The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Accenture PLC Ireland CL A Common G1151C101   2,863 38,873 SH   SOLE   38,873 0 0
Accenture PLC Ireland CL A Common G1151C101   604 8,202 SH   OTR   7,602 0 600
Covidien PLC Common G2554F113   270 4,425 SH   SOLE   4,425 0 0
Eaton Corp PLC Common G29183103   876 12,724 SH   SOLE   12,724 0 0
Eaton Corp PLC Common G29183103   28 400 SH   OTR   100 0 300
Ensco PLC Common G3157S106   1,016 18,895 SH   SOLE   18,895 0 0
Ensco PLC Common G3157S106   75 1,400 SH   OTR   1,400 0 0
Invesco LTD Common G491BT108   770 24,130 SH   SOLE   24,130 0 0
Invesco LTD Common G491BT108   62 1,950 SH   OTR   1,950 0 0
Noble Corporation Common H5833N103   1,257 33,270 SH   SOLE   33,270 0 0
Noble Corporation Common H5833N103   225 5,950 SH   OTR   5,750 0 200
Check Point Software Tech Common M22465104   222 3,925 SH   SOLE   3,925 0 0
AFLAC Inc. Common 001055102   1,077 17,367 SH   SOLE   17,067 0 300
AFLAC Inc. Common 001055102   527 8,500 SH   OTR   7,400 0 1,100
AGL Resouces, Inc Common 001204106   134 2,905 SH   SOLE   2,905 0 0
AGL Resouces, Inc Common 001204106   151 3,275 SH   OTR   3,275 0 0
AT&T Inc. Common 00206R102   6,165 182,287 SH   SOLE   170,781 0 11,506
AT&T Inc. Common 00206R102   840 24,832 SH   OTR   23,132 0 1,700
Abbott Labs Common 002824100   2,053 61,843 SH   SOLE   58,268 0 3,575
Abbott Labs Common 002824100   739 22,267 SH   OTR   21,967 0 300
Abbvie Inc Common 00287Y109   3,504 78,339 SH   SOLE   74,264 0 4,075
Abbvie Inc Common 00287Y109   1,061 23,717 SH   OTR   23,217 0 500
Activision Blizzard Inc Common 00507V109   926 55,510 SH   SOLE   55,510 0 0
Advanced Auto Parts Inc. Common 00751Y106   1,031 12,475 SH   SOLE   12,475 0 0
Aetna U S Healthcare Inc. Common 00817Y108   1,926 30,082 SH   SOLE   29,982 0 100
Aetna U S Healthcare Inc. Common 00817Y108   214 3,350 SH   OTR   3,350 0 0
Air Products & Chemicals Inc Common 009158106   383 3,592 SH   SOLE   3,392 0 200
Air Products & Chemicals Inc Common 009158106   53 500 SH   OTR   0 0 500
Alaska Communications Common 01167P101   31 11,900 SH   SOLE   11,900 0 0
Alcoa Inc Common 013817101   133 16,435 SH   SOLE   16,435 0 0
Alliance Res Partner Lp Common 01877R108   230 3,100 SH   SOLE   3,100 0 0
Alliancebernstein Income Common 01881E101   447 63,527 SH   SOLE   63,527 0 0
Allstate Corp Common 020002101   426 8,421 SH   SOLE   8,421 0 0
Altria Group Inc Common 02209S103   3,720 108,300 SH   SOLE   107,700 0 600
Altria Group Inc Common 02209S103   206 6,010 SH   OTR   3,810 0 2,200
American Elec Pwr Inc Common 025537101   1,864 42,989 SH   SOLE   42,689 0 300
American Elec Pwr Inc Common 025537101   253 5,830 SH   OTR   4,530 0 1,300
American Express Common 025816109   4,959 65,669 SH   SOLE   65,669 0 0
American Express Common 025816109   155 2,050 SH   OTR   2,050 0 0
American Tower Corp New Common 03027X100   630 8,495 SH   SOLE   8,495 0 0
American Tower Corp New Common 03027X100   9 120 SH   OTR   120 0 0
Amgen Inc. Common 031162100   437 3,905 SH   SOLE   3,905 0 0
Amgen Inc. Common 031162100   711 6,350 SH   OTR   6,350 0 0
Amphenol Corp New Common 032095101   700 9,040 SH   SOLE   9,040 0 0
Amphenol Corp New Common 032095101   27 350 SH   OTR   350 0 0
Analog Devices Inc. Common 032654105   794 16,875 SH   SOLE   16,875 0 0
Analog Devices Inc. Common 032654105   24 500 SH   OTR   500 0 0
Apache Corp. Common 037411105   352 4,134 SH   SOLE   4,134 0 0
Apache Corp. Common 037411105   96 1,125 SH   OTR   925 0 200
Apollo Global Management Common 037612306   229 8,100 SH   SOLE   8,100 0 0
Apollo Global Management Common 037612306   85 3,000 SH   OTR   0 0 3,000
Apple Inc. Common 037833100   2,342 4,912 SH   SOLE   4,852 0 60
Apple Inc. Common 037833100   514 1,078 SH   OTR   1,078 0 0
Applied Matls Inc Common 038222105   1,054 60,097 SH   SOLE   56,797 0 3,300
Ashland Inc New Common 044209104   1,218 13,173 SH   SOLE   13,173 0 0
Ashland Inc New Common 044209104   12 130 SH   OTR   130 0 0
Astrazeneca PLC ADR Common 046353108   312 6,000 SH   SOLE   6,000 0 0
Automatic Data Processing Inc Common 053015103   4,851 67,018 SH   SOLE   63,318 0 3,700
Automatic Data Processing Common 053015103   658 9,090 SH   OTR   7,640 0 1,450
AVNET INC Common 053807103   759 18,191 SH   SOLE   18,191 0 0
BCE Inc Common 05534B760   296 6,943 SH   SOLE   6,943 0 0
