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Note 10: Employee Benefits: 401(k) Retirement Plan Policy (Policies)
12 Months Ended
Jun. 30, 2015
Policies  
401(k) Retirement Plan Policy

401(k) Retirement Plan. The Bank has a 401(k) retirement plan that covers substantially all eligible employees.  The Bank makes “safe harbor” matching contributions of up to 4% of eligible compensation, depending upon the percentage of eligible pay deferred into the plan by the employee.  Additional profit-sharing contributions of 4% of eligible salary have been accrued for the plan year ended June 30, 2015, based on financial performance for fiscal 2015.  Total 401(k) expense for fiscal 2015, 2014, and 2013 was $752,000, $485,000, and $446,000, respectively.  At June 30, 2015, 401(k) plan participants held approximately 448,000 shares of the Company’s stock in the plan.  Employee deferrals and safe harbor contributions are fully vested.  Profit-sharing or other contributions vest over a period of five years.