Stockholders' Equity and Regulatory Capital (Tables)

12 Months Ended

Jun. 30, 2023

Stockholders' Equity and Regulatory Capital

Schedule of company and Bank's actual and required regulatory capital

									To Be Well Capitalized Under
									Prompt Corrective Action
	Actual				For Capital Adequacy Purposes				Provisions
As of June 30, 2023	Amount		Ratio		Amount		Ratio		Amount		Ratio
(dollars in thousands)
Total Capital (to Risk-Weighted Assets)
Consolidated	$	481,236	12.52	%	$	307,528	8.00	%	$	n/a	n/a
Southern Bank		454,699	11.77	%		308,932	8.00	%		386,166	10.00	%
Tier I Capital (to Risk-Weighted Assets)
Consolidated		426,644	11.10	%		230,646	6.00	%		n/a	n/a
Southern Bank		407,764	10.56	%		231,699	6.00	%		308,932	8.00	%
Tier I Capital (to Average Assets)
Consolidated		426,644	9.95	%		171,470	4.00	%		n/a	n/a
Southern Bank		407,764	9.54	%		170,942	4.00	%		213,677	5.00	%
Common Equity Tier I Capital (to Risk-Weighted Assets)
Consolidated		411,196	10.70	%		172,985	4.50	%		n/a	n/a
Southern Bank		407,764	10.56	%		173,774	4.50	%		251,008	6.50	%

									To Be Well Capitalized Under
									Prompt Corrective Action
	Actual				For Capital Adequacy Purposes				Provisions
As of June 30, 2022	Amount		Ratio		Amount		Ratio		Amount		Ratio
(dollars in thousands)
Total Capital (to Risk-Weighted Assets)
Consolidated	$	370,013	13.42	%	$	220,558	8.00	%	$	n/a	n/a
Southern Bank		352,169	12.90	%		218,397	8.00	%		272,996	10.00	%
Tier I Capital (to Risk-Weighted Assets)
Consolidated		335,316	12.16	%		165,418	6.00	%		n/a	n/a
Southern Bank		325,183	11.91	%		163,797	6.00	%		218,397	8.00	%
Tier I Capital (to Average Assets)
Consolidated		335,316	10.41	%		128,822	4.00	%		n/a	n/a
Southern Bank		325,183	10.22	%		127,333	4.00	%		159,167	5.00	%
Common Equity Tier I Capital (to Risk-Weighted Assets)
Consolidated		319,971	11.61	%		124,064	4.50	%		n/a	n/a
Southern Bank		325,183	11.91	%		122,848	4.50	%		177,447	6.50	%