CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2023
Cash Flows From Operating Activities:
Net Income (Loss)	$ 58,578	$ 50,182	$ 39,237
Items not requiring (providing) cash:
Depreciation	6,482	6,021	4,923
Loss (gain) on disposal of fixed assets	73		(444)
Stock option and stock grant expense	1,667	1,029	839
(Gain) loss on sale/write-down of foreclosed property	(56)	74	(44)
Amortization of intangible assets	3,540	4,071	2,633
Accretion of purchase accounting adjustments	(3,924)	(5,325)	(3,737)
Increase in cash surrender value of bank owned life insurance (BOLI)	(2,084)	(1,911)	(1,516)
Provision for credit losses	6,523	3,600	17,061
(Gain) loss realized on sale of AFS securities	(48)	1,489
Net accretion (amortization) of premiums and discounts on securities	(1,511)	(842)	776
Originations of loans held for sale	(22,206)	(21,857)	(21,419)
Proceeds from sales of loans held for sale	23,209	22,044	21,548
Gain on sales of loans held for sale	(751)	(713)	(875)
Changes in:
Accrued interest receivable	(2,192)	(4,955)	(5,400)
Prepaid expenses and other assets	6,682	8,943	5,449
Accounts payable and other liabilities	6,217	(141)	580
Deferred income taxes	40	414	(974)
Accrued interest payable	1,318	8,145	3,386
NET CASH PROVIDED BY OPERATING ACTIVITIES	81,557	70,268	62,023
Cash Flows From Investing Activities:
Net increase in loans	(254,933)	(228,444)	(447,208)
Net change in interest-bearing deposits	248	744	1,227
Proceeds from maturities of available for sale securities	68,622	42,322	35,368
Proceeds from sales of available for sale securities	72	32,243	136,714
Net (purchases) redemptions of Federal Home Loan Bank stock	(648)	2,827	(4,473)
Purchases of Federal Reserve Bank of St. Louis stock	(50)	(28)	(3,271)
Purchases of available-for-sale securities	(92,288)	(79,837)	(132,032)
Purchases of long-term investments and other assets	(612)	(410)	(195)
Purchases of premises and equipment	(6,263)	(9,047)	(6,039)
Net cash received in acquisition			208,336
Investments in state & federal tax credits	(3,270)	(7,381)	(7,867)
Proceeds from sale of fixed assets		15	3,724
Proceeds from sale of foreclosed assets	4,010	1,261	2,041
Proceeds from BOLI claim			270
NET CASH USED IN INVESTING ACTIVITIES	(285,112)	(245,735)	(213,405)
Cash Flows From Financing Activities:
Net increase (decrease) in demand deposits and savings accounts	25,152	(53,833)	(245,130)
Net increase in certificates of deposits	313,188	280,768	304,494
Net increase (decrease) in securities sold under agreements to repurchase	5,602		(27,629)
Proceeds from Federal Home Loan Bank advances	260,000	303,200	1,913,830
Repayments of Federal Home Loan Bank advances	(258,054)	(334,752)	(1,818,381)
Common stock issued		1
Exercise of stock options		391
Purchase of treasury stock		(3,857)
Dividends paid on common stock	(10,378)	(9,526)	(8,632)
NET CASH PROVIDED BY FINANCING ACTIVITIES	335,510	182,392	118,552
Increase (decrease) in cash and cash equivalents	131,955	6,925	(32,830)
Cash and cash equivalents at beginning of period	60,904	53,979	86,809
Cash and cash equivalents at end of period	192,859	60,904	53,979
Noncash investing and financing activities:
Conversion of loans to foreclosed real estate	625	1,376	1,073
Conversion of foreclosed real estate to loans			960
Conversion of loans to repossessed assets	98	209	108
Right of use (ROU) assets obtained in exchange for lease obligations: Operating Leases	322	2,332	216
Termination of lease right of use asset and related lease obligation		1,401
The Company purchased all of the Citizens Bancshares Company on January 20, 2023. In conjunction with the acquisition, liabilities were assumed as follows:
Fair value of assets acquired			1,019,722
Less: common stock issued			98,280
Cash paid			34,889
Liabilities assumed			886,553
Cash paid during the period for:
Interest (net of interest credited)	8,148	7,706	5,649
Income taxes	$ 7,530	$ 2,298	$ 4,307