The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Accenture PLC Ireland CL A Common G1151C101 2,892 40,190 SH   SOLE   40,190 0 0
Accenture PLC Ireland CL A Common G1151C101 590 8,202 SH   OTR   7,602 0 600
Covidien PLC Common G2554F113 322 5,123 SH   SOLE   5,123 0 0
Covidien PLC Common G2554F113 5 85 SH   OTR   85 0 0
Eaton Corp PLC Common G29183103 933 14,177 SH   SOLE   14,177 0 0
Eaton Corp PLC Common G29183103 83 1,260 SH   OTR   960 0 300
Ensco PLC Common G3157S106 1,014 17,450 SH   SOLE   17,450 0 0
Ensco PLC Common G3157S106 81 1,400 SH   OTR   1,400 0 0
Invesco LTD Common G491BT108 767 24,130 SH   SOLE   24,130 0 0
Invesco LTD Common G491BT108 62 1,950 SH   OTR   1,950 0 0
Noble Corporation Common H5833N103 1,340 35,649 SH   SOLE   35,649 0 0
Noble Corporation Common H5833N103 224 5,950 SH   OTR   5,750 0 200
Transocean LTD Switzerland Common H8817H100 213 4,449 SH   SOLE   4,449 0 0
Shin Etsu Chemical Co LTD Common J72810120 6,072 91,600 SH   SOLE   91,600 0 0
De Master Blenders Common N2563N109 176 11,000 SH   SOLE   11,000 0 0
AFLAC Inc. Common 001055102 906 15,597 SH   SOLE   15,297 0 300
AFLAC Inc. Common 001055102 378 6,500 SH   OTR   4,800 0 1,700
AGL Resouces, Inc Common 001204106 125 2,905 SH   SOLE   2,905 0 0
AGL Resouces, Inc Common 001204106 140 3,275 SH   OTR   3,275 0 0
AT&T Inc. Common 00206R102 6,495 183,461 SH   SOLE   170,955 0 12,506
AT&T Inc. Common 00206R102 888 25,092 SH   OTR   21,892 900 2,300
Abbott Labs Common 002824100 2,239 64,200 SH   SOLE   61,100 0 3,100
Abbott Labs Common 002824100 777 22,267 SH   OTR   21,967 0 300
Abbvie Inc Common 00287Y109 3,144 76,049 SH   SOLE   71,974 0 4,075
Abbvie Inc Common 00287Y109 972 23,517 SH   OTR   23,017 0 500
Activision Blizzard Inc Common 00507V109 664 46,595 SH   SOLE   46,595 0 0
Advanced Auto Parts Inc. Common 00751Y106 1,013 12,475 SH   SOLE   12,475 0 0
Aetna U S Healthcare Inc. Common 00817Y108 1,928 30,337 SH   SOLE   30,237 0 100
Aetna U S Healthcare Inc. Common 00817Y108 213 3,350 SH   OTR   2,900 0 450
Air Products & Chemicals Inc Common 009158106 336 3,667 SH   SOLE   3,467 0 200
Air Products & Chemicals Inc Common 009158106 46 500 SH   OTR   0 0 500
Alaska Communications Common 01167P101 20 11,900 SH   SOLE   11,900 0 0
Alcoa Inc Common 013817101 126 16,135 SH   SOLE   16,135 0 0
Alliance Res Partner Lp Common 01877R108 219 3,100 SH   SOLE   3,100 0 0
Alliancebernstein Income Common 01881E101 474 63,527 SH   SOLE   63,527 0 0
Allstate Corp Common 020002101 400 8,311 SH   SOLE   8,311 0 0
Altria Group Inc Common 02209S103 3,843 109,835 SH   SOLE   109,235 0 600
Altria Group Inc Common 02209S103 228 6,510 SH   OTR   4,310 0 2,200
American Elec Pwr Inc Common 025537101 2,243 50,082 SH   SOLE   49,432 0 650
American Elec Pwr Inc Common 025537101 261 5,830 SH   OTR   4,530 0 1,300
American Express Common 025816109 5,044 67,466 SH   SOLE   67,466 0 0
American Express Common 025816109 164 2,200 SH   OTR   1,900 0 300
Amer HighIncome Mun Common 026545103 526 35,651 SH   OTR   35,651 0 0
American Tower Corp New Common 03027X100 592 8,085 SH   SOLE   8,085 0 0
American Tower Corp New Common 03027X100 9 120 SH   OTR   120 0 0
Amgen Inc. Common 031162100 457 4,628 SH   SOLE   4,628 0 0
Amgen Inc. Common 031162100 626 6,350 SH   OTR   6,350 0 0
Amphenol Corp New Common 032095101 678 8,701 SH   SOLE   8,701 0 0
Amphenol Corp New Common 032095101 27 350 SH   OTR   350 0 0
Analog Devices Inc. Common 032654105 761 16,889 SH   SOLE   16,889 0 0
Analog Devices Inc. Common 032654105 23 500 SH   OTR   500 0 0
Apache Corp. Common 037411105 347 4,134 SH   SOLE   4,134 0 0
Apache Corp. Common 037411105 94 1,125 SH   OTR   925 0 200
Apollo Global Management Common 037612306 147 6,100 SH   SOLE   6,100 0 0
Apollo Global Management Common 037612306 60 2,500 SH   OTR   0 0 2,500
Apple Inc. Common 037833100 1,966 4,958 SH   SOLE   4,898 0 60
Apple Inc. Common 037833100 435 1,096 SH   OTR   562 0 534
Applied Matls Inc Common 038222105 964 64,597 SH   SOLE   61,297 0 3,300
