CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Cash Flows From Operating Activities:
Net Income	$ 21,267	$ 24,731
Items not requiring (providing) cash:
Depreciation	2,247	2,158
(Gain) loss on disposal of fixed assets	(317)	3
Stock option and stock grant expense	109	90
(Gain) loss on sale/write-down of REO	(30)	283
Amortization of intangible assets	803	677
Accretion of purchase accounting adjustments	(868)	(637)
Increase in cash surrender value of bank owned life insurance (BOLI)	(637)	(563)
Provision (benefit) for credit losses	6,194	(305)
Net amortization of premiums and discounts on securities	481	596
Originations of loans held for sale	(11,395)	(28,271)
Proceeds from sales of loans held for sale	11,362	29,008
Gain on sales of loans held for sale	(419)	(731)
Changes in:
Accrued interest receivable	(3,321)	(633)
Prepaid expenses and other assets	(776)	(1,087)
Accounts payable and other liabilities	2,507	3,831
Deferred income taxes	13	513
Accrued interest payable	1,339	(99)
Net cash provided by operating activities	28,559	29,564
Cash flows from investing activities:
Net increase in loans	(274,628)	(156,655)
Net change in interest-bearing deposits	496
Proceeds from maturities of available for sale securities	10,540	24,795
Net (purchases) redemptions of Federal Home Loan Bank stock	(1,121)	752
Net purchases of Federal Reserve Bank of St. Louis stock	(17)
Purchases of available-for-sale securities	(6,446)	(27,390)
Purchases of long-term investment	(75)	(133)
Purchases of premises and equipment	(1,582)	(3,689)
Net cash received from acquisitions		27,151
Investments in state & federal tax credits	(3,860)	(1,827)
Proceeds from sale of fixed assets	3,464	928
Proceeds from sale of foreclosed assets	400	249
Proceeds from BOLI claim	270
Net cash used in investing activities	(272,559)	(135,819)
Cash flows from financing activities:
Net increase in demand deposits and savings accounts	50,894	206,309
Net increase (decrease) in certificates of deposits	139,850	(13,385)
Proceeds from Federal Home Loan Bank advances	1,507,630
Repayments of Federal Home Loan Bank advances	(1,484,155)	(21,025)
Purchase of treasury stock		(1,175)
Dividends paid on common stock	(3,876)	(3,559)
Net cash provided by financing activities	210,343	167,165
(Decrease) increase in cash and cash equivalents	(33,657)	60,910
Cash and cash equivalents at beginning of period	86,792	123,592
Cash and cash equivalents at end of period	53,135	184,502
Noncash investing and financing activities:
Conversion of loans to foreclosed real estate	10
Conversion of loans to repossessed assets	41	14
Right of use assets obtained in exchange for lease obligations: Operating Leases	82	70
Cash paid during the period for:
Interest (net of interest credited)	3,081	1,100
Income taxes	$ 1,662	157
First National Bank, Cairo
Noncash investing and financing activities:
Fair value of assets acquired		1,707
Cash received		27,151
Liabilities assumed		$ 28,859