Quarterly Financial Data (Unaudited)

12 Months Ended

Jun. 30, 2025

Quarterly Financial Data (Unaudited)

Quarterly Financial Data (Unaudited)

NOTE 20: Quarterly Financial Data (Unaudited)

Quarterly operating data is summarized as follows (in thousands):

	June 30, 2025
	First		Second		Third		Fourth
(dollars in thousands)	Quarter		Quarter		Quarter		Quarter
Interest income	$	67,378	$	69,424	$	69,925	$	70,638
Interest expense		30,717		31,281		30,446		30,305
Net interest income		36,661		38,143		39,479		40,333
Provision for credit losses		2,159		932		932		2,500
Noninterest income		7,173		6,865		6,666		7,280
Noninterest expense		25,840		24,876		25,391		25,976
Income before income taxes		15,835		19,200		19,822		19,137
Income tax expense		3,379		4,547		4,139		3,351
NET INCOME	$	12,456	$	14,653	$	15,683	$	15,786
Basic earnings per share	$	1.10	$	1.30	$	1.39	$	1.40
Diluted earnings per share	$	1.10	$	1.30	$	1.39	$	1.39

	June 30, 2024
	First		Second		Third		Fourth
(dollars in thousands)	Quarter		Quarter		Quarter		Quarter
Interest income	$	58,107	$	61,576	$	64,025	$	64,667
Interest expense		22,714		27,090		29,516		29,572
Net interest income		35,393		34,486		34,509		35,095
Provision for credit losses		900		900		900		900
Noninterest income		5,853		5,640		5,584		7,767
Noninterest expense		23,706		23,860		25,049		25,002
Income before income taxes		16,640		15,366		14,144		16,960
Income tax expense		3,488		3,173		2,837		3,430
NET INCOME	$	13,152	$	12,193	$	11,307	$	13,530
Basic earnings per share	$	1.16	$	1.08	$	1.00	$	1.19
Diluted earnings per share	$	1.16	$	1.07	$	0.99	$	1.19

	June 30, 2023
	First		Second		Third		Fourth
(dollars in thousands)	Quarter		Quarter		Quarter		Quarter
Interest income	$	34,996	$	38,851	$	48,286	$	54,283
Interest expense		6,487		10,600		14,519		18,065
Net interest income		28,509		28,251		33,767		36,218
Provision for credit losses		5,056		1,138		10,072		795
Noninterest income		5,513		5,456		6,284		8,951
Noninterest expense		16,920		17,638		26,992		24,875
Income before income taxes		12,046		14,931		2,987		19,499
Income tax expense		2,442		3,267		578		3,939
NET INCOME	$	9,604	$	11,664	$	2,409	$	15,560
Basic earnings per share	$	1.04	$	1.26	$	0.22	$	1.37
Diluted earnings per share	$	1.04	$	1.26	$	0.22	$	1.37