Bank Hawaii Corp Common 062540109   994 18,250 SH   SOLE   18,000 0 250
Bank Hawaii Corp Common 062540109   233 4,275 SH   OTR   3,775 0 500
Bank Montreal Que Common 063671101   334 5,000 SH   SOLE   5,000 0 0
Bank New York Mellon Corp Common 064058100   347 11,493 SH   SOLE   10,993 0 500
Baxter Intl Inc. Common 071813109   538 8,193 SH   SOLE   8,193 0 0
Baxter Intl Inc. Common 071813109   99 1,500 SH   OTR   1,500 0 0
Beam Inc Common 073730103   667 10,320 SH   SOLE   6,800 0 3,520
Becton Dickerson & Co Common 075887109   455 4,550 SH   SOLE   4,250 0 300
Becton Dickerson & Co Common 075887109   48 475 SH   OTR   75 0 400
Bed Bath & Beyond Inc Common 075896100   1,204 15,560 SH   SOLE   15,560 0 0
Bed Bath & Beyond Inc Common 075896100   79 1,025 SH   OTR   1,025 0 0
Biogen Idec Inc Common 09062X103   1 5 SH   SOLE   5 0 0
Biogen Idec Inc Common 09062X103   373 1,550 SH   OTR   1,550 0 0
Blackrock Inc Common 09247X101   283 1,047 SH   SOLE   1,047 0 0
Blackrock Inc Common 09247X101   238 880 SH   OTR   880 0 0
Blackrock Credit All Inc Common 092508100   240 18,397 SH   OTR   18,397 0 0
Blackstone Group LP Common 09253U108   324 13,000 SH   SOLE   13,000 0 0
Blackstone Group LP Common 09253U108   57 2,270 SH   OTR   2,270 0 0
Boeing Co Common 097023105   288 2,450 SH   SOLE   2,450 0 0
Boeing Co Common 097023105   201 1,710 SH   OTR   1,710 0 0
Brandywine Rlty Tr Common 105368203   134 10,200 SH   SOLE   10,200 0 0
Bristol-Myers Squibb Co. Common 110122108   2,070 44,726 SH   SOLE   40,950 0 3,776
Bristol-Myers Squibb Co. Common 110122108   460 9,940 SH   OTR   8,140 0 1,800
Broadcom Corporation Common 111320107   229 8,810 SH   SOLE   8,210 0 600
Buckeye Partners L P Common 118230101   663 10,120 SH   SOLE   10,120 0 0
Buckeye Partners L P Common 118230101   22 333 SH   OTR   333 0 0
Cigna Corp Common 125509109   216 2,810 SH   SOLE   1,510 0 1,300
CMS Energy Corp. Common 125896100   825 31,332 SH   SOLE   31,332 0 0
CMS Energy Corp. Common 125896100   13 504 SH   OTR   504 0 0
CSX Corp Common 126408103   782 30,368 SH   SOLE   30,368 0 0
CSX Corp Common 126408103   41 1,600 SH   OTR   1,600 0 0
CVS/Caremark Common 126650100   2,570 45,282 SH   SOLE   45,282 0 0
CVS/Caremark Common 126650100   146 2,565 SH   OTR   2,565 0 0
California Wtr Svc Group Common 130788102   203 10,000 SH   OTR   10,000 0 0
Cameron International Corp Common 13342B105   1,002 17,173 SH   SOLE   17,173 0 0
Cameron International Corp Common 13342B105   38 650 SH   OTR   650 0 0
Canadian Nat'l Ry Co. Common 136375102   271 2,674 SH   SOLE   2,674 0 0
Canadian Nat'l Ry Co. Common 136375102   76 750 SH   OTR   750 0 0
Caterpillar Tractor Co. Common 149123101   2,938 35,230 SH   SOLE   33,380 0 1,850
Caterpillar Tractor Co. Common 149123101   518 6,208 SH   OTR   6,208 0 0
Celgene Corp Com Common 151020104   3,025 19,627 SH   SOLE   19,627 0 0
Celgene Corp Com Common 151020104   148 957 SH   OTR   957 0 0
Cenovus Energy Inc Common 15135U109   254 8,493 SH   SOLE   8,493 0 0
Cenovus Energy Inc Common 15135U109   9 300 SH   OTR   300 0 0
Centurylink Inc. Common 156700106   457 14,554 SH   SOLE   14,554 0 0
Centurylink Inc. Common 156700106   698 22,230 SH   OTR   21,930 0 300
Chemical Financial Corp. Common 163731102   36,453 1,305,632 SH   SOLE   1,018,264 0 287,368
Chemical Financial Corp. Common 163731102   3,095 110,851 SH   OTR   109,988 0 863
Chevron Corporation Common 166764100   8,255 67,945 SH   SOLE   60,645 0 7,300
Chevron Corporation Common 166764100   1,271 10,462 SH   OTR   9,612 0 850
Chubb Corp Common 171232101   1,829 20,493 SH   SOLE   19,693 0 800
Chubb Corp Common 171232101   25 285 SH   OTR   285 0 0
Cisco Systems Inc Common 17275R102   2,132 91,009 SH   SOLE   91,009 0 0
Cisco Systems Inc Common 17275R102   391 16,700 SH   OTR   15,950 0 750
Clorox Co Common 189054109   417 5,104 SH   SOLE   5,104 0 0
Clorox Co Common 189054109   93 1,135 SH   OTR   1,135 0 0
Coach Inc Common 189754104   663 12,162 SH   SOLE   12,162 0 0
Coach Inc Common 189754104   48 875 SH   OTR   875 0 0
Coca Cola Co. Common 191216100   4,847 127,952 SH   SOLE   121,152 0 6,800
Coca Cola Co. Common 191216100   512 13,525 SH   OTR   13,525 0 0
Cognizant Tech Solutions Common 192446102   166 2,025 SH   SOLE   2,025 0 0
Cognizant Tech Solutions Common 192446102   41 500 SH   OTR   500 0 0
Cohen & Steers Tot RetRlty Common 19247R103   161 13,000 SH   OTR   13,000 0 0