Ashland Inc New Common 044209104 1,079 12,923 SH   SOLE   12,923 0 0
Ashland Inc New Common 044209104 11 130 SH   OTR   130 0 0
Astrazeneca PLC ADR Common 046353108 284 6,000 SH   SOLE   6,000 0 0
Automatic Data Processing Inc Common 053015103 4,613 66,985 SH   SOLE   63,585 0 3,400
Automatic Data Processing Common 053015103 621 9,025 SH   OTR   7,875 0 1,150
BCE Inc Common 05534B760 285 6,943 SH   SOLE   6,943 0 0
Baird Core Plus Bond Inst Common 057071870 13,217 1,221,191 SH   SOLE   1,218,820 0 2,371
Baird Core Plus Bond Inst Common 057071870 435 40,212 SH   OTR   40,212 0 0
Bank Hawaii Corp Common 062540109 959 19,050 SH   SOLE   18,800 0 250
Bank Hawaii Corp Common 062540109 215 4,275 SH   OTR   3,775 0 500
Bank Montreal Que Common 063671101 290 5,000 SH   SOLE   5,000 0 0
Bank New York Mellon Corp Common 064058100 322 11,493 SH   SOLE   10,993 0 500
Baxter Intl Inc. Common 071813109 568 8,201 SH   SOLE   8,201 0 0
Baxter Intl Inc. Common 071813109 104 1,500 SH   OTR   1,500 0 0
Beam Inc Common 073730103 651 10,320 SH   SOLE   6,800 0 3,520
Becton Dickerson & Co Common 075887109 450 4,552 SH   SOLE   4,252 0 300
Becton Dickerson & Co Common 075887109 57 575 SH   OTR   575 0 0
Bed Bath & Beyond Inc Common 075896100 869 12,245 SH   SOLE   12,245 0 0
Bed Bath & Beyond Inc Common 075896100 55 775 SH   OTR   775 0 0
Biogen Idec Inc Common 09062X103 1 5 SH   SOLE   5 0 0
Biogen Idec Inc Common 09062X103 334 1,550 SH   OTR   1,550 0 0
Blackrock Inc Common 09247X101 260 1,012 SH   SOLE   1,012 0 0
Blackrock Inc Common 09247X101 226 880 SH   OTR   880 0 0
Blackrock Credit All Inc Common 092508100 239 18,397 SH   OTR   18,397 0 0
Blackstone Group LP Common 09253U108 274 13,000 SH   SOLE   13,000 0 0
Blackstone Group LP Common 09253U108 48 2,270 SH   OTR   2,270 0 0
Boeing Co Common 097023105 248 2,418 SH   SOLE   2,418 0 0
Boeing Co Common 097023105 175 1,710 SH   OTR   1,710 0 0
Brandywine Rlty Tr Common 105368203 138 10,200 SH   SOLE   10,200 0 0
BristolMyers Squibb Co. Common 110122108 2,075 46,434 SH   SOLE   42,658 0 3,776
BristolMyers Squibb Co. Common 110122108 439 9,830 SH   OTR   6,850 0 2,980
Broadcom Corporation Common 111320107 1,052 31,128 SH   SOLE   30,528 0 600
Broadcom Corporation Common 111320107 10 300 SH   OTR   300 0 0
Buckeye Partners L P Common 118230101 710 10,120 SH   SOLE   10,120 0 0
Buckeye Partners L P Common 118230101 23 333 SH   OTR   333 0 0
Cigna Corp Common 125509109 204 2,810 SH   SOLE   1,510 0 1,300
CMS Energy Corp. Common 125896100 329 12,096 SH   SOLE   11,096 0 1,000
CMS Energy Corp. Common 125896100 14 504 SH   OTR   504 0 0
CSX Corp Common 126408103 697 30,061 SH   SOLE   30,061 0 0
CSX Corp Common 126408103 44 1,895 SH   OTR   1,895 0 0
CVS/Caremark Common 126650100 2,338 40,882 SH   SOLE   40,882 0 0
CVS/Caremark Common 126650100 132 2,315 SH   OTR   2,315 0 0
California Wtr Svc Group Common 130788102 195 10,000 SH   OTR   10,000 0 0
Cameron International Corp Common 13342B105 1,028 16,803 SH   SOLE   16,803 0 0
Cameron International Corp Common 13342B105 40 650 SH   OTR   650 0 0
Canadian Nat'l Ry Co. Common 136375102 260 2,674 SH   SOLE   2,674 0 0
Canadian Nat'l Ry Co. Common 136375102 73 750 SH   OTR   750 0 0
Caterpillar Tractor Co. Common 149123101 2,703 32,764 SH   SOLE   30,914 0 1,850
Caterpillar Tractor Co. Common 149123101 518 6,283 SH   OTR   4,050 0 2,233
Celgene Corp Com Common 151020104 2,280 19,491 SH   SOLE   19,491 0 0
Celgene Corp Com Common 151020104 112 957 SH   OTR   255 0 702
Cenovus Energy Inc Common 15135U109 254 8,893 SH   SOLE   8,893 0 0
Cenovus Energy Inc Common 15135U109 9 300 SH   OTR   300 0 0
Centurylink Inc. Common 156700106 533 15,067 SH   SOLE   15,067 0 0
Centurylink Inc. Common 156700106 839 23,730 SH   OTR   21,930 0 1,800
Chemical Financial Corp. Common 163731102 34,172 1,314,813 SH   SOLE   1,026,137 0 288,676
Chemical Financial Corp. Common 163731102 2,881 110,851 SH   OTR   109,988 0 863
Chevron Corporation Common 166764100 7,958 67,250 SH   SOLE   59,950 0 7,300
Chevron Corporation Common 166764100 1,248 10,547 SH   OTR   9,637 60 850
