The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 1,116 21,823 SH   SOLE   21,823 0 0
AIR PRODUCTS CHEMICAL INC. COM 009158106 227 2,975 SH   SOLE   2,975 0 0
AMERICAN ELECTRIC POWER COM 025537101 257 6,765 SH   SOLE   6,765 0 0
AMERICAN EXPRESS CO. COM 025816109 662 14,752 SH   SOLE   14,752 0 0
AUTOMATIC DATA PROCESSING INC. COM 053015103 331 7,016 SH   SOLE   7,016 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,462 39,721 SH   SOLE   39,721 0 0
BOEING CO. COM 097023105 627 10,366 SH   SOLE   10,366 0 0
C S X CORP. COM 126408103 289 15,483 SH   SOLE   15,483 0 0
PROGRESS ENERGY INC COM 743263105 214 4,135 SH   SOLE   4,135 0 0
CATERPILLAR TRACTOR CO. COM 149123101 668 9,052 SH   SOLE   9,052 0 0
J P MORGAN CHASE CO COM 46625H100 1,680 55,792 SH   SOLE   55,792 0 0
COCA-COLA COMPANY COM 191216100 1,874 27,739 SH   SOLE   27,739 0 0
COLGATE PALMOLIVE CO. COM 194162103 609 6,864 SH   SOLE   6,864 0 0
CONSOL. EDISON INC. COM 209115104 234 4,108 SH   SOLE   4,108 0 0
CORNING INC COM 219350105 272 22,042 SH   SOLE   22,042 0 0
CUMMINS ENGINE INC. COM 231021106 225 2,755 SH   SOLE   2,755 0 0
DISNEY (WALT) PRODUCTIONS COM 254687106 800 26,538 SH   SOLE   26,538 0 0
DOW CHEMICAL CO. COM 260543103 371 16,506 SH   SOLE   16,506 0 0
DU PONT (E.I.) DE NEMOURS CO COM 263534109 521 13,039 SH   SOLE   13,039 0 0
EMERSON ELECTRIC CO. COM 291011104 436 10,554 SH   SOLE   10,554 0 0
NEXTERA ENERGY INC COM 65339F101 320 5,924 SH   SOLE   5,924 0 0
FEDEX CORP COM COM 31428X106 300 4,432 SH   SOLE   4,432 0 0
GENERAL DYNAMICS CORP. COM 369550108 265 4,664 SH   SOLE   4,664 0 0
GENERAL ELECTRIC CO. COM 369604103 2,266 148,904 SH   SOLE   148,904 0 0
HALLIBURTON CO. COM 406216101 392 12,847 SH   SOLE   12,847 0 0
HEWLETT-PACKARD CO. COM 428236103 626 27,896 SH   SOLE   27,896 0 0
INTEL CORP COM 458140100 1,588 74,442 SH   SOLE   74,442 0 0
INTERN'L BUSINESS MACHINES CORP COM 459200101 2,974 17,006 SH   SOLE   17,006 0 0
JOHNSON JOHNSON COM 478160104 2,451 38,487 SH   SOLE   38,487 0 0
JOHNSON CONTROLS INC. COM 478366107 251 9,526 SH   SOLE   9,526 0 0
KIMBERLY-CLARK CORP. COM 494368103 392 5,516 SH   SOLE   5,516 0 0
LILLY (ELI) CO. COM 532457108 531 14,352 SH   SOLE   14,352 0 0
LOWES COMPANIES COM 548661107 354 18,282 SH   SOLE   18,282 0 0
MCDONALD'S CORP. COM 580135101 1,279 14,568 SH   SOLE   14,568 0 0
MEDTRONIC INC. COM 585055106 499 15,025 SH   SOLE   15,025 0 0
BANK OF AMERICA CORP COM COM 060505104 871 142,271 SH   SOLE   142,271 0 0
NORFOLK SOUTHERN CORP. COM 655844108 303 4,959 SH   SOLE   4,959 0 0
WELLS FARGO CO COM 949746101 1,666 69,063 SH   SOLE   69,063 0 0
PEPSICO INC. COM 713448108 1,374 22,193 SH   SOLE   22,193 0 0
PFIZER INC COM COM 717081103 1,961 110,935 SH   SOLE   110,935 0 0