Colgate Palmolive Co. Common 194162103   692 11,671 SH   SOLE   10,271 0 1,400
Colgate Palmolive Co. Common 194162103   56 950 SH   OTR   950 0 0
Comcast Corp New Cl A Common 20030N101   1,025 22,723 SH   SOLE   22,723 0 0
Comcast Corp New Cl A Common 20030N101   9 200 SH   OTR   200 0 0
Comerica Inc. Common 200340107   354 8,999 SH   SOLE   8,999 0 0
Comerica Inc. Common 200340107   31 800 SH   OTR   0 0 800
Conocophillips Common 20825C104   3,808 54,787 SH   SOLE   52,889 0 1,898
Conocophillips Common 20825C104   691 9,936 SH   OTR   8,736 0 1,200
Corning Inc. Common 219350105   979 67,075 SH   SOLE   67,075 0 0
Corning Inc. Common 219350105   133 9,100 SH   OTR   8,700 0 400
Costco Whsl Corp New Common 22160K105   1,701 14,767 SH   SOLE   14,767 0 0
Cullen Frost Bankers Inc Common 229899109   601 8,515 SH   SOLE   8,515 0 0
Cullen Frost Bankers Inc Common 229899109   32 449 SH   OTR   449 0 0
Cummins Inc Common 231021106   765 5,755 SH   SOLE   5,755 0 0
DTE Energy Co. Common 233331107   802 12,160 SH   SOLE   12,160 0 0
DTE Energy Co. Common 233331107   68 1,036 SH   OTR   1,036 0 0
Danaher Corp. Common 235851102   1,115 16,088 SH   SOLE   16,088 0 0
Danaher Corp. Common 235851102   396 5,715 SH   OTR   5,715 0 0
Darden Restaurants Inc Common 237194105   816 17,625 SH   SOLE   17,225 0 400
Darden Restaurants Inc Common 237194105   35 750 SH   OTR   750 0 0
Deere & Co Common 244199105   1,821 22,375 SH   SOLE   22,375 0 0
Deere & Co Common 244199105   292 3,585 SH   OTR   3,585 0 0
Diageo Plc Spon Adr New Common 25243Q205   1,484 11,675 SH   SOLE   11,675 0 0
Diageo Plc Spon Adr New Common 25243Q205   39 310 SH   OTR   310 0 0
Disney Walt Prodtns Common 254687106   2,967 46,011 SH   SOLE   45,611 0 400
Disney Walt Prodtns Common 254687106   131 2,025 SH   OTR   2,025 0 0
Discover Finl Svcs Common 254709108   1,294 25,600 SH   SOLE   25,600 0 0
Discover Finl Svcs Common 254709108   78 1,540 SH   OTR   1,540 0 0
Dominion Res Inc. VA New Common 25746U109   1,278 20,448 SH   SOLE   19,948 0 500
Dominion Res Inc. VA New Common 25746U109   125 2,000 SH   OTR   1,000 0 1,000
Dover Corp Common 260003108   1,303 14,500 SH   SOLE   14,500 0 0
Dover Corp Common 260003108   11 125 SH   OTR   125 0 0
Dow Chemical Co. Common 260543103   60,998 1,588,497 SH   SOLE   351,143 0 1,237,354
Dow Chemical Co. Common 260543103   15,041 391,680 SH   OTR   148,354 0 243,326
Du Pont Ei De Nemours & Co. Common 263534109   395 6,749 SH   SOLE   4,631 0 2,118
Du Pont Ei De Nemours & Co. Common 263534109   80 1,360 SH   OTR   1,360 0 0
Duke Energy Corp New Common 26441C204   827 12,381 SH   SOLE   12,181 0 200
Duke Energy Corp New Common 26441C204   203 3,047 SH   OTR   3,047 0 0
EMC Corp Common 268648102   271 10,595 SH   SOLE   10,595 0 0
EMC Corp Common 268648102   149 5,815 SH   OTR   5,815 0 0
Eastman Chemical Co Common 277432100   577 7,405 SH   SOLE   7,405 0 0
Ebay Inc Common 278642103   885 15,860 SH   SOLE   15,860 0 0
Ebay Inc Common 278642103   33 600 SH   OTR   600 0 0
Ecolab Inc. Common 278865100   217 2,200 SH   SOLE   2,200 0 0
Ecolab Inc. Common 278865100   84 850 SH   OTR   350 0 500
Edison Intl Common 281020107   264 5,739 SH   SOLE   4,725 0 1,014
Edison Intl Common 281020107   9 200 SH   OTR   200 0 0
Emerson Elec Co. Common 291011104   4,081 63,071 SH   SOLE   58,071 0 5,000
Emerson Elec Co. Common 291011104   602 9,300 SH   OTR   7,800 0 1,500
Energy Transfer Prtnrs L P Common 29273R109   513 9,851 SH   SOLE   9,851 0 0
Energy Transfer Equity L P Common 29273V100   138 2,100 SH   SOLE   2,100 0 0
Energy Transfer Equity L P Common 29273V100   85 1,285 SH   OTR   1,285 0 0
Entergy Corp Common 29364G103   498 7,875 SH   SOLE   7,575 0 300
Entergy Corp Common 29364G103   101 1,600 SH   OTR   1,400 0 200
Enterprise Prods Partners Common 293792107   146 2,400 SH   SOLE   2,400 0 0
Enterprise Prods Partners Common 293792107   427 7,000 SH   OTR   5,000 0 2,000
Equity Residential SBI Common 29476L107   322 6,017 SH   SOLE   6,017 0 0
Equity Residential SBI Common 29476L107   268 5,000 SH   OTR   5,000 0 0
Exelon Corp Common 30161N101   380 12,805 SH   SOLE   12,805 0 0
Exelon Corp. Common 30161N101   9 300 SH   OTR   300 0 0
Express Scripts Hldg Co Common 30219G108   1,565 25,329 SH   SOLE   25,329 0 0
Express Scripts Hldg Co Common 30219G108   1,753 28,373 SH   OTR   28,373 0 0
