CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2022
Cash Flows From Operating Activities:
NET INCOME	$ 50,182	$ 39,237	$ 47,169
Adjustments, Noncash Items, to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]
Depreciation	6,021	4,923	4,480
Loss (gain) on disposal of fixed assets		(444)	3
Stock Option and Stock Grant Expense	(1,029)	(839)	(697)
Loss (gain) on sale/write-down of foreclosed property	74	(44)	460
Amortization of Intangible Assets	4,071	2,633	1,441
Accretion of purchase accounting adjustments	(5,325)	(3,737)	(1,565)
Increase in cash surrender value of bank owned life insurance (BOLI)	(1,911)	(1,516)	(1,168)
Provision for credit losses	3,600	17,061	1,487
Loss realized on sale of AFS securities	1,489
Net (accretion) amortization of premiums and discounts on securities	(842)	776	1,198
Originations of loans held for sale	(21,857)	(21,419)	(42,808)
Proceeds from sales of loans held for sale	22,044	21,548	44,004
Gain on sales of loans held for sale	(713)	(875)	(1,598)
Changes in:
Accrued interest receivable	(4,955)	(5,400)	(391)
Prepaid expenses and other assets	8,943	5,449	9,681
Accounts payable and other liabilities	(141)	580	5,016
Deferred income taxes	414	(974)	(617)
Accrued interest payable	8,145	3,386	(147)
NET CASH PROVIDED BY OPERATING ACTIVITIES	70,268	62,023	67,342
Cash flows from investing activities:
Net increase in loans	(228,444)	(447,208)	(281,544)
Net change in interest-bearing deposits	744	1,227	(1,488)
Proceeds from maturities of available for sale securities	42,322	35,368	40,474
Proceeds from sales of available for sale securities	32,243	136,714
Net redemptions (purchases) of Federal Home Loan Bank stock	2,827	(4,473)	691
Net purchases of Federal Reserve Bank of St. Louis stock	(28)	(3,271)	(759)
Purchases of available-for-sale securities	(79,837)	(132,032)	(96,144)
Purchases of long-term investment	(410)	(195)	(383)
Purchases of premises and equipment	(9,047)	(6,039)	(4,617)
Net cash received in acquisition		208,336	48,767
Investments in state & federal tax credits	(7,381)	(7,867)	(11,276)
Proceeds from sale of fixed assets	15	3,724	928
Proceeds from sale of foreclosed assets	1,261	2,041	1,423
Proceeds from Life Insurance Policy		270
NET CASH USED IN INVESTING ACTIVITIES	(245,735)	(213,405)	(303,928)
Cash flows from financing activities:
Net (decrease) increase in demand deposits and savings accounts	(53,833)	(245,130)	273,356
Net increase (decrease) in certificates of deposits	280,768	304,494	(31,221)
Net decrease in securities sold under agreements to repurchase		(27,629)
Proceeds from FHLBank Advance, Investing Activities	303,200	1,913,830
Repayments of Federal Home Loan Bank advances	(334,752)	(1,818,381)	(29,300)
Common stock issued	1	98,280	22,884
Exercise of stock options	391
Purchase of treasury stock	(3,857)		(5,838)
Dividends paid on common stock	(9,526)	(8,632)	(7,194)
NET CASH PROVIDED BY FINANCING ACTIVITIES	182,392	118,552	199,803
Increase (decrease) in cash and cash equivalents	6,925	(32,830)	(36,783)
Cash and cash equivalents at beginning of period	53,979	86,809	123,592
Cash and cash equivalents at end of period	60,904	53,979	86,809
Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract]
Conversion of loans to foreclosed real estate	1,376	1,073	127
Conversion of foreclosed real estate to loans		960
Conversion of loans to repossessed assets	209	108	26
Right of use assets obtained in exchange for lease obligations: Operating Leases	2,332	216	95
Termination of lease right of use asset and related lease obligation	1,401
Cash paid during the period for:
Interest (net of interest credited)	7,706	5,649	2,057
Income taxes	$ 2,298	4,307	361
Fortune
In conjunction with the acquisition, liabilities were assumed as follows:
Fair value of assets acquired			267,913
Less: common stock issued			22,885
Cash received			12,663
Liabilities assumed			232,365
First National Bank, Cairo
In conjunction with the acquisition, liabilities were assumed as follows:
Fair value of assets acquired			1,707
Liabilities assumed			28,859
Cash paid			$ 27,151
Citizens Bancshares Company
In conjunction with the acquisition, liabilities were assumed as follows:
Fair value of assets acquired		1,019,722
Less: common stock issued		98,280
Liabilities assumed		886,553
Cash paid		$ 34,889