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Condensed Consolidated Statements of Cash Flows - USD ($)
9 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Cash Flows From Operating Activities:    
Net Income $ 20,644 $ 21,348
Items not requiring (providing) cash:    
Depreciation 2,841 2,505
Gain (Loss) on Disposal of Fixed Assets 295 3
Stock Option and Stock Grant Expense 471 357
Loss on sale/write-down of REO 223 187
Amortization of intangible assets 1,322 1,232
Accretion of purchase accounting adjustments (1,144) (2,275)
Increase in cash surrender value of bank owned life insurance (BOLI) (755) (1,080)
Provision for loan losses 4,134 1,486
Gains realized on sale of AFS securities 0 (244)
Net amortization of premiums and discounts on securities 896 624
Originations of loans held for sale (25,705) (21,304)
Proceeds from sales of loans held for sale 24,826 21,519
Gain (loss) on Loans Held for Sale (653) (495)
Changes in    
Accrued interest receivable 435 620
Prepaid expenses and other assets 310 4,213
Accounts payable and other liabilities 557 877
Deferred income taxes 19 (181)
Accrued interest payable (346) 759
Net cash provided by operating activities 28,370 30,151
Cash flows from investing activities:    
Net increase in loans (123,999) (116,244)
Net change in interest-bearing deposits (3) 986
Proceeds from maturities of available for sale securities 34,587 25,211
Proceeds from sales of available for sale securities 0 40,985
Net (purchases) redemptions of Federal Home Loan Bank stock (3,469) 1,849
Net purchases of Federal Reserve Bank of St. Louis stock (3) (778)
Purchases of available-for-sale securities (50,207) (24,544)
Purchases of premises and equipment (3,409) (6,550)
Net cash paid for acquisition 0 (8,377)
Investments in state & federal tax credits (4,840) (231)
Proceeds from sale of fixed assets 276 29
Proceeds from sale of foreclosed assets 1,317 1,961
Net cash used in investing activities (149,750) (85,159)
Cash flows from financing activities:    
Net (decrease) increase in certificates of deposits (25,439) 106,027
Net (decrease) increase in securities sold under agreements to repurchase (4,376) 1,436
Proceeds from Federal Home Loan Bank advances 521,200 466,800
Repayments of Federal Home Loan Bank advances (442,835) (523,818)
Net increase in demand deposits and savings accounts 103,450 17,574
Proceeds from issuance of long term debt 0 (4,400)
Purchase of Treasury Stock (5,771) 0
Dividends paid on common stock (4,144) (3,551)
Net cash provided by financing activities 142,085 60,068
Increase in cash and cash equivalents 20,705 5,060
Cash and cash equivalents at beginning of period 35,400 26,326
Cash and cash equivalents at end of period 56,105 31,386
Noncash investing and financing activities:    
Conversion of Loans to Foreclosed Real Estate 1,035 1,603
Conversion of foreclosed real estate to loans 0 51
Conversion of Loans to Repossessed Assets 191 26
Right of use assets obtained in exchange for lease obligations: Operating Leases 1,996 0
Fair value of assets acquired 0 216,772
Less: common stock issued 0 10,757
Cash paid for the capital stock 0 11,271
Liabilities assumed 0 194,744
Cash paid during the period for    
Interest (net of interest credited) 3,084 3,457
Income taxes $ 1,541 $ 1,455