Loans and Allowance for Credit Losses (Tables)

9 Months Ended

Mar. 31, 2025

Loans and Allowance for Credit Losses

Schedule of classes of loans

(dollars in thousands)	March 31, 2025		June 30, 2024
1-4 residential real estate	$	978,908	$	925,397
Non-owner occupied commercial real estate		897,125		899,770
Owner occupied commercial real estate		440,282		427,476
Multi-family real estate		405,445		384,564
Construction and land development		323,499		290,541
Agriculture real estate		247,027		232,520
Total loans secured by real estate		3,292,286		3,160,268
Commercial and industrial		488,116		450,147
Agriculture production		186,058		175,968
Consumer		54,022		59,671
All other loans		3,216		3,981
Gross loans		4,023,698		3,850,035
Deferred loan fees, net		(189)		(232)
Allowance for credit losses		(54,940)		(52,516)
Net loans	$	3,968,569	$	3,797,287

Schedule of balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment methods

	At period end and for the nine months ended March 31, 2025
	Balance		Provision						Balance
	beginning		(benefit) charged		Losses				end
(dollars in thousands)	of period		to expense		charged off		Recoveries		of period
Allowance for credit losses on loans:
1-4 residential real estate	$	10,528	$	817	$	(60)	$	46	$	11,331
Non-owner occupied commercial real estate		19,055		(1,483)		—		—		17,572
Owner occupied commercial real estate		4,815		387		(122)		—		5,080
Multi-family real estate		5,447		(254)		—		47		5,240
Construction and land development		2,901		487		(1)		—		3,387
Agriculture real estate		2,107		347		—		—		2,454
Commercial and industrial		6,233		1,443		(153)		49		7,572
Agriculture production		835		1,330		(976)		2		1,191
Consumer		578		748		(246)		16		1,096
All other loans		17		—		—		—		17
Total	$	52,516	$	3,822	$	(1,558)	$	160	$	54,940

	At period end and for the three months ended March 31, 2025
	Balance		Provision						Balance
	beginning		(benefit) charged		Losses				end
(dollars in thousands)	of period		to expense		charged off		Recoveries		of period
Allowance for credit losses on loans:
1-4 residential real estate	$	12,664	$	(1,323)	$	(10)	$	—	$	11,331
Non-owner occupied commercial real estate		13,660		3,912		—		—		17,572
Owner occupied commercial real estate		5,707		(627)		—		—		5,080
Multi-family real estate		5,725		(485)		—		—		5,240
Construction and land development		4,717		(1,330)		—		—		3,387
Agriculture real estate		2,517		(63)		—		—		2,454
Commercial and industrial		8,063		(415)		(88)		12		7,572
Agriculture production		1,060		1,105		(976)		2		1,191
Consumer		603		533		(45)		5		1,096
All other loans		24		(7)		—		—		17
Total	$	54,740	$	1,300	$	(1,119)	$	19	$	54,940

	At period end and for the nine months ended March 31, 2024
	Balance		Provision						Balance
	beginning		(benefit) charged		Losses				end
(dollars in thousands)	of period		to expense		charged off		Recoveries		of period
Allowance for credit losses on loans:
1-4 residential real estate	$	9,474	$	(13)	$	(42)	$	33	$	9,452
Non-owner occupied commercial real estate		13,863		5,389		(496)		—		18,756
Owner occupied commercial real estate		5,168		(717)		—		—		4,451
Multi-family real estate		6,806		(84)		(97)		—		6,625
Construction and land development		3,414		71		(289)		18		3,214
Agriculture real estate		2,567		(410)		—		—		2,157
Commercial and industrial		5,235		549		(249)		8		5,543
Agriculture production		782		(90)		—		—		692
Consumer		490		162		(257)		37		432
All other loans		21		(7)		—		—		14
Total	$	47,820	$	4,850	$	(1,430)	$	96	$	51,336