Exxon Mobil Corp. Common 30231G102   13,790 160,273 SH   SOLE   140,067 0 20,206
Exxon Mobil Corp. Common 30231G102   1,217 14,146 SH   OTR   14,146 0 0
Fedex Corp Common 31428X106   169 1,485 SH   SOLE   1,485 0 0
Fedex Corp Common 31428X106   365 3,200 SH   OTR   3,200 0 0
Fiserv Inc Common 337738108   3,056 30,245 SH   SOLE   29,945 0 300
Fiserv Inc Common 337738108   397 3,929 SH   OTR   3,929 0 0
Firstenergy Corp Common 337932107   153 4,206 SH   SOLE   4,206 0 0
Firstenergy Corp Common 337932107   109 3,000 SH   OTR   2,800 0 200
Ford Motor Co Common 345370860   673 39,901 SH   SOLE   39,901 0 0
Ford Motor Co Common 345370860   56 3,300 SH   OTR   3,300 0 0
Fortune Brands Home & Sec In Common 34964C106   430 10,320 SH   SOLE   6,800 0 3,520
Frontier Communications Corp Common 35906A108   84 20,119 SH   SOLE   20,119 0 0
Frontier Communications Corp Common 35906A108   17 4,169 SH   OTR   4,169 0 0
General Dynamics Co. Common 369550108   213 2,430 SH   SOLE   1,930 0 500
General Dynamics Co Common 369550108   149 1,700 SH   OTR   1,500 0 200
General Elec Co. Common 369604103   6,179 258,623 SH   SOLE   252,723 0 5,900
General Elec Co. Common 369604103   374 15,635 SH   OTR   15,335 0 300
General Mls Inc. Common 370334104   2,607 54,405 SH   SOLE   52,105 0 2,300
General Mls Inc. Common 370334104   220 4,590 SH   OTR   4,590 0 0
General Motors Inc Common 37045V100   171 4,761 SH   SOLE   4,761 0 0
General Motors Inc Common 37045V100   29 800 SH   OTR   800 0 0
Genuine Parts Co. Common 372460105   5,133 63,451 SH   SOLE   60,701 0 2,750
Genuine Parts Co. Common 372460105   415 5,135 SH   OTR   4,435 0 700
Gilead Sciences Inc Common 375558103   3,661 58,230 SH   SOLE   58,230 0 0
Gilead Sciences Inc Common 375558103   382 6,072 SH   OTR   6,072 0 0
Glaxo Smithkline Common 37733W105   567 11,308 SH   SOLE   11,308 0 0
Glaxo Smithkline Common 37733W105   38 750 SH   OTR   500 0 250
Goodyear Tire & Rubr Co Common 382550101   201 8,950 SH   SOLE   8,950 0 0
Goodyear Tire & Rubr Co Common 382550101   6 250 SH   OTR   250 0 0
Google Inc Common 38259P508   1,471 1,679 SH   SOLE   1,679 0 0
Google Inc Common 38259P508   76 87 SH   OTR   57 0 30
Green Mtn Coffee Roasters Common 393122106   1,068 14,175 SH   SOLE   14,175 0 0
HCP Inc Common 40414L109   3,563 87,006 SH   SOLE   85,406 0 1,600
HCP Inc Common 40414L109   549 13,415 SH   OTR   12,015 0 1,400
Halliburton Co Common 406216101   1,134 23,550 SH   SOLE   23,550 0 0
Halliburton Co Common 406216101   241 5,015 SH   OTR   4,315 0 700
Hartford Finl Svcs Common 416515104   2,029 65,208 SH   SOLE   65,208 0 0
Hartford Finl Svcs Common 416515104   34 1,095 SH   OTR   1,095 0 0
Health Care Reit Inc Common 42217K106   470 7,540 SH   SOLE   7,540 0 0
Hewlett Packard Co. Common 428236103   217 10,319 SH   SOLE   9,919 0 400
Hewlett Packard Co. Common 428236103   109 5,200 SH   OTR   5,200 0 0
Hollyfrontier Corp Common 436106108   953 22,625 SH   SOLE   22,625 0 0
Hollyfrontier Corp Common 436106108   3 75 SH   OTR   75 0 0
Home Depot, Inc. Common 437076102   2,177 28,697 SH   SOLE   28,247 0 450
Home Depot, Inc. Common 437076102   478 6,300 SH   OTR   5,700 0 600
Honeywell Intl Inc Common 438516106   1,605 19,327 SH   SOLE   19,027 0 300
Honeywell Intl Inc Common 438516106   205 2,465 SH   OTR   2,465 0 0
Humana Inc Common 444859102   826 8,854 SH   SOLE   8,854 0 0
Humana Inc Common 444859102   33 355 SH   OTR   355 0 0
Illinois Tool Works Inc Common 452308109   99 1,299 SH   SOLE   815 0 484
Illinois Tool Works Inc Common 452308109   172 2,258 SH   OTR   1,408 0 850
Intel Corp. Common 458140100   3,611 157,531 SH   SOLE   149,031 0 8,500
Intel Corp. Common 458140100   656 28,635 SH   OTR   28,135 0 500
IBM Corp. Common 459200101   5,900 31,863 SH   SOLE   28,007 0 3,856
IBM Corp. Common 459200101   863 4,658 SH   OTR   4,258 0 400
Ishares Gold Trust Common 464285105   318 24,638 SH   SOLE   24,638 0 0
Ishares Gold Trust Common 464285105   58 4,500 SH   OTR   4,500 0 0
Ishares DJ Select Divd ETF Common 464287168   257 3,870 SH   SOLE   3,870 0 0
Ishares Core S&P 500 ETF Common 464287200   3,334 19,737 SH   SOLE   19,737 0 0
Ishares Core S&P 500 ETF Common 464287200   107 632 SH   OTR   632 0 0
Ishares Tr Index Iboxx In Gr Common 464287242   511 4,500 SH   SOLE   4,500 0 0
Ishares Tr Index Iboxx In Gr Common 464287242   163 1,439 SH   OTR   1,439 0 0
