XML 62 R51.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Allowance for Credit Losses - Allowance for off-balance credit exposure (Details) - USD ($)
3 Months Ended 9 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Mar. 31, 2025
Mar. 31, 2024
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period $ 3,832,000 $ 4,596,000 $ 3,263,000 $ 6,288,000
Provision (benefit) charged to expense (368,000) (458,000) 201,000 (2,150,000)
Balance, end of period 3,464,000 4,138,000 3,464,000 4,138,000
Commercial and industrial        
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period 1,032,000 728,000 782,000 730,000
Provision (benefit) charged to expense 194,000 21,000 444,000 19,000
Balance, end of period 1,226,000 749,000 1,226,000 749,000
Agriculture production        
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period 127,000 157,000 37,000 107,000
Provision (benefit) charged to expense 70,000 (5,000) 160,000 45,000
Balance, end of period 197,000 152,000 197,000 152,000
Consumer        
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period 6,000 14,000 12,000 16,000
Provision (benefit) charged to expense     (6,000) (2,000)
Balance, end of period 6,000 14,000 6,000 14,000
All other loans        
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period       10,000
Provision (benefit) charged to expense 1,000   1,000 (10,000)
Balance, end of period 1,000   1,000  
Secured by real estate | 1-4 residential real estate        
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period 229,000 136,000 140,000 126,000
Provision (benefit) charged to expense (33,000) 7,000 56,000 17,000
Balance, end of period 196,000 143,000 196,000 143,000
Secured by real estate | Commercial Real Estate | Non-owner occupied        
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period 185,000 151,000 153,000 154,000
Provision (benefit) charged to expense (17,000) 39,000 15,000 36,000
Balance, end of period 168,000 190,000 168,000 190,000
Secured by real estate | Commercial Real Estate | Owner occupied        
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period 169,000 175,000 136,000 182,000
Provision (benefit) charged to expense 5,000 (11,000) 38,000 (18,000)
Balance, end of period 174,000 164,000 174,000 164,000
Secured by real estate | Multi-family real estate        
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period 65,000 9,000 31,000 16,000
Provision (benefit) charged to expense (3,000) 25,000 31,000 18,000
Balance, end of period 62,000 34,000 62,000 34,000
Secured by real estate | Construction and land development        
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period 1,965,000 3,179,000 1,912,000 4,897,000
Provision (benefit) charged to expense (561,000) (524,000) (508,000) (2,242,000)
Balance, end of period 1,404,000 2,655,000 1,404,000 2,655,000
Secured by real estate | Agriculture real estate        
Allowance for off-balance sheet credit exposure:        
Balance, beginning of period 54,000 47,000 60,000 50,000
Provision (benefit) charged to expense (24,000) (10,000) (30,000) (13,000)
Balance, end of period $ 30,000 $ 37,000 $ 30,000 $ 37,000