	At period end and for the three months ended March 31, 2024
	Balance		Provision						Balance
	beginning		(benefit) charged		Losses				end
(dollars in thousands)	of period		to expense		charged off		Recoveries		of period
Allowance for credit losses on loans:
1-4 residential real estate	$	9,574	$	(121)	$	(1)	$	—	$	9,452
Non-owner occupied commercial real estate		16,599		2,157		—		—		18,756
Owner occupied commercial real estate		4,814		(363)		—		—		4,451
Multi-family real estate		6,188		437		—		—		6,625
Construction and land development		3,639		(425)		—		—		3,214
Agriculture real estate		2,379		(222)		—		—		2,157
Commercial and industrial		5,850		(245)		(65)		3		5,543
Agriculture production		570		122		—		—		692
Consumer		454		21		(48)		5		432
All other loans		17		(3)		—		—		14
Total	$	50,084	$	1,358	$	(114)	$	8	$	51,336

Schedule of allowance for off-balance credit exposure

	At period end and for the nine months ended March 31, 2025
	Balance		Provision		Balance
	beginning		(benefit) charged		end
(dollars in thousands)	of period		to expense		of period
Allowance for off-balance sheet credit exposure:
1-4 residential real estate	$	140	$	56	$	196
Non-owner occupied commercial real estate		153		15		168
Owner occupied commercial real estate		136		38		174
Multi-family real estate		31		31		62
Construction and land development		1,912		(508)		1,404
Agriculture real estate		60		(30)		30
Commercial and industrial		782		444		1,226
Agriculture production		37		160		197
Consumer		12		(6)		6
All other loans		—		1		1
Total	$	3,263	$	201	$	3,464

	At period end and for the three months ended March 31, 2025
	Balance		Provision		Balance
	beginning		(benefit) charged		end
(dollars in thousands)	of period		to expense		of period
Allowance for off-balance sheet credit exposure:
1-4 residential real estate	$	229	$	(33)	$	196
Non-owner occupied commercial real estate		185		(17)		168
Owner occupied commercial real estate		169		5		174
Multi-family real estate		65		(3)		62
Construction and land development		1,965		(561)		1,404
Agriculture real estate		54		(24)		30
Commercial and industrial		1,032		194		1,226
Agriculture production		127		70		197
Consumer		6		—		6
All other loans		—		1		1
Total	$	3,832	$	(368)	$	3,464

	At period end and for the nine months ended March 31, 2024
	Balance		Provision		Balance
	beginning		(benefit) charged		end
(dollars in thousands)	of period		to expense		of period
Allowance for off-balance sheet credit exposure:
1-4 residential real estate	$	126	$	17	$	143
Non-owner occupied commercial real estate		154		36		190
Owner occupied commercial real estate		182		(18)		164
Multi-family real estate		16		18		34
Construction and land development		4,897		(2,242)		2,655
Agriculture real estate		50		(13)		37
Commercial and industrial		730		19		749
Agriculture production		107		45		152
Consumer		16		(2)		14
All other loans		10		(10)		—
Total	$	6,288	$	(2,150)	$	4,138

	At period end and for the three months ended March 31, 2024
	Balance		Provision		Balance
	beginning		(benefit) charged		end
(dollars in thousands)	of period		to expense		of period
Allowance for off-balance sheet credit exposure:
1-4 residential real estate	$	136	$	7	$	143
Non-owner occupied commercial real estate		151		39		190
Owner occupied commercial real estate		175		(11)		164
Multi-family real estate		9		25		34
Construction and land development		3,179		(524)		2,655
Agriculture real estate		47		(10)		37
Commercial and industrial		728		21		749
Agriculture production		157		(5)		152
Consumer		14		—		14
All other loans		—		—		—
Total	$	4,596	$	(458)	$	4,138

Schedule of Gross charge-offs by loan class and year of origination

													Revolving
(dollars in thousands)	2025		2024		2023		2022		2021		Prior		loans		Total
March 31, 2025
1-4 residential real estate	$	—	$	—	$	—	$	—	$	—	$	60	$	—	$	60
Owner occupied commercial real estate		—		—		122		—		—		—		—		122
Construction and land development		—		—		—		—		1		—		—		1
Commercial and industrial		—		22		103		—		17		11		—		153
Agriculture production		—		976		—		—		—		—		—		976
Consumer		3		113		70		38		5		17		—		246
Total gross charge-offs	$	3	$	1,111	$	295	$	38	$	23	$	88	$	—	$	1,558