Chubb Corp Common 171232101 1,794 21,188 SH   SOLE   20,388 0 800
Chubb Corp Common 171232101 24 285 SH   OTR   285 0 0
Cisco Systems Inc Common 17275R102 2,159 88,734 SH   SOLE   88,734 0 0
Cisco Systems Inc Common 17275R102 416 17,100 SH   OTR   16,350 0 750
Clorox Co Common 189054109 369 4,439 SH   SOLE   4,439 0 0
Clorox Co Common 189054109 90 1,085 SH   OTR   885 0 200
Coach Inc Common 189754104 743 13,007 SH   SOLE   13,007 0 0
Coach Inc Common 189754104 50 875 SH   OTR   875 0 0
Coca Cola Co. Common 191216100 5,167 128,817 SH   SOLE   122,017 0 6,800
Coca Cola Co. Common 191216100 551 13,735 SH   OTR   13,135 0 600
Colgate Palmolive Co. Common 194162103 692 12,071 SH   SOLE   10,671 0 1,400
Colgate Palmolive Co. Common 194162103 57 1,000 SH   OTR   1,000 0 0
Comcast Corp New Cl A Common 20030N101 869 20,813 SH   SOLE   20,813 0 0
Comerica Inc. Common 200340107 320 8,027 SH   SOLE   8,027 0 0
Comerica Inc. Common 200340107 32 800 SH   OTR   0 0 800
Conocophillips Common 20825C104 3,309 54,697 SH   SOLE   53,209 0 1,488
Conocophillips Common 20825C104 610 10,084 SH   OTR   8,234 0 1,850
Corning Inc. Common 219350105 936 65,749 SH   SOLE   65,749 0 0
Corning Inc. Common 219350105 129 9,100 SH   OTR   8,700 0 400
Costco Whsl Corp New Common 22160K105 1,887 17,067 SH   SOLE   17,067 0 0
Cullen Frost Bankers Inc Common 229899109 622 9,315 SH   SOLE   9,315 0 0
Cullen Frost Bankers Inc Common 229899109 30 449 SH   OTR   449 0 0
DTE Energy Co. Common 233331107 822 12,260 SH   SOLE   11,160 0 1,100
DTE Energy Co. Common 233331107 69 1,036 SH   OTR   1,036 0 0
Danaher Corp. Common 235851102 1,062 16,771 SH   SOLE   16,771 0 0
Danaher Corp. Common 235851102 362 5,715 SH   OTR   5,715 0 0
Darden Restaurants Inc Common 237194105 1,034 20,490 SH   SOLE   20,090 0 400
Darden Restaurants Inc Common 237194105 38 750 SH   OTR   750 0 0
Deere & Co Common 244199105 2,357 29,010 SH   SOLE   29,010 0 0
Deere & Co Common 244199105 283 3,485 SH   OTR   3,485 0 0
Deutsche Telekom Ag Common 251566105 218 18,750 SH   SOLE   18,750 0 0
Diageo Plc Spon Adr New Common 25243Q205 1,266 11,015 SH   SOLE   11,015 0 0
Diageo Plc Spon Adr New Common 25243Q205 36 310 SH   OTR   310 0 0
Disney Walt Prodtns Common 254687106 2,270 35,946 SH   SOLE   35,546 0 400
Disney Walt Prodtns Common 254687106 111 1,755 SH   OTR   1,755 0 0
Discover Finl Svcs Common 254709108 948 19,890 SH   SOLE   19,890 0 0
Discover Finl Svcs Common 254709108 75 1,580 SH   OTR   1,580 0 0
Dodge & Cox Income Common 256210105 3,271 242,682 SH   SOLE   242,682 0 0
Dodge & Cox Income Common 256210105 26 1,895 SH   OTR   1,895 0 0
Dominion Res Inc. VA New Common 25746U109 1,168 20,548 SH   SOLE   20,048 0 500
Dominion Res Inc. VA New Common 25746U109 114 2,000 SH   OTR   1,000 0 1,000
Dover Corp Common 260003108 873 11,240 SH   SOLE   11,240 0 0
Dover Corp Common 260003108 6 75 SH   OTR   75 0 0
Dow Chemical Co. Common 260543103 53,203 1,653,807 SH   SOLE   387,295 0 1,266,512
Dow Chemical Co. Common 260543103 12,772 397,030 SH   OTR   148,504 0 248,526
Dreyfus AmtFree Muni Common 261969802 88 6,423 SH   SOLE   6,423 0 0
Dreyfus AmtFree Muni Common 261969802 52 3,773 SH   OTR   3,773 0 0
Du Pont Ei De Nemours & Co. Common 263534109 361 6,872 SH   SOLE   4,754 0 2,118
Du Pont Ei De Nemours & Co. Common 263534109 71 1,360 SH   OTR   1,300 0 60
Duke Energy Corp New Common 26441C204 833 12,341 SH   SOLE   12,141 0 200
Duke Energy Corp New Common 26441C204 206 3,047 SH   OTR   3,047 0 0
EMC Corp Common 268648102 359 15,209 SH   SOLE   15,209 0 0
EMC Corp Common 268648102 149 6,305 SH   OTR   6,305 0 0
Ebay Inc Common 278642103 778 15,043 SH   SOLE   15,043 0 0
Ecolab Inc. Common 278865100 192 2,257 SH   SOLE   2,257 0 0
Ecolab Inc. Common 278865100 72 850 SH   OTR   850 0 0
Edison Intl Common 281020107 277 5,749 SH   SOLE   4,735 0 1,014
Edison Intl Common 281020107 10 200 SH   OTR   200 0 0
Emerson Elec Co. Common 291011104 3,515 64,456 SH   SOLE   59,756 0 4,700
Emerson Elec Co. Common 291011104 507 9,300 SH   OTR   7,800 0 1,500
