Deposits

12 Months Ended

Jun. 30, 2024

Deposits

Deposits

NOTE 5: Deposits

Deposits are summarized as follows:

	June 30,
(dollars in thousands)	2024		2023
Non-interest bearing accounts	$	514,107	$	597,600
NOW accounts		1,239,663		1,328,423
Money market deposit accounts		336,799		452,728
Savings accounts		517,084		282,753
TOTAL NON-MATURITY DEPOSITS		2,607,653		2,661,504
Certificates
0.00-0.99%		17,862		92,533
1.00-1.99%		33,395		109,564
2.00-2.99%		46,195		186,538
3.00-3.99%		149,095		109,780
4.00-4.99%		671,562		472,546
5.00-5.99%		421,816		93,057
6.00% and above		4,879		18
TOTAL CERTIFICATES		1,344,804		1,064,036
TOTAL DEPOSITS		3,952,457		3,725,540

The aggregate amount of deposits with a minimum denomination of $250,000 was $1.2 billion at June 30, 2024 and 2023.

Certificate maturities are summarized as follows:

(dollars in thousands)
July 1, 2024 to June 30, 2025	$	1,082,571
July 1, 2025 to June 30, 2026		101,415
July 1, 2026 to June 30, 2027		64,802
July 1, 2027 to June 30, 2028		65,916
July 1, 2028 to June 30, 2029		30,005
Thereafter		95
TOTAL	$	1,344,804

Brokered certificates totaled $171.8 million and $146.5 million at June 30, 2024 and 2023, respectively. Deposits from executive officers, directors, significant shareholders and their affiliates (related parties) held by the Company at June 30, 2024 and 2023 totaled approximately $6.5 million and $6.6 million, respectively.