EXELON CORPORATION COM 30161N101 396 9,300 SH   SOLE   9,300 0 0
PROCTER GAMBLE CO. COM 742718109 2,476 39,191 SH   SOLE   39,191 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM 744573106 237 7,103 SH   SOLE   7,103 0 0
RAYTHEON CO. NEW COM 755111507 204 5,001 SH   SOLE   5,001 0 0
TRAVELERS COMPANIES INC. COM 89417E109 287 5,881 SH   SOLE   5,881 0 0
SCHLUMBERGER LTD COM 806857108 1,138 19,052 SH   SOLE   19,052 0 0
SOUTHERN CO. COM 842587107 505 11,922 SH   SOLE   11,922 0 0
ATT INC COM COM 00206R102 2,371 83,147 SH   SOLE   83,147 0 0
TEXAS INSTRUMENTS INC. COM 882508104 434 16,303 SH   SOLE   16,303 0 0
UNION PACIFIC CORP. COM 907818108 562 6,887 SH   SOLE   6,887 0 0
UNITED TECHNOLOGIES CORP. COM 913017109 904 12,851 SH   SOLE   12,851 0 0
SPRINT NEXTEL CORPORATION COM 852061100 128 42,005 SH   SOLE   42,005 0 0
WAL-MART STORES INC. COM 931142103 1,293 24,915 SH   SOLE   24,915 0 0
WILLIAMS COS COM 969457100 201 8,258 SH   SOLE   8,258 0 0
XEROX CORP COM COM 984121103 137 19,673 SH   SOLE   19,673 0 0
GENERAL MILLS COM 370334104 345 8,963 SH   SOLE   8,963 0 0
ALCOA INC COM 013817101 143 14,935 SH   SOLE   14,935 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105 816 11,413 SH   SOLE   11,413 0 0
DEERE CO COM 244199105 381 5,893 SH   SOLE   5,893 0 0
BECTON DICKINSON CO COM COM 075887109 225 3,071 SH   SOLE   3,071 0 0
TARGET CORP COM 87612E106 475 9,676 SH   SOLE   9,676 0 0
PG E CORP. COM 69331C108 236 5,587 SH   SOLE   5,587 0 0
MARSH MC LENNAN CO COM 571748102 204 7,701 SH   SOLE   7,701 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 272 5,381 SH   SOLE   5,381 0 0
SOUTHWEST AIRLINES COM 844741108 89 11,116 SH   SOLE   11,116 0 0
NORTHROP GRUMMAN CORP COM 666807102 203 3,891 SH   SOLE   3,891 0 0
H J HEINZ CO COM 423074103 228 4,518 SH   SOLE   4,518 0 0
NIKE INC CLASS B COM 654106103 429 5,013 SH   SOLE   5,013 0 0
P P L RESOURCES INC COM 69351T106 231 8,103 SH   SOLE   8,103 0 0
ILLINOIS TOOL WORKS COM 452308109 261 6,263 SH   SOLE   6,263 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 235 9,488 SH   SOLE   9,488 0 0
AFLAC INC COM 001055102 230 6,567 SH   SOLE   6,567 0 0
CVS CORPORATION COM 126650100 639 19,038 SH   SOLE   19,038 0 0
APPLE COMPUTER INC COM 037833100 4,951 12,984 SH   SOLE   12,984 0 0
CHUBB CORP COM 171232101 246 4,107 SH   SOLE   4,107 0 0
PNC FINANCIAL SERVICES GROUP. COM 693475105 356 7,389 SH   SOLE   7,389 0 0
NEWMONT MINING COM 651639106 430 6,829 SH   SOLE   6,829 0 0
ANADARKO PETE CORP. COM 032511107 440 6,985 SH   SOLE   6,985 0 0
GOODRICH B.F. COM 382388106 212 1,753 SH   SOLE   1,753 0 0
BAKER HUGHES INC COM COM 057224107 282 6,102 SH   SOLE   6,102 0 0