Energy Transfer Prtnrs L P Common 29273R109 511 10,101 SH   SOLE   10,101 0 0
Energy Transfer Equity L P Common 29273V100 138 2,300 SH   SOLE   2,300 0 0
Energy Transfer Equity L P Common 29273V100 77 1,285 SH   OTR   1,285 0 0
Entergy Corp Common 29364G103 580 8,325 SH   SOLE   8,025 0 300
Entergy Corp Common 29364G103 111 1,600 SH   OTR   1,400 0 200
Enterprise Prods Partners Common 293792107 199 3,200 SH   SOLE   3,200 0 0
Enterprise Prods Partners Common 293792107 435 7,000 SH   OTR   5,000 0 2,000
Equity Residential SBI Common 29476L107 350 6,023 SH   SOLE   6,023 0 0
Equity Residential SBI Common 29476L107 290 5,000 SH   OTR   5,000 0 0
Exelon Corp Common 30161N101 784 25,377 SH   SOLE   25,377 0 0
Exelon Corp. Common 30161N101 82 2,669 SH   OTR   2,669 0 0
Express Scripts Hldg Co Common 30219G108 1,619 26,218 SH   SOLE   26,218 0 0
Express Scripts Hldg Co Common 30219G108 1,770 28,673 SH   OTR   28,673 0 0
Exxon Mobil Corp. Common 30231G102 14,459 160,036 SH   SOLE   140,130 0 19,906
Exxon Mobil Corp. Common 30231G102 1,328 14,701 SH   OTR   13,968 0 733
Fedex Corp Common 31428X106 147 1,489 SH   SOLE   1,489 0 0
Fedex Corp Common 31428X106 148 1,500 SH   OTR   1,500 0 0
Fiserv Inc Common 337738108 2,696 30,845 SH   SOLE   30,545 0 300
Fiserv Inc Common 337738108 392 4,479 SH   OTR   4,479 0 0
Firstenergy Corp Common 337932107 171 4,581 SH   SOLE   4,581 0 0
Firstenergy Corp Common 337932107 115 3,075 SH   OTR   2,875 0 200
Ford Motor Co Common 345370860 555 35,901 SH   SOLE   35,901 0 0
Ford Motor Co Common 345370860 51 3,300 SH   OTR   0 0 3,300
Fortune Brands Home & Sec In Common 34964C106 400 10,320 SH   SOLE   6,800 0 3,520
Franklin Custodian FDS Common 353496300 79 34,787 SH   SOLE   34,787 0 0
Frankiln Federal TaxFree Common 353519101 334 27,608 SH   SOLE   27,608 0 0
Frankiln Federal TaxFree Common 353519101 774 64,081 SH   OTR   64,081 0 0
Franklin Tax Free Tr Common 354723306 535 45,300 SH   SOLE   43,905 0 1,395
Franklin Tax Free Tr Common 354723306 108 9,107 SH   OTR   9,107 0 0
Frontier Communications Corp Common 35906A108 83 20,421 SH   SOLE   20,421 0 0
Frontier Communications Corp Common 35906A108 17 4,169 SH   OTR   4,169 0 0
General Dynamics Co. Common 369550108 191 2,438 SH   SOLE   1,938 0 500
General Dynamics Co Common 369550108 133 1,700 SH   OTR   1,500 0 200
General Elec Co. Common 369604103 5,794 249,867 SH   SOLE   243,592 0 6,275
General Elec Co. Common 369604103 358 15,420 SH   OTR   15,420 0 0
General Mls Inc. Common 370334104 2,803 57,755 SH   SOLE   55,455 0 2,300
General Mls Inc. Common 370334104 223 4,590 SH   OTR   4,390 200 0
Genuine Parts Co. Common 372460105 4,991 63,936 SH   SOLE   61,186 0 2,750
Genuine Parts Co. Common 372460105 411 5,260 SH   OTR   4,560 0 700
Gilead Sciences Inc Common 375558103 2,987 58,259 SH   SOLE   58,259 0 0
Gilead Sciences Inc Common 375558103 322 6,272 SH   OTR   6,272 0 0
Glaxo Smithkline Common 37733W105 583 11,658 SH   SOLE   11,658 0 0
Glaxo Smithkline Common 37733W105 37 750 SH   OTR   500 0 250
Goodyear Tire & Rubr Co Common 382550101 171 11,150 SH   SOLE   11,150 0 0
Goodyear Tire & Rubr Co Common 382550101 8 500 SH   OTR   500 0 0
Google Inc Common 38259P508 1,538 1,747 SH   SOLE   1,747 0 0
Google Inc Common 38259P508 77 87 SH   OTR   57 0 30
HCP Inc Common 40414L109 3,950 86,920 SH   SOLE   85,320 0 1,600
HCP Inc Common 40414L109 614 13,515 SH   OTR   11,915 0 1,600
Halliburton Co Common 406216101 1,050 25,175 SH   SOLE   25,175 0 0
Halliburton Co Common 406216101 218 5,215 SH   OTR   4,515 0 700
Hartford Finl Svcs Common 416515104 1,888 61,068 SH   SOLE   61,068 0 0
Hartford Finl Svcs Common 416515104 25 795 SH   OTR   795 0 0
Healthcare Reality Trust Common 421946104 204 8,000 SH   SOLE   8,000 0 0
Health Care Reit Inc Common 42217K106 315 4,705 SH   SOLE   4,705 0 0
Hewlett Packard Co. Common 428236103 257 10,357 SH   SOLE   9,957 0 400
Hewlett Packard Co. Common 428236103 182 7,325 SH   OTR   7,325 0 0
Hollyfrontier Corp Common 436106108 689 16,100 SH   SOLE   16,100 0 0
