
"Experts" in the prospectus. Our reports indicate that we will be in a position
to render them when the transactions referred to in Note 1 to the consolidated
financial statements have been consummated. These reports refer to a change in
accounting for derivative instruments and hedging activities and for securitized
financial assets in 2001, and a change in accounting for insurance and
reinsurance contracts that do not transfer risk and for insurance-related
assessments in 1999.


/s/ KPMG LLP
Hartford, Connecticut
March 4, 2002