CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	3 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash Flows From Operating Activities:
Net Income	$ 12,458,000	$ 13,151,000
Items not requiring (providing) cash:
Depreciation	1,608,000	1,439,000
Loss on disposal of fixed assets	67,000	1,000
Stock option and stock grant expense	128,000	333,000
Loss on sale/write-down of foreclosed property	29,000	17,000
Amortization of intangible assets	897,000	1,018,000
Accretion of purchase accounting adjustments	(937,000)	(1,641,000)
Increase in cash surrender value of bank owned life insurance (BOLI)	(517,000)	(458,000)
Provision for credit losses	2,159,000	900,000
Net accretion of premiums and discounts on securities	(444,000)	(101,000)
Originations of loans held for sale	(4,637,000)	(5,614,000)
Proceeds from sales of loans held for sale	5,248,000	5,571,000
Gain on sales of loans held for sale	(361,000)	(213,000)
Changes in:
Accrued interest receivable	(5,123,000)	(4,771,000)
Prepaid expenses and other assets	(363,000)	395,000
Accounts payable and other liabilities	965,000	1,800,000
Accrued interest payable	(1,185,000)	2,378,000
Net cash provided by operating activities	9,992,000	14,205,000
Cash flows from investing activities:
Net increase in loans	(116,106,000)	(80,558,000)
Net change in interest-bearing deposits	248,000	248,000
Proceeds from maturities of available for sale securities	19,708,000	9,525,000
Net (purchases) redemptions of Federal Home Loan Bank stock	(259,000)	640,000
Net (purchases) redemptions of Federal Reserve Bank of St. Louis stock	(3,000)	1,000
Purchases of available-for-sale securities	(2,737,000)	(1,214,000)
Purchases of long-term investment	(50,000)	(40,000)
Purchases of premises and equipment	(1,431,000)	(1,427,000)
Investments in state & federal tax credits		(865,000)
Proceeds from sale of foreclosed assets	4,000	10,000
Net cash used in investing activities	(100,626,000)	(73,680,000)
Cash flows from financing activities:
Net decrease in demand deposits and savings accounts	(87,791,000)	(98,627,000)
Net increase in certificates of deposits	184,874,000	214,209,000
Net increase in securities sold under agreements to repurchase	5,602,000
Proceeds from Federal Home Loan Bank advances	260,000,000	271,000,000
Repayments of Federal Home Loan Bank advances	(255,014,000)	(290,513,000)
Dividends paid on common stock	(2,594,000)	(2,380,000)
Net cash provided by financing activities	105,077,000	93,689,000
Increase in cash and cash equivalents	14,443,000	34,214,000
Cash and cash equivalents at beginning of period	60,904,000	53,979,000
Cash and cash equivalents at end of period	75,347,000	88,193,000
Noncash investing and financing activities:
Conversion of loans to foreclosed real estate		1,375,000
Conversion of loans to repossessed assets	7,000	77,000
Right of use assets obtained in exchange for lease obligations: Operating Leases		2,333,000
Cash paid during the period for:
Interest (net of interest credited)	1,978,000	2,380,000
Income taxes	$ 4,022,000	$ 539,000