Home Depot, Inc. Common 437076102 2,286 29,512 SH   SOLE   29,062 0 450
Home Depot, Inc. Common 437076102 529 6,825 SH   OTR   6,225 0 600
Honeywell Intl Inc Common 438516106 2,318 29,214 SH   SOLE   28,914 0 300
Honeywell Intl Inc Common 438516106 197 2,480 SH   OTR   2,480 0 0
Illinois Tool Works Inc Common 452308109 90 1,303 SH   SOLE   819 0 484
Illinois Tool Works Inc Common 452308109 156 2,258 SH   OTR   1,658 0 600
Intel Corp. Common 458140100 3,830 158,071 SH   SOLE   149,571 0 8,500
Intel Corp. Common 458140100 685 28,270 SH   OTR   26,570 0 1,700
IBM Corp. Common 459200101 6,350 33,228 SH   SOLE   29,372 0 3,856
IBM Corp. Common 459200101 1,004 5,253 SH   OTR   3,420 0 1,833
ISH Tr Index Iboxx In Gr Common 464287242 511 4,500 SH   SOLE   4,500 0 0
ISH Tr Index Iboxx In Gr Common 464287242 164 1,439 SH   OTR   1,439 0 0
ISH Tr ETF Dj Us Industrl Common 464287754 334 4,025 SH   SOLE   4,025 0 0
ISH Tr S&P natl Mun Bd Common 464288414 220 2,091 SH   SOLE   2,091 0 0
ISH Tr Barclays Inter Gv Common 464288612 675 6,150 SH   SOLE   6,150 0 0
ISH Tr Barclays Inter Credit Bnd Common 464288638 139 1,289 SH   SOLE   1,289 0 0
ISH Tr Barclays Inter Credit Bnd Common 464288638 78 720 SH   OTR   720 0 0
ISH Barclays 13 yr Common 464288646 358 3,404 SH   SOLE   3,404 0 0
ISH Barclays 13 yr Common 464288646 64 608 SH   OTR   608 0 0
Itc Hldgs Corp Common 465685105 160 1,750 SH   SOLE   1,750 0 0
Itc Hldgs Corp Common 465685105 365 4,000 SH   OTR   4,000 0 0
J.P. Morgan Chase & Co. Common 46625H100 5,405 102,389 SH   SOLE   100,297 0 2,092
J.P. Morgan Chase & Co. Common 46625H100 545 10,324 SH   OTR   9,424 0 900
Jacobs Engr Group Inc. Common 469814107 529 9,590 SH   SOLE   9,590 0 0
Jacobs Engr Group Inc. Common 469814107 380 6,900 SH   OTR   6,900 0 0
Johnson & Johnson Common 478160104 7,867 91,626 SH   SOLE   89,151 0 2,475
Johnson & Johnson Common 478160104 1,005 11,701 SH   OTR   10,551 0 1,150
Johnson Ctls Inc. Common 478366107 1,959 54,723 SH   SOLE   54,723 0 0
Johnson Ctls Inc. Common 478366107 120 3,345 SH   OTR   3,345 0 0
Kellogg Co. Common 487836108 1,038 16,155 SH   SOLE   14,755 0 1,400
Kellogg Co. Common 487836108 154 2,400 SH   OTR   2,400 0 0
Kimberly Clark Corp. Common 494368103 1,096 11,284 SH   SOLE   10,784 0 500
Kimberly Clark Corp. Common 494368103 476 4,900 SH   OTR   4,000 0 900
Kinder Morgan Energy Common 494550106 835 9,772 SH   SOLE   9,772 0 0
Kinder Morgan Energy Common 494550106 147 1,720 SH   OTR   870 0 850
Kohl's Corp Common 500255104 567 11,221 SH   SOLE   10,821 0 400
Kohl's Corp Common 500255104 148 2,930 SH   OTR   2,080 0 850
Kraft Foods Group Inc Common 50076Q106 279 4,988 SH   SOLE   4,755 0 233
Kraft Foods Group Inc Common 50076Q106 17 300 SH   OTR   300 0 0
Leucadia Natl Corp Common 527288104 312 11,900 SH   SOLE   11,900 0 0
Life Technologies Corp Common 53217V109 837 11,306 SH   SOLE   11,306 0 0
Life Technologies Corp Common 53217V109 22 300 SH   OTR   0 0 300
Lilly Eli & Co. Common 532457108 879 17,899 SH   SOLE   17,299 0 600
Lilly Eli & Co. Common 532457108 72 1,470 SH   OTR   1,470 0 0
Linear Technology Corp. Common 535678106 297 8,050 SH   SOLE   8,050 0 0
Lockheed Martin Corp. Common 539830109 1,036 9,554 SH   SOLE   8,904 0 650
Lockheed Martin Corp. Common 539830109 33 300 SH   OTR   150 0 150
Lowes Cos Inc. Common 548661107 414 10,120 SH   SOLE   10,120 0 0
Lowes Cos Inc. Common 548661107 122 2,990 SH   OTR   2,990 0 0
M & T Bank Corporation Common 55261F104 813 7,275 SH   SOLE   7,275 0 0
MDU Res Group Inc Common 552690109 292 11,281 SH   SOLE   11,281 0 0
MDU Res Group Inc Common 552690109 11 427 SH   OTR   427 0 0
Magna Int'l Inc Cl A Common 559222401 1,624 22,800 SH   SOLE   22,800 0 0
Magna Int'l Inc Cl A Common 559222401 62 865 SH   OTR   865 0 0
Marathon Oil Corp. Common 565849106 1,088 31,460 SH   SOLE   31,460 0 0
Marathon Oil Corp. Common 565849106 83 2,400 SH   OTR   2,400 0 0
Marathon Pete Corp Common 56585A102 544 7,655 SH   SOLE   7,655 0 0
Marathon Pete Corp Common 56585A102 71 1,000 SH   OTR   1,000 0 0