HUNTINGTON BASHARES COM 446150104 58 12,122 SH   SOLE   12,122 0 0
WALGREEN CO. COM 931422109 423 12,853 SH   SOLE   12,853 0 0
PRECISION CASTPARTS COM 740189105 313 2,014 SH   SOLE   2,014 0 0
MICROSOFT CORP COM 594918104 2,593 104,191 SH   SOLE   104,191 0 0
MICRON TECHNOLOGY INC COM COM 595112103 61 12,177 SH   SOLE   12,177 0 0
BAXTER INTL INC COM 071813109 450 8,008 SH   SOLE   8,008 0 0
ORACLE CORPORATION COM 68389X105 1,550 53,928 SH   SOLE   53,928 0 0
FIFTH THIRD BANCORP COM 316773100 130 12,899 SH   SOLE   12,899 0 0
SYSCO CORP COM 871829107 212 8,192 SH   SOLE   8,192 0 0
T J X COMPANIES INC NEW COM 872540109 301 5,421 SH   SOLE   5,421 0 0
APACHE CORP COM COM 037411105 432 5,384 SH   SOLE   5,384 0 0
ALLERGAN INC COM 018490102 353 4,279 SH   SOLE   4,279 0 0
HOME DEPOT INC COM 437076102 738 22,437 SH   SOLE   22,437 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 752 23,953 SH   SOLE   23,953 0 0
E.O.G. RESOURCES COM 26875P101 268 3,769 SH   SOLE   3,769 0 0
AMGEN INC COM 031162100 717 13,054 SH   SOLE   13,054 0 0
DANAHER CORP COM 235851102 323 7,711 SH   SOLE   7,711 0 0
APPLIED MATLS INC COM 038222105 192 18,509 SH   SOLE   18,509 0 0
UNITEDHEALTH GROUP INC COM 91324P102 702 15,212 SH   SOLE   15,212 0 0
STAPLES INC COM 855030102 133 10,013 SH   SOLE   10,013 0 0
KEYCORP NEW COM 493267108 79 13,350 SH   SOLE   13,350 0 0
CENTURYLINK INC COM 156700106 284 8,589 SH   SOLE   8,589 0 0
CISCO SYS INC COM 17275R102 1,197 77,225 SH   SOLE   77,225 0 0
STRYKER CORP COM 863667101 207 4,402 SH   SOLE   4,402 0 0
PRAXAIR INC COM 74005P104 398 4,260 SH   SOLE   4,260 0 0
EL PASO CORP COM 28336L109 189 10,797 SH   SOLE   10,797 0 0
SYMANTEC CORP COM 871503108 173 10,608 SH   SOLE   10,608 0 0
EMC CORP MASS COM COM 268648102 606 28,889 SH   SOLE   28,889 0 0
MORGAN STANLEY COM 617446448 293 21,688 SH   SOLE   21,688 0 0
INTUIT INC COM 461202103 202 4,248 SH   SOLE   4,248 0 0
ACE LIMITED F COM H0023R105 287 4,737 SH   SOLE   4,737 0 0
BOSTON SCIENTIFIC CORP COM 101137107 127 21,457 SH   SOLE   21,457 0 0
EQUITY RESIDENTIAL PPTYS TR COM 29476L107 215 4,137 SH   SOLE   4,137 0 0
COSTCO WHOLESALE CORP COM 22160K105 504 6,134 SH   SOLE   6,134 0 0
BED BATH BEYOND INC COM 075896100 200 3,498 SH   SOLE   3,498 0 0
CARDINAL HEALTH INC COM 14149Y108 206 4,922 SH   SOLE   4,922 0 0
US BANCORP DEL NEW COM 902973304 637 27,051 SH   SOLE   27,051 0 0
THE CHARLES SCHWAB CORPORATION COM 808513105 166 14,705 SH   SOLE   14,705 0 0
CAPITAL ONE FINL CORP COM 14040H105 255 6,447 SH   SOLE   6,447 0 0
LOCKHEED MARTIN CORP COM 539830109 292 4,019 SH   SOLE   4,019 0 0
B B T CORPORATION COM 054937107 209 9,779 SH   SOLE   9,779 0 0
FREEPORT-MCMORAN COPPER GOCL B COM 35671D857 405 13,301 SH   SOLE   13,301 0 0
