Deposits

12 Months Ended

Jun. 30, 2025

Deposits

Deposits

NOTE 5: Deposits

Deposits are summarized as follows:

	June 30,
(dollars in thousands)	2025		2024
Non-interest bearing accounts	$	508,110	$	514,107
NOW accounts		1,132,298		1,239,663
Money market deposit accounts		331,251		336,799
Savings accounts		661,115		517,084
TOTAL NON-MATURITY DEPOSITS		2,632,774		2,607,653
Certificates
0.00-0.99%		6,211		17,862
1.00-1.99%		14,021		33,395
2.00-2.99%		8,314		46,195
3.00-3.99%		240,321		149,095
4.00-4.99%		1,347,081		671,562
5.00-5.99%		32,646		412,418
6.00% and above		—		4,879
TOTAL CERTIFICATES		1,648,594		1,335,406
TOTAL DEPOSITS		4,281,368		3,943,059

The aggregate amount of deposits with a minimum denomination of $250,000 was $1.4 billion and $1.2 billion at June 30, 2025 and 2024, respectively.

Certificate maturities are summarized as follows:

(dollars in thousands)
July 1, 2025 to June 30, 2026	$	1,224,472
July 1, 2026 to June 30, 2027		284,186
July 1, 2027 to June 30, 2028		89,055
July 1, 2028 to June 30, 2029		36,602
July 1, 2029 to June 30, 2030		14,279
TOTAL	$	1,648,594

Brokered certificates totaled $233.6 million and $171.8 million at June 30, 2025 and 2024, respectively. Deposits from executive officers, directors, significant shareholders and their affiliates (related parties) held by the Company at June 30, 2025 and 2024 totaled approximately $14.4 million and $6.5 million, respectively.