													Revolving
(dollars in thousands)	2024		2023		2022		2021		2020		Prior		loans		Total
March 31, 2024
1-4 residential real estate	$	—	$	—	$	6	$	—	$	—	$	36	$	—	$	42
Non-owner occupied commercial real estate		—		496		—		—		—		—		—		496
Multi-family real estate		—		—		—		97		—		—		—		97
Construction and land development		—		100		78		111		—		—		—		289
Commercial and industrial		—		59		180		10		—		—		—		249
Consumer		7		123		91		29		—		7		—		257
Total gross charge-offs	$	7	$	778	$	355	$	247	$	—	$	43	$	—	$	1,430

Schedule of credit risk profile of the Company's loan portfolio based on rating category and payment activity

													Revolving
(dollars in thousands)	2025		2024		2023		2022		2021		Prior		loans		Total
1-4 residential real estate
Pass	$	156,011	$	123,132	$	138,972	$	174,568	$	130,069	$	138,729	$	111,323	$	972,804
Watch		84		613		473		347		197		256		—		1,970
Special Mention		—		—		—		—		—		—		—		—
Substandard		946		992		238		861		33		951		113		4,134
Doubtful		—		—		—		—		—		—		—		—
Total 1-4 residential real estate	$	157,041	$	124,737	$	139,683	$	175,776	$	130,299	$	139,936	$	111,436	$	978,908
Non-owner occupied commercial real estate
Pass	$	80,150	$	94,810	$	227,220	$	279,507	$	81,774	$	72,997	$	8,587	$	845,045
Watch		—		1,833		15,299		203		—		—		—		17,335
Special Mention		—		—		—		—		—		—		—		—
Substandard		4,449		—		42		30,254		—		—		—		34,745
Doubtful		—		—		—		—		—		—		—		—
Total Non-owner occupied commercial real estate	$	84,599	$	96,643	$	242,561	$	309,964	$	81,774	$	72,997	$	8,587	$	897,125
Owner occupied commercial real estate
Pass	$	52,843	$	57,359	$	91,568	$	82,333	$	76,919	$	50,479	$	20,509	$	432,010
Watch		634		2,176		1,667		87		145		74		—		4,783
Special Mention		—		—		—		—		—		—		—		—
Substandard		1,000		52		—		1,762		75		436		164		3,489
Doubtful		—		—		—		—		—		—		—		—
Total Owner occupied commercial real estate	$	54,477	$	59,587	$	93,235	$	84,182	$	77,139	$	50,989	$	20,673	$	440,282
Multi-family real estate
Pass	$	60,554	$	19,320	$	180,393	$	72,546	$	57,025	$	14,284	$	1,323	$	405,445
Watch		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Total Multi-family real estate	$	60,554	$	19,320	$	180,393	$	72,546	$	57,025	$	14,284	$	1,323	$	405,445
Construction and land development
Pass	$	138,904	$	53,742	$	109,496	$	8,083	$	2,136	$	2,298	$	2,088	$	316,747
Watch		5,743		—		—		—		—		66		—		5,809
Special Mention		—		—		—		—		—		—		—		—
Substandard		885		—		58		—		—		—		—		943
Doubtful		—		—		—		—		—		—		—		—
Total Construction and land development	$	145,532	$	53,742	$	109,554	$	8,083	$	2,136	$	2,364	$	2,088	$	323,499
Agriculture real estate
Pass	$	42,298	$	29,394	$	40,273	$	48,733	$	44,196	$	14,546	$	22,356	$	241,796
Watch		296		248		459		1,066		—		259		—		2,328
Special Mention		—		—		—		—		—		—		—		—
Substandard		35		2,312		281		—		275		—		—		2,903
Doubtful		—		—		—		—		—		—		—		—
Total Agriculture real estate	$	42,629	$	31,954	$	41,013	$	49,799	$	44,471	$	14,805	$	22,356	$	247,027
Commercial and industrial
Pass	$	159,560	$	45,123	$	39,193	$	34,533	$	18,562	$	7,288	$	163,523	$	467,782
Watch		4,087		5,080		2,542		414		278		14		5,621		18,036
Special Mention		—		—		—		—		—		—		—		—
Substandard		591		5		183		940		50		307		222		2,298
Doubtful		—		—		—		—		—		—		—		—
Total Commercial and industrial	$	164,238	$	50,208	$	41,918	$	35,887	$	18,890	$	7,609	$	169,366	$	488,116
Agriculture production
Pass	$	28,680	$	21,510	$	6,832	$	3,109	$	4,890	$	1,818	$	117,063	$	183,902
Watch		859		831		—		19		—		—		207		1,916
Special Mention		—		—		—		—		—		—		—		—
Substandard		41		81		82		7		17		12		—		240
Doubtful		—		—		—		—		—		—		—		—
Total Agriculture production	$	29,580	$	22,422	$	6,914	$	3,135	$	4,907	$	1,830	$	117,270	$	186,058