WASTE MANAGEMENT COM 94106L109 217 6,658 SH   SOLE   6,658 0 0
EXPRESS SCRIPTS HOLDING COMPANY COM 30219G108 254 6,855 SH   SOLE   6,855 0 0
QUALCOMM INC COM 747525103 1,140 23,441 SH   SOLE   23,441 0 0
SYNOVUS FINL CORP COM 87161C105 12 11,026 SH   SOLE   11,026 0 0
STARBUCKS CORP COM 855244109 392 10,525 SH   SOLE   10,525 0 0
NATIONAL OILWELL VARCO INC. COMMON COM 637071101 304 5,940 SH   SOLE   5,940 0 0
SIMON PROPERTY GROUP INC COM 828806109 453 4,119 SH   SOLE   4,119 0 0
AMAZON COM INC COM 023135106 1,103 5,103 SH   SOLE   5,103 0 0
STATE STR CORP COM 857477103 228 7,077 SH   SOLE   7,077 0 0
ANNALY CAPITAL MGT INC COM 035710409 222 13,353 SH   SOLE   13,353 0 0
YAHOO INC COM COM 984332106 241 18,294 SH   SOLE   18,294 0 0
FIRSTENERGY CORP COM 337932107 264 5,872 SH   SOLE   5,872 0 0
BROADCOM CORP COM 111320107 251 7,527 SH   SOLE   7,527 0 0
FRONTIER COMMUNICATIONS CORPORATION COM 35906A108 85 13,973 SH   SOLE   13,973 0 0
MCKESSON CORPORATION COM 58155Q103 257 3,540 SH   SOLE   3,540 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 687 7,269 SH   SOLE   7,269 0 0
EBAY INC COM 278642103 477 16,182 SH   SOLE   16,182 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 329 5,939 SH   SOLE   5,939 0 0
GILEAD SCIENCES INC COM 375558103 429 11,051 SH   SOLE   11,051 0 0
UNITED PARCEL SERVICE INC COM 911312106 651 10,316 SH   SOLE   10,316 0 0
EXXON MOBIL CORP COM 30231G102 5,023 69,164 SH   SOLE   69,164 0 0
HONEYWELL INTL INC COM 438516106 485 11,050 SH   SOLE   11,050 0 0
DOMINION RES INC VA NEW COM 25746U109 410 8,084 SH   SOLE   8,084 0 0
METLIFE INC COM 59156R108 323 11,532 SH   SOLE   11,532 0 0
CELGENE CORP COM 151020104 402 6,498 SH   SOLE   6,498 0 0
FORD MTR CO DEL COM 345370860 506 52,315 SH   SOLE   52,315 0 0
COACH INC COM 189754104 214 4,122 SH   SOLE   4,122 0 0
MONSANTO CO NEW COM 61166W101 452 7,525 SH   SOLE   7,525 0 0
KRAFT FOODS INC COM 50075N104 779 23,200 SH   SOLE   23,200 0 0
ACCENTURE COM G1151C101 478 9,065 SH   SOLE   9,065 0 0
CHEVRON CORP COM COM 166764100 2,613 28,225 SH   SOLE   28,225 0 0
PRUDENTIAL FINL INC COM 744320102 320 6,824 SH   SOLE   6,824 0 0
MARATHON OIL CORP COM 565849106 216 9,998 SH   SOLE   9,998 0 0
LORILLARD INC COM 544147101 223 2,018 SH   SOLE   2,018 0 0
3M CO COM 88579Y101 716 9,977 SH   SOLE   9,977 0 0
CHESAPEAKE ENERGY CORP COM 165167107 236 9,234 SH   SOLE   9,234 0 0
YUM BRANDS INC COM 988498101 323 6,537 SH   SOLE   6,537 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP COM 192446102 268 4,272 SH   SOLE   4,272 0 0
CONOCOPHILLIPS COM 20825C104 1,257 19,846 SH   SOLE   19,846 0 0
COMCAST CORP NEW COM 20030N101 810 38,722 SH   SOLE   38,722 0 0