McDonalds Corp Common 580135101 4,494 45,396 SH   SOLE   44,496 0 900
McDonalds Corp Common 580135101 939 9,483 SH   OTR   7,933 0 1,550
McKesson Hboc Inc Common 58155Q103 1,070 9,349 SH   SOLE   9,349 0 0
McKesson Hboc Inc Common 58155Q103 25 220 SH   OTR   220 0 0
Merck & Co. Inc. New Common 58933Y105 3,785 81,482 SH   SOLE   80,082 0 1,400
Merck & Co. Inc. New Common 58933Y105 338 7,270 SH   OTR   7,270 0 0
Metlife Inc. Common 59156R108 1,131 24,713 SH   SOLE   24,713 0 0
Metlife Inc. Common 59156R108 6 125 SH   OTR   125 0 0
Microsoft Corp. Common 594918104 2,072 59,971 SH   SOLE   59,371 0 600
Microsoft Corp. Common 594918104 889 25,743 SH   OTR   22,443 0 3,300
Microchip Tech Common 595017104 3,087 82,880 SH   SOLE   76,980 0 5,900
Microchip Tech Common 595017104 160 4,300 SH   OTR   3,900 0 400
Mondelez Intl Inc Common 609207105 333 11,662 SH   SOLE   10,962 0 700
Mylan Inc Common 628530107 1,568 50,525 SH   SOLE   49,825 0 700
Mylan Inc Common 628530107 23 755 SH   OTR   755 0 0
NCR Corp Common 62886E108 775 23,500 SH   SOLE   23,500 0 0
National Fuel Gas Co. Common 636180101 484 8,350 SH   SOLE   7,750 0 600
National Fuel Gas Co. Common 636180101 61 1,050 SH   OTR   1,050 0 0
National Oilwell Varco Common 637071101 1,003 14,553 SH   SOLE   14,553 0 0
National Oilwell Varco Common 637071101 98 1,425 SH   OTR   1,200 0 225
Neogen Corp Common 640491106 698 12,565 SH   SOLE   12,565 0 0
Neogen Corp Common 640491106 149 2,675 SH   OTR   675 0 2,000
Newmont Mining Corp Common 651639106 387 12,922 SH   SOLE   12,922 0 0
Newmont Mining Corp Common 651639106 5 170 SH   OTR   170 0 0
Nextera Energy Inc Common 65339F101 2,672 32,798 SH   SOLE   29,998 0 2,800
Nextera Energy Inc Common 65339F101 303 3,724 SH   OTR   3,474 0 250
Nike Inc. Cl B Common 654106103 1,226 19,247 SH   SOLE   19,247 0 0
Nike Inc. Cl B Common 654106103 324 5,085 SH   OTR   5,085 0 0
Norfolk Southn Corp Common 655844108 186 2,555 SH   SOLE   2,555 0 0
Norfolk Southn Corp Common 655844108 154 2,119 SH   OTR   2,119 0 0
Novartis ADR Common 66987V109 128 1,817 SH   SOLE   1,817 0 0
Novartis ADR Common 66987V109 177 2,500 SH   OTR   2,500 0 0
Nucor Corp Common 670346105 474 10,950 SH   SOLE   10,950 0 0
Nucor Corp Common 670346105 44 1,025 SH   OTR   1,025 0 0
Nustar Energy LP Common 67058H102 268 5,875 SH   SOLE   5,875 0 0
Nuveen Insd Divd Advt. Common 67071L502 124 12,365 SH   OTR   12,365 0 0
Oneok Partners LP Common 68268N103 108 2,180 SH   SOLE   2,180 0 0
Oneok Partners LP Common 68268N103 106 2,150 SH   OTR   2,150 0 0
Oneok Inc New Common 682680103 734 17,763 SH   SOLE   16,963 0 800
Oneok Inc New Common 682680103 54 1,318 SH   OTR   1,318 0 0
Oracle Corp. Common 68389X105 3,574 116,379 SH   SOLE   116,379 0 0
Oracle Corp. Common 68389X105 331 10,785 SH   OTR   9,685 0 1,100
PG & E Corp Common 69331C108 333 7,281 SH   SOLE   7,281 0 0
PG & E Corp Common 69331C108 39 850 SH   OTR   300 0 550
PPG Inds Inc Common 693506107 948 6,478 SH   SOLE   6,228 0 250
PPG Inds Inc Common 693506107 96 655 SH   OTR   655 0 0
PPL Corp Common 69351T106 444 14,664 SH   SOLE   14,664 0 0
PPL Corp Common 69351T106 86 2,850 SH   OTR   750 0 2,100
PVR Partners L P Common 693665101 418 15,315 SH   SOLE   15,315 0 0
Paccar Inc Common 693718108 903 16,822 SH   SOLE   16,822 0 0
Packaging Corp Amer Common 695156109 490 10,000 SH   SOLE   10,000 0 0
Packaging Corp Amer Common 695156109 20 400 SH   OTR   400 0 0
Paychex, Inc. Common 704326107 392 10,750 SH   SOLE   10,750 0 0
Paychex, Inc. Common 704326107 13 350 SH   OTR   350 0 0
Pepsico Inc. Common 713448108 2,474 30,244 SH   SOLE   27,669 0 2,575
Pepsico Inc. Common 713448108 818 10,005 SH   OTR   9,805 0 200
Pfizer Inc. Common 717081103 5,421 193,544 SH   SOLE   173,233 0 20,311
Pfizer Inc. Common 717081103 817 29,185 SH   OTR   24,912 985 3,288
Philip Morris Intl Inc. Common 718172109 1,434 16,558 SH   SOLE   16,558 0 0
Philip Morris Intl Inc. Common 718172109 93 1,075 SH   OTR   1,075 0 0
Phillips 66 Common 718546104 1,777 30,173 SH   SOLE   29,829 0 344