Consumer
Pass	$	22,717	$	14,061	$	10,284	$	3,872	$	1,153	$	200	$	1,685	$	53,972
Watch		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		—		—		—
Substandard		23		3		4		17		3		—		—		50
Doubtful		—		—		—		—		—		—		—		—
Total Consumer	$	22,740	$	14,064	$	10,288	$	3,889	$	1,156	$	200	$	1,685	$	54,022
All other loans
Pass	$	368	$	903	$	264	$	82	$	159	$	1,440	$	—	$	3,216
Watch		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Total All other loans	$	368	$	903	$	264	$	82	$	159	$	1,440	$	—	$	3,216
Total Loans
Pass	$	742,085	$	459,354	$	844,495	$	707,366	$	416,883	$	304,079	$	448,457	$	3,922,719
Watch		11,703		10,781		20,440		2,136		620		669		5,828		52,177
Special Mention		—		—		—		—		—		—		—		—
Substandard		7,970		3,445		888		33,841		453		1,706		499		48,802
Doubtful		—		—		—		—		—		—		—		—
Total	$	761,758	$	473,580	$	865,823	$	743,343	$	417,956	$	306,454	$	454,784	$	4,023,698

													Revolving
(dollars in thousands)	2024		2023		2022		2021		2020		Prior		loans		Total
1-4 residential real estate
Pass	$	167,734	$	157,530	$	195,002	$	142,721	$	66,292	$	92,728	$	99,365	$	921,372
Watch		877		289		87		396		98		23		—		1,770
Special Mention		—		—		—		—		—		—		—		—
Substandard		686		797		243		183		30		294		22		2,255
Doubtful		—		—		—		—		—		—		—		—
Total 1-4 residential real estate	$	169,297	$	158,616	$	195,332	$	143,300	$	66,420	$	93,045	$	99,387	$	925,397
Non-owner occupied commercial real estate
Pass	$	120,914	$	232,802	$	294,138	$	102,380	$	33,691	$	55,190	$	6,470	$	845,585
Watch		4,658		16,232		209		1,513		4,443		1,404		—		28,459
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		43		25,683		—		—		—		—		25,726
Doubtful		—		—		—		—		—		—		—		—
Total Non-owner occupied commercial real estate	$	125,572	$	249,077	$	320,030	$	103,893	$	38,134	$	56,594	$	6,470	$	899,770
Owner occupied commercial real estate
Pass	$	63,251	$	98,776	$	89,361	$	86,975	$	25,664	$	26,124	$	20,147	$	410,298
Watch		1,252		6,492		1,178		154		—		1,181		520		10,777
Special Mention		—		—		—		—		—		—		—		—
Substandard		3,233		—		2,199		—		—		428		541		6,401
Doubtful		—		—		—		—		—		—		—		—
Total Owner occupied commercial real estate	$	67,736	$	105,268	$	92,738	$	87,129	$	25,664	$	27,733	$	21,208	$	427,476
Multi-family real estate
Pass	$	36,518	$	157,471	$	86,171	$	77,545	$	21,438	$	5,341	$	80	$	384,564
Watch		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Total Multi-family real estate	$	36,518	$	157,471	$	86,171	$	77,545	$	21,438	$	5,341	$	80	$	384,564
Construction and land development
Pass	$	104,162	$	143,538	$	27,524	$	4,379	$	3,887	$	679	$	1,518	$	285,687
Watch		652		2,906		131		—		—		—		—		3,689