Ishares Msci Eafe ETF Common 464287465   407 6,384 SH   SOLE   6,384 0 0
Ishares Msci Eafe ETF Common 464287465   81 1,265 SH   OTR   1,065 0 200
Ishares Core S&P Mid-Cap Common 464287507   783 6,311 SH   SOLE   6,311 0 0
Ishares Core S&P Mid-Cap Common 464287507   55 440 SH   OTR   440 0 0
Ishares Russell 2000 ETF Common 464287655   565 5,298 SH   SOLE   5,298 0 0
Ishares Russell 2000 ETF Common 464287655   18 168 SH   OTR   168 0 0
Ishares Tr ETF Dj Us Industrl Common 464287754   436 4,815 SH   SOLE   4,815 0 0
Ishares Dj US Finl Sect ETF Common 464287788   249 3,400 SH   SOLE   3,400 0 0
Ishares Tr S&P Natl Mun Bd Common 464288414   218 2,091 SH   SOLE   2,091 0 0
Ishares Tr Barclays Inter Gv Common 464288612   677 6,150 SH   SOLE   6,150 0 0
Ishares Tr Barclays Inter Credit Bnd Common 464288638   137 1,267 SH   SOLE   1,267 0 0
Ishares Tr Barclays Inter Credit Bnd Common 464288638   78 720 SH   OTR   720 0 0
Ishares Barclays 1-3 yr Common 464288646   359 3,411 SH   SOLE   3,411 0 0
Ishares Barclays 1-3 yr Common 464288646   75 715 SH   OTR   715 0 0
Ishares S&P Pref Stk ETF Common 464288687   488 12,835 SH   SOLE   12,835 0 0
Ishares S&P Pref Stk ETF Common 464288687   86 2,276 SH   OTR   2,276 0 0
Itc Hldgs Corp Common 465685105   164 1,750 SH   SOLE   1,750 0 0
Itc Hldgs Corp Common 465685105   375 4,000 SH   OTR   4,000 0 0
J.P. Morgan Chase & Co. Common 46625H100   5,437 105,183 SH   SOLE   103,091 0 2,092
J.P. Morgan Chase & Co. Common 46625H100   544 10,524 SH   OTR   9,624 0 900
Jacobs Engr Group Inc. Common 469814107   495 8,515 SH   SOLE   8,515 0 0
Jacobs Engr Group Inc. Common 469814107   401 6,900 SH   OTR   6,900 0 0
Johnson & Johnson Common 478160104   7,757 89,476 SH   SOLE   86,701 0 2,775
Johnson & Johnson Common 478160104   963 11,106 SH   OTR   10,156 0 950
Johnson Ctls Inc. Common 478366107   2,252 54,273 SH   SOLE   54,273 0 0
Johnson Ctls Inc. Common 478366107   142 3,425 SH   OTR   3,425 0 0
Kellogg Co. Common 487836108   925 15,755 SH   SOLE   14,355 0 1,400
Kellogg Co. Common 487836108   141 2,400 SH   OTR   2,400 0 0
Kimberly Clark Corp. Common 494368103   1,061 11,259 SH   SOLE   10,559 0 700
Kimberly Clark Corp. Common 494368103   471 5,000 SH   OTR   4,100 0 900
Kinder Morgan Energy Common 494550106   820 10,272 SH   SOLE   10,272 0 0
Kinder Morgan Energy Common 494550106   137 1,720 SH   OTR   1,020 0 700
Kohl's Corp Common 500255104   440 8,510 SH   SOLE   8,110 0 400
Kohl's Corp Common 500255104   147 2,850 SH   OTR   2,000 0 850
Kraft Foods Group Inc Common 50076Q106   255 4,850 SH   SOLE   4,617 0 233
Kroger Co Common 501044101   202 5,013 SH   SOLE   5,013 0 0
Leucadia Natl Corp Common 527288104   324 11,900 SH   SOLE   11,900 0 0
Life Technologies Corp Common 53217V109   846 11,306 SH   SOLE   11,306 0 0
Lilly Eli & Co. Common 532457108   900 17,877 SH   SOLE   17,877 0 0
Lilly Eli & Co. Common 532457108   74 1,470 SH   OTR   1,470 0 0
Linear Technology Corp. Common 535678106   319 8,050 SH   SOLE   8,050 0 0
Lockheed Martin Corp. Common 539830109   1,180 9,250 SH   SOLE   8,600 0 650
Lockheed Martin Corp. Common 539830109   38 300 SH   OTR   150 0 150
Lowes Cos Inc. Common 548661107   482 10,120 SH   SOLE   9,720 0 400
Lowes Cos Inc. Common 548661107   141 2,970 SH   OTR   2,970 0 0
M & T Bank Corporation Common 55261F104   880 7,865 SH   SOLE   7,865 0 0
MDU Res Group Inc Common 552690109   303 10,831 SH   SOLE   10,831 0 0
MDU Res Group Inc Common 552690109   12 427 SH   OTR   427 0 0
Magna Int'l Inc Cl A Common 559222401   2,008 24,320 SH   SOLE   24,320 0 0
Magna Int'l Inc Cl A Common 559222401   71 865 SH   OTR   865 0 0
Marathon Oil Corp. Common 565849106   1,076 30,860 SH   SOLE   30,860 0 0
Marathon Oil Corp. Common 565849106   84 2,400 SH   OTR   2,400 0 0
Marathon Pete Corp Common 56585A102   488 7,580 SH   SOLE   7,580 0 0
Marathon Pete Corp Common 56585A102   58 900 SH   OTR   900 0 0
McDonalds Corp Common 580135101   4,344 45,156 SH   SOLE   43,956 0 1,200
McDonalds Corp Common 580135101   901 9,368 SH   OTR   8,418 0 950
McKesson Hboc Inc Common 58155Q103   1,264 9,855 SH   SOLE   9,855 0 0
McKesson Hboc Inc Common 58155Q103   28 220 SH   OTR   220 0 0
Merck & Co. Inc. New Common 58933Y105   3,795 79,712 SH   SOLE   78,312 0 1,400
Merck & Co. Inc. New Common 58933Y105   346 7,270 SH   OTR   7,270 0 0