Phillips 66 Common 718546104 192 3,260 SH   OTR   3,260 0 0
Pinnacle West Cap Corp. Common 723484101 379 6,834 SH   SOLE   6,284 0 550
PowerSH QQQ Trust Common 73935A104 1,239 17,390 SH   SOLE   17,390 0 0
Praxair Inc. Common 74005P104 906 7,870 SH   SOLE   7,870 0 0
Praxair Inc. Common 74005P104 404 3,504 SH   OTR   3,504 0 0
T Rowe Price Group Inc Common 74144T108 1,579 21,568 SH   SOLE   21,568 0 0
T Rowe Price Group Inc Common 74144T108 116 1,585 SH   OTR   1,585 0 0
Procter & Gamble Co. Common 742718109 5,503 71,479 SH   SOLE   67,985 0 3,494
Procter & Gamble Co. Common 742718109 674 8,753 SH   OTR   8,753 0 0
Prudential Financial Common 744320102 1,301 17,817 SH   SOLE   17,817 0 0
Prudential Financial Common 744320102 253 3,470 SH   OTR   2,870 0 600
Qualcomm Incorporated Common 747525103 2,924 47,866 SH   SOLE   47,866 0 0
Qualcomm Incorporated Common 747525103 261 4,265 SH   OTR   3,665 0 600
Raymond James Finl Inc Common 754730109 683 15,885 SH   SOLE   15,885 0 0
Raymond James Finl Inc Common 754730109 9 220 SH   OTR   220 0 0
Ridgeworth High Income Common 76628T405 392 55,094 SH   SOLE   55,094 0 0
Ridgeworth High Income Common 76628T405 50 7,025 SH   OTR   7,025 0 0
Rockwell Automation Inc Common 773903109 276 3,325 SH   SOLE   3,325 0 0
Rockwell Automation Inc Common 773903109 42 500 SH   OTR   0 0 500
Royal Dutch Shell PLC Common 780259206 1,321 20,710 SH   SOLE   19,485 0 1,225
Royal Dutch Shell PLC Common 780259206 402 6,303 SH   OTR   5,303 0 1,000
St. Jude Med Inc. Common 790849103 641 14,057 SH   SOLE   14,057 0 0
Schlumberger Ltd. Common 806857108 1,147 16,008 SH   SOLE   16,008 0 0
Schlumberger Ltd. Common 806857108 555 7,745 SH   OTR   7,162 0 583
Select Sector Spdr Cons Discr Etf Common 81369Y407 503 8,910 SH   SOLE   8,910 0 0
Select Sector Spdr Cons Discr Etf Common 81369Y407 40 710 SH   OTR   710 0 0
Select Sector Spdr/Energy Etf Common 81369Y506 390 4,985 SH   SOLE   4,985 0 0
Select Sector Spdr/Energy Etf Common 81369Y506 41 518 SH   OTR   518 0 0
Select Sector SPDR Tr/Fin'l Common 81369Y605 1,422 73,105 SH   SOLE   73,105 0 0
Select Sector SPDR Tr/Fin'l Common 81369Y605 86 4,401 SH   OTR   4,401 0 0
Select Sector SPDR Tech Common 81369Y803 554 18,109 SH   SOLE   18,109 0 0
Select Sector SPDR Tech Common 81369Y803 55 1,801 SH   OTR   1,801 0 0
Sempra Energy Inc Corp Common 816851109 250 3,055 SH   SOLE   2,255 0 800
Sigma Aldrich Corp. Common 826552101 186 2,315 SH   SOLE   2,315 0 0
Sigma Aldrich Corp. Common 826552101 137 1,700 SH   OTR   1,700 0 0
Simon Ppty Group Inc. Common 828806109 4,137 26,196 SH   SOLE   25,489 0 707
Simon Ppty Group Inc. Common 828806109 164 1,041 SH   OTR   1,041 0 0
Smith A O Common 831865209 218 6,000 SH   OTR   6,000 0 0
Smucker J M Co Common 832696405 551 5,339 SH   SOLE   4,839 0 500
Sonoco Prods Co Common 835495102 286 8,275 SH   SOLE   8,275 0 0
Sonoco Prods Co Common 835495102 10 300 SH   OTR   0 0 300
Southern Co. Common 842587107 907 20,550 SH   SOLE   18,750 0 1,800
Southern Co. Common 842587107 65 1,476 SH   OTR   1,476 0 0
Spectra Energy Corp Common 847560109 922 26,767 SH   SOLE   24,867 0 1,900
Spectra Energy Corp Common 847560109 178 5,168 SH   OTR   5,168 0 0
Stanley Black and Decker Common 854502101 432 5,587 SH   SOLE   5,587 0 0
Staples Inc. Common 855030102 159 10,000 SH   SOLE   10,000 0 0
State Street Corp Common 857477103 928 14,237 SH   SOLE   14,237 0 0
State Street Corp Common 857477103 46 700 SH   OTR   700 0 0
Stryker Corp. Common 863667101 549 8,494 SH   SOLE   8,494 0 0
Stryker Corp. Common 863667101 2,565 39,660 SH   OTR   39,660 0 0
Sysco Corp. Common 871829107 303 8,863 SH   SOLE   8,863 0 0
Sysco Corp. Common 871829107 14 400 SH   OTR   400 0 0
Target Corp. Common 87612E106 2,761 40,101 SH   SOLE   38,651 0 1,450
Target Corp. Common 87612E106 239 3,470 SH   OTR   3,470 0 0
Telefonica S A Sponsored ADR Common 879382208 105 8,210 SH   SOLE   8,210 0 0
Telefonica S A Sponsored ADR Common 879382208 115 9,000 SH   OTR   9,000 0 0
Templeton Income Tr 616 Common 880208400 570 44,122 SH   SOLE   44,122 0 0