POPULAR INC COM 733174700 22 14,371 SH   SOLE   14,371 0 0
ALTRIA GROUP INC COM 02209S103 788 29,392 SH   SOLE   29,392 0 0
SIRIUS XM HOLDINGS INC. COM 82968B103 84 55,409 SH   SOLE   55,409 0 0
PRICELINE COM INC COM 741503403 313 697 SH   SOLE   697 0 0
DELL INC COM 24702R101 325 23,010 SH   SOLE   23,010 0 0
INTUITIVE SURGICAL INC COM 46120E602 201 552 SH   SOLE   552 0 0
MEDCO HEALTH SOLUTIONS INC COM 58405U102 263 5,613 SH   SOLE   5,613 0 0
AMERICAN TOWER CORP COM 029912201 300 5,569 SH   SOLE   5,569 0 0
BIOGEN IDEC INC COM COM 09062X103 316 3,393 SH   SOLE   3,393 0 0
SALESFORCE.COM INC COM 79466L302 215 1,880 SH   SOLE   1,880 0 0
REGIONS FINL CORP NEW COM 7591EP100 59 17,641 SH   SOLE   17,641 0 0
GOOGLE INC COM COM 38259P508 1,820 3,534 SH   SOLE   3,534 0 0
TWENTY-FIRST CENTURY FOX INC. CL A COM 90130A101 499 32,232 SH   SOLE   32,232 0 0
WELLPOINT INC COM 94973V107 337 5,155 SH   SOLE   5,155 0 0
PUBLIC STORAGE INC (COM) COM 74460D109 220 1,972 SH   SOLE   1,972 0 0
VIACOM INC CL-B COM COM 92553P201 318 8,215 SH   SOLE   8,215 0 0
LAS VEGAS SANDS CORP (COM) COM 517834107 211 5,506 SH   SOLE   5,506 0 0
DUKE ENERGY CORP COM COM 26441C204 374 18,692 SH   SOLE   18,692 0 0
LEVEL 3 COMMUNICATIONS INC (COM) COM 52729N308 36 23,927 SH   SOLE   23,927 0 0
HESS CORP (COM) COM 42809H107 223 4,260 SH   SOLE   4,260 0 0
MASTERCARD INC (COM) COM 57636Q104 478 1,506 SH   SOLE   1,506 0 0
SPECTRA ENERGY CORP COM COM 847560109 224 9,125 SH   SOLE   9,125 0 0
DELTA AIR LINES INC COM COM 247361702 89 11,876 SH   SOLE   11,876 0 0
BANK OF NEW YORK MELLON CORP COM COM 064058100 324 17,434 SH   SOLE   17,434 0 0
TYCO INTERNATIONAL LTD NEW F COM H89128104 268 6,584 SH   SOLE   6,584 0 0
COVIDIEN PLC F COM G2554F113 307 6,960 SH   SOLE   6,960 0 0
CME GROUP COM 12572Q105 232 942 SH   SOLE   942 0 0
VISA INC CL A COM COM 92826C839 629 7,342 SH   SOLE   7,342 0 0
PHILIP MORRIS INTERNATIONAL COM COM 718172109 1,558 24,970 SH   SOLE   24,970 0 0
TIME WARNER CABLE INC COM COM 88732J207 296 4,723 SH   SOLE   4,723 0 0
TIME WARNER INC COM COM 887317303 451 15,035 SH   SOLE   15,035 0 0
CHIMERA INVESTMENT CORP COM COM 16934Q109 40 14,421 SH   SOLE   14,421 0 0
MERCK CO INC COM COM 58933Y105 1,417 43,337 SH   SOLE   43,337 0 0
DIRECTV COM COM 25490A101 456 10,780 SH   SOLE   10,780 0 0
BERKSHIRE HATHAWAY INC CL-B COM COM 084670702 1,746 24,578 SH   SOLE   24,578 0 0
ISHARES RUSSELL 3000 COM 464287689 6,059 90,794 SH   SOLE   90,794 0 0
GENERAL MOTORS CO COM COM 37045V100 215 10,672 SH   SOLE   10,672 0 0
GENON ENERGY INC COM COM 37244E107 30 10,832 SH   SOLE   10,832 0 0
CITIGROUP INC COM COM 172967424 1,045 40,801 SH   SOLE   40,801 0 0
RAYONIER INC FRACTIONAL COM HFE907109 0 50,000 SH   SOLE   50,000 0 0