Metlife Inc. Common 59156R108   1,092 23,252 SH   SOLE   23,252 0 0
Metlife Inc. Common 59156R108   61 1,300 SH   OTR   1,300 0 0
Microsoft Corp. Common 594918104   1,937 58,218 SH   SOLE   57,618 0 600
Microsoft Corp. Common 594918104   831 24,975 SH   OTR   21,075 0 3,900
Microchip Tech Common 595017104   3,270 81,155 SH   SOLE   75,255 0 5,900
Microchip Tech Common 595017104   173 4,300 SH   OTR   3,900 0 400
Mohawk Industries Common 608190104   1,060 8,139 SH   SOLE   8,139 0 0
Mondelez Intl Inc Common 609207105   357 11,370 SH   SOLE   10,670 0 700
Mylan Inc Common 628530107   2,011 52,685 SH   SOLE   51,985 0 700
Mylan Inc Common 628530107   34 890 SH   OTR   890 0 0
NCR Corp Common 62886E108   1,081 27,280 SH   SOLE   27,280 0 0
National Fuel Gas Co. Common 636180101   567 8,250 SH   SOLE   7,650 0 600
National Fuel Gas Co. Common 636180101   72 1,050 SH   OTR   1,050 0 0
National - Oilwell Varco Common 637071101   1,060 13,577 SH   SOLE   13,577 0 0
National - Oilwell Varco Common 637071101   111 1,425 SH   OTR   1,425 0 0
Neogen Corp Common 640491106   757 12,465 SH   SOLE   12,465 0 0
Neogen Corp Common 640491106   162 2,675 SH   OTR   675 0 2,000
Newmont Mining Corp Common 651639106   383 13,640 SH   SOLE   13,640 0 0
Newmont Mining Corp Common 651639106   7 245 SH   OTR   245 0 0
Nextera Energy Inc Common 65339F101   2,596 32,383 SH   SOLE   30,583 0 1,800
Nextera Energy Inc Common 65339F101   299 3,724 SH   OTR   3,724 0 0
Nike Inc. Cl B Common 654106103   1,330 18,312 SH   SOLE   18,312 0 0
Nike Inc. Cl B Common 654106103   367 5,055 SH   OTR   5,055 0 0
Norfolk Southn Corp Common 655844108   258 3,340 SH   SOLE   3,340 0 0
Norfolk Southn Corp Common 655844108   152 1,969 SH   OTR   1,969 0 0
Novartis ADR Common 66987V109   134 1,750 SH   SOLE   1,750 0 0
Novartis ADR Common 66987V109   192 2,500 SH   OTR   2,500 0 0
Nucor Corp Common 670346105   424 8,640 SH   SOLE   8,640 0 0
Nucor Corp Common 670346105   45 925 SH   OTR   925 0 0
Nustar Energy LP Common 67058H102   276 6,875 SH   SOLE   6,875 0 0
Nuveen Quality Pref Common 67071S101   159 21,000 SH   OTR   21,000 0 0
Oneok Partners LP Common 68268N103   116 2,180 SH   SOLE   2,180 0 0
Oneok Partners LP Common 68268N103   114 2,150 SH   OTR   2,150 0 0
Oneok Inc New Common 682680103   947 17,763 SH   SOLE   16,963 0 800
Oneok Inc New Common 682680103   70 1,318 SH   OTR   1,318 0 0
Oracle Corp. Common 68389X105   2,887 87,024 SH   SOLE   87,024 0 0
Oracle Corp. Common 68389X105   348 10,485 SH   OTR   9,385 0 1,100
PG & E Corp Common 69331C108   294 7,175 SH   SOLE   7,175 0 0
PG & E Corp Common 69331C108   39 950 SH   OTR   950 0 0
PPG Inds Inc Common 693506107   1,067 6,389 SH   SOLE   6,139 0 250
PPG Inds Inc Common 693506107   109 655 SH   OTR   655 0 0
PPL Corp Common 69351T106   473 15,575 SH   SOLE   15,575 0 0
PPL Corp Common 69351T106   90 2,950 SH   OTR   850 0 2,100
PVR Partners L P Common 693665101   354 15,315 SH   SOLE   15,315 0 0
Paccar Inc Common 693718108   994 17,850 SH   SOLE   17,850 0 0
Packaging Corp Amer Common 695156109   581 10,170 SH   SOLE   10,170 0 0
Packaging Corp Amer Common 695156109   23 400 SH   OTR   400 0 0
Paychex, Inc. Common 704326107   425 10,450 SH   SOLE   10,450 0 0
Paychex, Inc. Common 704326107   14 350 SH   OTR   350 0 0
Pepsico Inc. Common 713448108   2,380 29,939 SH   SOLE   27,164 0 2,775
Pepsico Inc. Common 713448108   795 10,005 SH   OTR   10,005 0 0
Pfizer Inc. Common 717081103   4,859 169,150 SH   SOLE   149,139 0 20,011
Pfizer Inc. Common 717081103   818 28,493 SH   OTR   25,205 0 3,288
Philip Morris Intl Inc. Common 718172109   776 8,965 SH   SOLE   8,965 0 0
Philip Morris Intl Inc. Common 718172109   93 1,075 SH   OTR   1,075 0 0
Phillips 66 Common 718546104   1,742 30,123 SH   SOLE   29,779 0 344
Phillips 66 Common 718546104   184 3,185 SH   OTR   3,185 0 0
Pinnacle West Cap Corp. Common 723484101   374 6,834 SH   SOLE   6,284 0 550
Powershares QQQ Trust Common 73935A104   1,213 15,375 SH   SOLE   15,375 0 0
Praxair Inc. Common 74005P104   937 7,795 SH   SOLE   7,795 0 0
Praxair Inc. Common 74005P104   415 3,454 SH   OTR   3,454 0 0
T Rowe Price Group Inc Common 74144T108   1,618 22,493 SH   SOLE   22,493 0 0
T Rowe Price Group Inc Common 74144T108   107 1,485 SH   OTR   1,485 0 0
Procter & Gamble Co. Common 742718109   5,380 71,169 SH   SOLE   68,075 0 3,094