Special Mention		—		—		—		—		—		—		—		—
Substandard		1,129		36		—		—		—		—		—		1,165
Doubtful		—		—		—		—		—		—		—		—
Total Construction and land development	$	105,943	$	146,480	$	27,655	$	4,379	$	3,887	$	679	$	1,518	$	290,541
Agriculture real estate
Pass	$	39,491	$	46,387	$	56,407	$	49,334	$	9,947	$	9,238	$	18,003	$	228,807
Watch		281		100		197		—		259		—		—		837
Special Mention		—		—		—		—		—		—		—		—
Substandard		2,265		281		—		283		—		—		47		2,876
Doubtful		—		—		—		—		—		—		—		—
Total Agriculture real estate	$	42,037	$	46,768	$	56,604	$	49,617	$	10,206	$	9,238	$	18,050	$	232,520
Commercial and industrial
Pass	$	116,173	$	60,404	$	43,205	$	43,879	$	3,145	$	4,863	$	174,181	$	445,850
Watch		1,031		250		43		—		—		228		404		1,956
Special Mention		—		—		—		—		—		—		—		—
Substandard		272		275		859		—		116		769		50		2,341
Doubtful		—		—		—		—		—		—		—		—
Total Commercial and industrial	$	117,476	$	60,929	$	44,107	$	43,879	$	3,261	$	5,860	$	174,635	$	450,147
Agriculture production
Pass	$	40,980	$	11,288	$	4,115	$	6,159	$	1,965	$	229	$	110,396	$	175,132
Watch		170		37		204		—		—		127		217		755
Special Mention		—		—		—		—		—		—		—		—
Substandard		5		23		9		17		—		27		—		81
Doubtful		—		—		—		—		—		—		—		—
Total Agriculture production	$	41,155	$	11,348	$	4,328	$	6,176	$	1,965	$	383	$	110,613	$	175,968
Consumer
Pass	$	30,317	$	17,318	$	6,547	$	2,268	$	467	$	54	$	2,683	$	59,654
Watch		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		3		11		3		—		—		—		17
Doubtful		—		—		—		—		—		—		—		—
Total Consumer	$	30,317	$	17,321	$	6,558	$	2,271	$	467	$	54	$	2,683	$	59,671
All other loans
Pass	$	1,139	$	644	$	122	$	217	$	43	$	1,816	$	—	$	3,981
Watch		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Total All other loans	$	1,139	$	644	$	122	$	217	$	43	$	1,816	$	—	$	3,981
Total Loans
Pass	$	720,679	$	926,158	$	802,592	$	515,857	$	166,539	$	196,262	$	432,843	$	3,760,930
Watch		8,921		26,306		2,049		2,063		4,800		2,963		1,141		48,243
Special Mention		—		—		—		—		—		—		—		—
Substandard		7,590		1,458		29,004		486		146		1,518		660		40,862
Doubtful		—		—		—		—		—		—		—		—
Total	$	737,190	$	953,922	$	833,645	$	518,406	$	171,485	$	200,743	$	434,644	$	3,850,035

Schedule of company's loan portfolio aging analysis

	March 31, 2025
					Greater Than								Greater Than 90
	30-59 Days		60-89 Days		90 Days		Total				Total Loans		Days Past Due
(dollars in thousands)	Past Due		Past Due		Past Due		Past Due		Current		Receivable		and Accruing
1-4 residential real estate	$	3,340	$	810	$	2,849	$	6,999	$	971,909	$	978,908	$	—
Non-owner occupied commercial real estate		—		5,071		64		5,135		891,990		897,125		—
Owner occupied commercial real estate		1,043		392		1,180		2,615		437,667		440,282		—
Multi-family real estate		—		—		—		—		405,445		405,445		—
Construction and land development		355		—		—		355		323,144		323,499		—
Agriculture real estate		377		162		2,593		3,132		243,895		247,027		—
Commercial and industrial		986		1,864		2,442		5,292		482,824		488,116		—
Agriculture production		20		87		188		295		185,763		186,058		—
Consumer		490		94		37		621		53,401		54,022		—
All other loans		—		—		—		—		3,216		3,216		—
Total loans	$	6,611	$	8,480	$	9,353	$	24,444	$	3,999,254	$	4,023,698	$	—

