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Note 4: Loans and Allowance for Loan Losses: Schedule of Loan Portfolio Aging Analysis (Tables)
6 Months Ended
Dec. 31, 2017
Tables/Schedules  
Schedule of Loan Portfolio Aging Analysis

The following tables present the Company’s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of December 31 and June 30, 2017.  These tables include purchased credit impaired loans, which are reported according to aging analysis after acquisition based on the Company’s standards for such classification:

 

 

December 31, 2017

Greater Than

Greater Than 90

30-59 Days

60-89 Days

90 Days

Total

Total Loans

Days Past Due

(dollars in thousands)

Past Due

Past Due

Past Due

Past Due

Current

Receivable

and Accruing

Real Estate Loans:

      Residential

$3,334

$1,074

$1,026

$5,434

$441,967

$447,401

$761

      Construction

507

-

-

507

53,045

53,552

-

      Commercial

659

437

4,147

5,243

650,753

655,996

4,147

Consumer loans

466

232

241

939

65,786

66,725

136

Commercial loans

389

147

665

1,201

244,964

246,165

637

      Total loans

$5,355

$1,890

$6,079

$13,324

$1,456,515

$1,469,839

$5,681

 

June 30, 2017

Greater Than

Greater Than 90

30-59 Days

60-89 Days

90 Days

Total

Total Loans

Days Past Due

(dollars in thousands)

Past Due

Past Due

Past Due

Past Due

Current

Receivable

and Accruing

Real Estate Loans:

      Residential

$1,491

$148

$676

$2,315

$440,148

$442,463

$59

      Construction

35

-

-

35

56,007

56,042

-

      Commercial

700

-

711

1,411

602,511

603,922

-

Consumer loans

216

16

134

366

63,285

63,651

13

Commercial loans

144

53

426

623

246,561

247,184

329

      Total loans

$2,586

$217

$1,947

$4,750

$1,408,512

$1,413,262

$401