Procter & Gamble Co. Common 742718109   647 8,553 SH   OTR   8,553 0 0
Prudential Financial Common 744320102   1,331 17,067 SH   SOLE   17,067 0 0
Prudential Financial Common 744320102   271 3,470 SH   OTR   3,470 0 0
Qualcomm Incorporated Common 747525103   3,409 50,635 SH   SOLE   50,635 0 0
Qualcomm Incorporated Common 747525103   287 4,265 SH   OTR   3,665 0 600
Raymond James Finl Inc Common 754730109   709 17,005 SH   SOLE   17,005 0 0
Raymond James Finl Inc Common 754730109   18 420 SH   OTR   420 0 0
Raytheon Company Common 755111507   231 2,995 SH   SOLE   2,995 0 0
Rockwell Automation Inc Common 773903109   340 3,175 SH   SOLE   3,175 0 0
Rockwell Automation Inc Common 773903109   53 500 SH   OTR   0 0 500
Royal Dutch Shell PLC Common 780259206   1,337 20,355 SH   SOLE   19,130 0 1,225
Royal Dutch Shell PLC Common 780259206   361 5,503 SH   OTR   5,303 0 200
Guggenheim S&P 500 Common 78355W106   275 4,214 SH   SOLE   4,214 0 0
SJW Corp Com Common 784305104   210 7,500 SH   OTR   7,500 0 0
SPDR S&P 500 ETF Trust Common 78462F103   857 5,103 SH   SOLE   5,103 0 0
SPDR S&P 500 ETF Trust Common 78462F103   18 110 SH   OTR   110 0 0
SPDR Gold Trust Common 78463V107   376 2,930 SH   SOLE   2,930 0 0
SPDR Gold Trust Common 78463V107   163 1,275 SH   OTR   1,275 0 0
SPDR S&P Divd ETF Common 78464A763   704 10,216 SH   SOLE   10,216 0 0
SPDR S&P Divd ETF Common 78464A763   230 3,332 SH   OTR   3,332 0 0
SPDR S&P Midcap 400 Common 78467Y107   555 2,450 SH   SOLE   2,450 0 0
St. Jude Med Inc. Common 790849103   754 14,050 SH   SOLE   14,050 0 0
Schlumberger Ltd. Common 806857108   1,428 16,156 SH   SOLE   16,156 0 0
Schlumberger Ltd. Common 806857108   663 7,505 SH   OTR   7,505 0 0
Select Sector Spdr Cons Discr Etf Common 81369Y407   491 8,100 SH   SOLE   8,100 0 0
Select Sector Spdr Cons Discr Etf Common 81369Y407   43 710 SH   OTR   710 0 0
Select Sector Spdr/Energy Etf Common 81369Y506   417 5,035 SH   SOLE   5,035 0 0
Select Sector Spdr/Energy Etf Common 81369Y506   43 518 SH   OTR   518 0 0
Select Sector SPDR Tr/Fin'l Common 81369Y605   1,333 66,945 SH   SOLE   66,945 0 0
Select Sector SPDR Tr/Fin'l Common 81369Y605   76 3,801 SH   OTR   3,801 0 0
Select Sector SPDR Tech Common 81369Y803   667 20,809 SH   SOLE   20,809 0 0
Select Sector SPDR Tech Common 81369Y803   58 1,801 SH   OTR   1,801 0 0
Sempra Energy Inc Corp Common 816851109   259 3,030 SH   SOLE   2,230 0 800
Sigma Aldrich Corp. Common 826552101   190 2,230 SH   SOLE   2,230 0 0
Sigma Aldrich Corp. Common 826552101   145 1,700 SH   OTR   1,700 0 0
Simon Ppty Group Inc. Common 828806109   3,853 25,996 SH   SOLE   25,289 0 707
Simon Ppty Group Inc. Common 828806109   148 1,001 SH   OTR   1,001 0 0
Smith A O Common 831865209   271 6,000 SH   OTR   6,000 0 0
Smucker J M Co Common 832696405   561 5,339 SH   SOLE   4,839 0 500
Sonoco Prods Co Common 835495102   287 7,375 SH   SOLE   7,375 0 0
Sonoco Prods Co Common 835495102   12 300 SH   OTR   0 0 300
Southern Co. Common 842587107   844 20,500 SH   SOLE   19,700 0 800
Southern Co. Common 842587107   61 1,476 SH   OTR   1,476 0 0
Spectra Energy Corp Common 847560109   903 26,382 SH   SOLE   25,482 0 900
Spectra Energy Corp Common 847560109   194 5,668 SH   OTR   5,668 0 0
Stanley Black and Decker Common 854502101   488 5,387 SH   SOLE   5,387 0 0
State Street Corp Common 857477103   918 13,967 SH   SOLE   13,967 0 0
State Street Corp Common 857477103   46 700 SH   OTR   500 0 200
Stryker Corp. Common 863667101   499 7,389 SH   SOLE   7,389 0 0
Stryker Corp. Common 863667101   2,631 38,925 SH   OTR   37,225 0 1,700
Sturm Ruger & Co Common 864159108   376 6,000 SH   SOLE   6,000 0 0
Sysco Corp. Common 871829107   327 10,263 SH   SOLE   10,263 0 0
Sysco Corp. Common 871829107   13 400 SH   OTR   400 0 0
TJX Cos Inc Common 872540109   204 3,612 SH   SOLE   3,612 0 0
Target Corp. Common 87612E106   1,117 17,452 SH   SOLE   16,002 0 1,450
Target Corp. Common 87612E106   222 3,470 SH   OTR   3,470 0 0
Telefonica S A Sponsored ADR Common 879382208   127 8,210 SH   SOLE   8,210 0 0
Telefonica S A Sponsored ADR Common 879382208   139 9,000 SH   OTR   9,000 0 0
Teva Pharmaceutical Inds Common 881624209   976 25,822 SH   SOLE   25,822 0 0
Teva Pharmaceutical Inds Common 881624209   450 11,900 SH   OTR   11,800 0 100
Texas Instruments Common 882508104   306 7,584 SH   SOLE   7,584 0 0