	June 30, 2024
					Greater Than								Greater Than 90
	30-59 Days		60-89 Days		90 Days		Total				Total Loans		Days Past Due
(dollars in thousands)	Past Due		Past Due		Past Due		Past Due		Current		Receivable		and Accruing
1-4 residential real estate	$	890	$	2,087	$	664	$	3,641	$	921,756	$	925,397	$	—
Non-owner occupied commercial real estate		107		—		—		107		899,663		899,770		—
Owner occupied commercial real estate		305		—		1,060		1,365		426,111		427,476		—
Multi-family real estate		—		—		—		—		384,564		384,564		—
Construction and land development		251		377		—		628		289,913		290,541		—
Agriculture real estate		573		—		35		608		231,912		232,520		—
Commercial and industrial		641		83		1,335		2,059		448,088		450,147		—
Agriculture production		50		—		344		394		175,574		175,968		—
Consumer		311		74		14		399		59,272		59,671		—
All other loans		—		—		—		—		3,981		3,981		—
Total loans	$	3,128	$	2,621	$	3,452	$	9,201	$	3,840,834	$	3,850,035	$	—

Schedule of company's collateral dependent loans and related ACL

											Allowance on
(dollars in thousands)	Commercial		Residential		Construction and						Collateral
March 31, 2025	Real Estate		Real Estate		Land Development		Other		Total		Dependent Loans
1-4 residential real estate	$	—	$	777	$	—	$	—	$	777	$	96
Non-owner occupied commercial real estate		32,619		—		—		—		32,619		8,805
Owner occupied commercial real estate		542		754		—		—		1,296		267
Construction and land development		—		—		861		—		861		161
Commercial and industrial		494		—		—		1,674		2,168		977
Total loans	$	33,655	$	1,531	$	861	$	1,674	$	37,721	$	10,306

											Allowance on
(dollars in thousands)	Commercial		Residential		Construction and						Collateral
June 30, 2024	Real Estate		Real Estate		Land Development		Other		Total		Dependent Loans
1-4 residential real estate	$	—	$	797	$	—	$	—	$	797	$	116
Non-owner occupied commercial real estate		23,457		—		—		—		23,457		10,175
Commercial and industrial		—		—		—		2,705		2,705		635
Total loans	$	23,457	$	797	$	—	$	2,705	$	26,959	$	10,926

Schedule of company's nonaccrual loans

(dollars in thousands)	March 31, 2025		June 30, 2024
1-4 residential real estate	$	3,258	$	1,391
Non-owner occupied commercial real estate		9,584		—
Owner occupied commercial real estate		2,245		1,102
Construction and land development		148		108
Agriculture real estate		2,837		1,896
Commercial and industrial		3,596		1,703
Agriculture production		262		461
Consumer		40		19
Total loans	$	21,970	$	6,680

Schedule of performing loans classified as modifications to borrowers experiencing financial difficulty

	March 31, 2025
					Term		Interest		Total Class of
	Principal		Payment		Extension		Rate		Financing
	Forgiveness		Delays		Modifications		Reduction		Receivable
(dollars in thousands)
1-4 residential real estate	$	—	$	—	$	—	$	—	—	%
Non-owner occupied commercial real estate		—		22,270		—		—	2.48	%
Owner occupied commercial real estate		—		—		—		—	—	%
Multi-family real estate		—		—		—		—	—	%
Construction and land development		—		—		—		—	—	%
Agriculture real estate		—		—		—		—	—	%
Commercial and industrial		—		—		—		—	—	%
Agriculture production		—		—		—		—	—	%
Consumer		—		—		—		—	—	%
All other loans		—		—		—		—	—	%
Total	$	—	$	22,270	$	—	$	—	0.55	%

	March 31, 2024
					Term		Interest		Total Class of
	Principal		Payment		Extension		Rate		Financing
	Forgiveness		Delays		Modifications		Reduction		Receivable
(dollars in thousands)
1-4 residential real estate	$	—	$	—	$	—	$	—	—	%
Non-owner occupied commercial real estate		—		—		—		—	—	%
Owner occupied commercial real estate		—		—		—		—	—	%
Multi-family real estate		—		—		—		—	—	%
Construction and land development		—		—		—		—	—	%
Agriculture real estate		—		—		—		—	—	%
Commercial and industrial		—		859		—		—	0.19	%
Agriculture production		—		—		—		—	—	%
Consumer		—		—		—		—	—	%
All other loans		—		—		—		—	—	%
Total	$	—	$	859	$	—	$	—	0.02	%