Note 11: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)

12 Months Ended

Jun. 30, 2017

Tables/Schedules

Schedule of Effective Income Tax Rate Reconciliation

	For the year ended June 30
(dollars in thousands)	2017	2016	2015
Tax at statutory rate	$                      7,565	$                       7,536	$                       6,903
Increase (reduction) in taxes       resulting from:
Nontaxable municipal income	(513)	(567)	(530)
State tax, net of Federal benefit	215	624	523
Cash surrender value of                   Bank-owned life insurance	(397)	(325)	(193)
Tax credit benefits	(367)	(286)	(364)
Other, net	(441)	(300)	(283)
Actual provision	$                      6,062	$                       6,682	$                       6,056