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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
9 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash Flows From Operating Activities:    
Net Income $ 42,792,000 $ 36,652,000
Items not requiring (providing) cash:    
Depreciation 4,866,000 4,452,000
Loss (gain) on disposal of fixed assets 72,000 (13,000)
Stock option and stock grant expense 1,570,000 940,000
(Gain) loss on sale/write-down of foreclosed property (29,000) 55,000
Amortization of intangible assets 2,683,000 3,053,000
Accretion of purchase accounting adjustments (3,348,000) (4,277,000)
Increase in cash surrender value of bank owned life insurance (BOLI) (1,551,000) (1,413,000)
Provision for credit losses 4,023,000 2,700,000
(Gain) loss realized on sale of AFS securities (48,000) 1,489,000
Net accretion of premiums and discounts on securities (1,161,000) (500,000)
Originations of loans held for sale (14,131,000) (16,263,000)
Proceeds from sales of loans held for sale 14,815,000 16,021,000
Gain on sales of loans held for sale (608,000) (616,000)
Changes in:    
Accrued interest receivable (1,957,000) (2,936,000)
Prepaid expenses and other assets 465,000 (848,000)
Accounts payable and other liabilities 8,647,000 8,889,000
Deferred income taxes   420,000
Accrued interest payable (2,866,000) 7,242,000
Net cash provided by operating activities 54,234,000 55,047,000
Cash Flows From Investing Activities:    
Net increase in loans (172,472,000) (149,660,000)
Net change in interest-bearing deposits 248,000 744,000
Proceeds from maturities of available for sale securities 49,902,000 28,032,000
Proceeds from sales of available for sale securities 72,000 29,375,000
Net (purchases) redemptions of Federal Home Loan Bank stock (444,000) 2,873,000
Purchases of Federal Reserve Bank of St. Louis stock (23,000) (6,000)
Purchases of available-for-sale securities (79,352,000) (70,848,000)
Purchases of long-term investments and other assets (362,000) (160,000)
Purchases of premises and equipment (4,787,000) (7,125,000)
Investments in state & federal tax credits (1,934,000) (6,494,000)
Proceeds from sale of fixed assets   16,000
Proceeds from sale of foreclosed assets 2,785,000 992,000
Net cash used in investing activities (206,367,000) (172,261,000)
Cash Flows From Financing Activities:    
Net increase (decrease) in demand deposits and savings accounts 47,076,000 (10,304,000)
Net increase in certificates of deposits 271,265,000 280,292,000
Net increase in securities sold under agreements to repurchase 5,602,000  
Proceeds from Federal Home Loan Bank advances 260,000,000 271,000,000
Repayments of Federal Home Loan Bank advances (258,040,000) (302,539,000)
Exercise of stock options   391,000
Purchase of treasury stock   (187,000)
Dividends paid on common stock (7,783,000) (7,145,000)
Net cash provided by financing activities 318,120,000 231,508,000
Increase in cash and cash equivalents 165,987,000 114,294,000
Cash and cash equivalents at beginning of period 60,904,000 53,979,000
Cash and cash equivalents at end of period 226,891,000 168,273,000
Noncash investing and financing activities:    
Conversion of loans to foreclosed real estate 625,000 1,742,000
Conversion of loans to repossessed assets 74,000 191,000
Right of use (ROU) assets obtained in exchange for lease obligations: Operating Leases   734,000
Cash paid during the period for:    
Interest (net of interest credited) 5,978,000 5,984,000
Income taxes $ 4,889,000 $ 1,882,000