Note 8: Income Taxes: Schedule of Reconciliation of Income Tax Expense at the Statutory Rate to Actual Income Tax (Tables)

3 Months Ended

Dec. 31, 2015

Tables/Schedules

Schedule of Reconciliation of Income Tax Expense at the Statutory Rate to Actual Income Tax

	For the three months  ended		For the six months ended
(dollars in thousands)	December 31, 2015	December 31, 2014	December 31, 2015	December 31, 2014
Tax at statutory rate	$2,109	$1,665	$3,965	$3,256
Increase (reduction) in taxes       resulting from:
Nontaxable municipal income	(145)	(134)	(279)	(265)
State tax, net of Federal benefit	163	127	317	247
Cash surrender value of                   Bank-owned life insurance	(163)	(49)	(208)	(98)
Tax credit benefits	(63)	(91)	(125)	(181)
Other, net	(82)	(59)	(185)	(118)
Actual provision	$1,820	$1,460	$3,485	$2,841