Texas Instruments Common 882508104   20 500 SH   OTR   500 0 0
3M Co. Common 88579Y101   2,260 18,924 SH   SOLE   14,464 0 4,460
3M Co. Common 88579Y101   580 4,855 SH   OTR   4,355 0 500
Time Warner Cable Inc Common 88732J207   992 8,893 SH   SOLE   8,893 0 0
Time Warner Cable Inc Common 88732J207   190 1,700 SH   OTR   1,700 0 0
Totalfinaelf S A ADR Common 89151E109   342 5,900 SH   SOLE   5,900 0 0
Travelers Companies Inc Common 89417E109   544 6,422 SH   SOLE   6,422 0 0
Travelers Companies Inc Common 89417E109   17 200 SH   OTR   200 0 0
Tupperware Brands Corp Common 899896104   1,268 14,685 SH   SOLE   14,385 0 300
Tupperware Brands Corp Common 899896104   23 270 SH   OTR   270 0 0
U S Bankcorp Del New Common 902973304   313 8,564 SH   SOLE   8,564 0 0
U S Bankcorp Del New Common 902973304   127 3,475 SH   OTR   3,475 0 0
Union Pac Corp Common 907818108   87 563 SH   SOLE   563 0 0
Union Pac Corp Common 907818108   249 1,600 SH   OTR   1,600 0 0
United Parcel Service Common 911312106   636 6,957 SH   SOLE   6,957 0 0
United Parcel Service Common 911312106   58 635 SH   OTR   635 0 0
United Rentals Inc Common 911363109   646 11,082 SH   SOLE   11,082 0 0
United Technologies Corp. Common 913017109   8,315 77,116 SH   SOLE   57,416 0 19,700
United Technologies Corp. Common 913017109   658 6,101 SH   OTR   6,101 0 0
United Health Group Inc Common 91324P102   1,317 18,385 SH   SOLE   18,385 0 0
United Health Group Inc Common 91324P102   14 190 SH   OTR   190 0 0
V F Corp Common 918204108   1,198 6,018 SH   SOLE   5,618 0 400
V F Corp Common 918204108   50 250 SH   OTR   0 0 250
Valero Energy Corp New Common 91913Y100   1,014 29,700 SH   SOLE   29,700 0 0
Valero Energy Corp New Common 91913Y100   4 110 SH   OTR   110 0 0
Vanguard Long-Term Common 921937793   300 3,613 SH   OTR   3,613 0 0
Vanguard Bd Index Fd Short Term Common 921937827   1,196 14,884 SH   SOLE   14,884 0 0
Vanguard Bd Index Fd Tot Common 921937835   1,225 15,151 SH   SOLE   15,151 0 0
Vanguard Ftse All-World Common 922042775   2,202 45,300 SH   SOLE   45,300 0 0
Vanguard Ftse Emerging Mkts Common 922042858   231 5,762 SH   SOLE   5,762 0 0
Vanguard Ftse Emerging Mkts Common 922042858   216 5,386 SH   OTR   5,286 0 100
Vanguard Consumer Staples Etf Common 92204A207   331 3,195 SH   SOLE   3,195 0 0
Vanguard Financial ETF Common 92204A405   1,562 38,267 SH   SOLE   38,267 0 0
Vanguard Financial ETF Common 92204A405   159 3,899 SH   OTR   3,899 0 0
Vanguard World Fds Health Common 92204A504   414 4,450 SH   SOLE   4,450 0 0
Vanguard Index Fds Reit Common 922908553   698 10,560 SH   SOLE   10,560 0 0
Vanguard Index Fds Reit Common 922908553   107 1,624 SH   OTR   1,624 0 0
Vanguard Growth ETF Common 922908736   2,672 31,582 SH   SOLE   31,582 0 0
Vanguard Growth ETF Common 922908736   40 475 SH   OTR   475 0 0
Vanguard Value ETF Common 922908744   2,159 30,931 SH   SOLE   30,931 0 0
Vanguard Value ETF Common 922908744   40 575 SH   OTR   575 0 0
Vanguard Small-cap ETF Common 922908751   78 763 SH   SOLE   763 0 0
Vanguard Small-cap ETF Common 922908751   353 3,449 SH   OTR   3,449 0 0
Verizon Communications Common 92343V104   3,737 80,060 SH   SOLE   75,216 0 4,844
Verizon Communications Common 92343V104   601 12,868 SH   OTR   12,868 0 0
Visa Inc Common 928298108   1,207 6,315 SH   SOLE   6,315 0 0
Visa Inc Common 92826C839   83 435 SH   OTR   435 0 0
Vodafone Group PLC Common 92857W209   1,367 38,871 SH   SOLE   38,871 0 0
Vodafone Group PLC Common 92857W209   24 682 SH   OTR   682 0 0
Vulcan Materials Co Common 929160109   241 4,650 SH   SOLE   4,650 0 0
Vulcan Materials Co Common 929160109   10 200 SH   OTR   200 0 0
Wal Mart Stores Inc. Common 931142103   1,645 22,241 SH   SOLE   22,241 0 0
Wal Mart Stores Inc. Common 931142103   165 2,225 SH   OTR   2,225 0 0
Walgreen Co. Common 931422109   790 14,686 SH   SOLE   14,386 0 300
Walgreen Co. Common 931422109   498 9,250 SH   OTR   9,250 0 0
Waste Management Common 94106L109   1,792 43,461 SH   SOLE   41,061 0 2,400
Waste Management Common 94106L109   331 8,035 SH   OTR   6,235 0 1,800
Westpac Bkg Corp Common 961214301   318 10,375 SH   SOLE   10,375 0 0
Xerox Corp Common 984121103   486 47,200 SH   SOLE   47,200 0 0
Zimmer Hldgs Common 98956P102   334 4,069 SH   SOLE   3,762 0 307
Zimmer Hldgs Common 98956P102   21 250 SH   OTR   250 0 0