Stockholders' Equity and Regulatory Capital (Tables)

12 Months Ended

Jun. 30, 2024

Stockholders' Equity and Regulatory Capital

Schedule of company and Bank's actual and required regulatory capital

									To Be Well Capitalized Under
									Prompt Corrective Action
	Actual				For Capital Adequacy Purposes				Provisions
As of June 30, 2024	Amount		Ratio		Amount		Ratio		Amount		Ratio
(dollars in thousands)
Total Capital (to Risk-Weighted Assets)
Consolidated	$	524,023	13.23	%	$	316,979	8.00	%	$	n/a	n/a
Southern Bank		496,105	12.68	%		312,877	8.00	%		391,097	10.00	%
Tier I Capital (to Risk-Weighted Assets)
Consolidated		467,027	11.79	%		237,734	6.00	%		n/a	n/a
Southern Bank		447,192	11.43	%		234,658	6.00	%		312,877	8.00	%
Tier I Capital (to Average Assets)
Consolidated		467,027	10.19	%		183,262	4.00	%		n/a	n/a
Southern Bank		447,192	9.79	%		182,723	4.00	%		228,403	5.00	%
Common Equity Tier I Capital (to Risk-Weighted Assets)
Consolidated		451,474	11.39	%		178,300	4.50	%		n/a	n/a
Southern Bank		447,192	11.43	%		175,993	4.50	%		254,213	6.50	%

									To Be Well Capitalized Under
									Prompt Corrective Action
	Actual				For Capital Adequacy Purposes				Provisions
As of June 30, 2023	Amount		Ratio		Amount		Ratio		Amount		Ratio
(dollars in thousands)
Total Capital (to Risk-Weighted Assets)
Consolidated	$	481,236	12.52	%	$	307,528	8.00	%	$	n/a	n/a
Southern Bank		454,699	11.77	%		308,932	8.00	%		386,166	10.00	%
Tier I Capital (to Risk-Weighted Assets)
Consolidated		426,644	11.10	%		230,646	6.00	%		n/a	n/a
Southern Bank		407,764	10.56	%		231,699	6.00	%		308,932	8.00	%
Tier I Capital (to Average Assets)
Consolidated		426,644	9.95	%		171,470	4.00	%		n/a	n/a
Southern Bank		407,764	9.54	%		170,942	4.00	%		213,677	5.00	%
Common Equity Tier I Capital (to Risk-Weighted Assets)
Consolidated		411,196	10.70	%		172,985	4.50	%		n/a	n/a
Southern Bank		407,764	10.56	%		173,774	4.50	%		251,008	6.50	%