Teva Pharmaceutical Inds Common 881624209 1,182 30,142 SH   SOLE   30,142 0 0
Teva Pharmaceutical Inds Common 881624209 470 11,985 SH   OTR   11,885 0 100
Texas Instruments Common 882508104 280 8,023 SH   SOLE   8,023 0 0
Texas Instruments Common 882508104 17 500 SH   OTR   500 0 0
3M Co. Common 88579Y101 2,089 19,104 SH   SOLE   14,344 0 4,760
3M Co. Common 88579Y101 597 5,455 SH   OTR   4,955 0 500
Time Warner Cable Inc Common 88732J207 1,001 8,903 SH   SOLE   8,903 0 0
Time Warner Cable Inc Common 88732J207 191 1,700 SH   OTR   1,700 0 0
Totalfinaelf S A ADR Common 89151E109 287 5,900 SH   SOLE   5,900 0 0
Travelers Companies Inc Common 89417E109 514 6,431 SH   SOLE   6,431 0 0
Travelers Companies Inc Common 89417E109 16 200 SH   OTR   200 0 0
Tupperware Brands Corp Common 899896104 914 11,770 SH   SOLE   11,470 0 300
Tupperware Brands Corp Common 899896104 16 205 SH   OTR   205 0 0
U S Bankcorp Del New Common 902973304 314 8,684 SH   SOLE   8,684 0 0
U S Bankcorp Del New Common 902973304 125 3,450 SH   OTR   3,450 0 0
Union Pac Corp Common 907818108 75 488 SH   SOLE   488 0 0
Union Pac Corp Common 907818108 247 1,600 SH   OTR   1,600 0 0
Utility Supply and Construction Co Common 910197995 2,331 747 SH   SOLE   747 0 0
Utility Supply and Construction Co Common 910198993 4,398 1,691 SH   SOLE   1,691 0 0
United Parcel Service Common 911312106 609 7,042 SH   SOLE   7,042 0 0
United Parcel Service Common 911312106 55 635 SH   OTR   635 0 0
United Technologies Corp. Common 913017109 7,339 78,970 SH   SOLE   78,970 0 0
United Technologies Corp. Common 913017109 600 6,451 SH   OTR   6,351 100 0
United Health Group Inc Common 91324P102 1,172 17,906 SH   SOLE   17,906 0 0
United Health Group Inc Common 91324P102 12 190 SH   OTR   190 0 0
V F Corp Common 918204108 1,176 6,093 SH   SOLE   5,693 0 400
V F Corp Common 918204108 48 250 SH   OTR   0 0 250
Valero Energy Corp New Common 91913Y100 987 28,395 SH   SOLE   28,395 0 0
Valero Energy Corp New Common 91913Y100 4 110 SH   OTR   110 0 0
Vanguard LongTerm Common 921937793 308 3,613 SH   OTR   3,613 0 0
Vanguard Bd Index Fd Short Term Common 921937827 1,149 14,347 SH   SOLE   14,347 0 0
Vanguard Bd Index Fd Tot Common 921937835 1,174 14,516 SH   SOLE   14,516 0 0
Vanguard Consumer Staples Etf Common 92204A207 348 3,415 SH   SOLE   3,415 0 0
Vanguard Financial ETF Common 92204A405 1,531 38,367 SH   SOLE   38,367 0 0
Vanguard Financial ETF Common 92204A405 156 3,899 SH   OTR   3,899 0 0
Vanguard World Fds Health Common 92204A504 363 4,200 SH   SOLE   4,200 0 0
Vanguard Index Fds Reit Common 922908553 717 10,430 SH   SOLE   10,430 0 0
Vanguard Index Fds Reit Common 922908553 112 1,624 SH   OTR   1,624 0 0
Verizon Communications Common 92343V104 3,993 79,317 SH   SOLE   74,773 0 4,544
Verizon Communications Common 92343V104 663 13,168 SH   OTR   13,168 0 0
Viewcast Com Inc Common 926713108 2 20,000 SH   SOLE   20,000 0 0
Visa Inc Common 928298108 1,112 6,087 SH   SOLE   6,087 0 0
Visa Inc Common 92826C839 80 440 SH   OTR   440 0 0
Vodafone Group PLC Common 92857W209 1,106 38,474 SH   SOLE   38,474 0 0
Vodafone Group PLC Common 92857W209 20 682 SH   OTR   682 0 0
Vulcan Materials Co Common 929160109 225 4,650 SH   SOLE   4,650 0 0
Vulcan Materials Co Common 929160109 10 200 SH   OTR   200 0 0
Wal Mart Stores Inc. Common 931142103 1,811 24,316 SH   SOLE   24,316 0 0
Wal Mart Stores Inc. Common 931142103 173 2,325 SH   OTR   2,325 0 0
Walgreen Co. Common 931422109 703 15,911 SH   SOLE   15,611 0 300
Walgreen Co. Common 931422109 422 9,550 SH   OTR   8,250 0 1,300
Waste Management Common 94106L109 1,936 48,009 SH   SOLE   45,609 0 2,400
Waste Management Common 94106L109 336 8,335 SH   OTR   6,535 0 1,800
Wells Fargo FDS Tr Common 949917850 175 15,509 SH   OTR   15,509 0 0
Westpac Bkg Corp Common 961214301 278 2,110 SH   SOLE   2,110 0 0
Xerox Corp Common 984121103 451 49,700 SH   SOLE   49,700 0 0
Zimmer Hldgs Common 98956P102 306 4,080 SH   SOLE   3,773 0 307
Zimmer Hldgs Common 98956P102 19 250 SH   OTR   250 0 0