Note 2: Organization and Summary of Significant Accounting Policies: Goodwill and Intangible Assets, Policy (Policies)	3 Months Ended
Sep. 30, 2014
Policies
Goodwill and Intangible Assets, Policy	Intangible Assets. . The Company’s intangible assets at September 30, 2014 included gross core deposit intangibles of $5.9 million with $1.1 million accumulated amortization, gross other identifiable intangibles of $3.8 million with accumulated amortization of $3.6 million, and mortgage servicing rights of $49,000. At June 30, 2014, the Company’s intangible assets included gross core deposit intangibles of $2.9 million with $875,000 accumulated amortization, and gross other identifiable intangibles of $3.8 million with accumulated amortization of $3.5 million, and mortgage servicing rights of $38,000. The Company’s core deposit and other intangible assets are being amortized using the straight line method, over periods ranging from five to fifteen years, with amortization expense expected to be approximately $969,000 in fiscal 2015, $1.0 million in fiscal 2016, $911,000 in fiscal 2017, $911,000 in fiscal 2018, $655,000 in fiscal 2019 and $541,000 thereafter. Goodwill. The Company’s goodwill is evaluated annually for impairment or more frequently if impairment indicators are present. A qualitative assessment is performed to determine whether the existence of events or circumstances leads to a determination that it is more likely than not the fair value is less than the carrying amount, including goodwill. If, based on the evaluation, it is determined to be more likely than not that the fair value is less than the carrying value, then goodwill is tested further for impairment. If the implied fair value of goodwill is lower than its carrying amount, a goodwill impairment is indicated and goodwill is written down to its implied fair value. Subsequent increases in goodwill value are not recognized in the financial statements.

Note 2: Organization and Summary of Significant Accounting Policies: Goodwill and Intangible Assets, Policy (Policies)

3 Months Ended

Sep. 30, 2014

Policies

Goodwill and Intangible Assets, Policy

Intangible Assets. . The Company’s intangible assets at September 30, 2014 included gross core deposit intangibles of $5.9 million with $1.1 million accumulated amortization, gross other identifiable intangibles of $3.8 million with accumulated amortization of $3.6 million, and mortgage servicing rights of $49,000. At June 30, 2014, the Company’s intangible assets included gross core deposit intangibles of $2.9 million with $875,000 accumulated amortization, and gross other identifiable intangibles of $3.8 million with accumulated amortization of $3.5 million, and mortgage servicing rights of $38,000. The Company’s core deposit and other intangible assets are being amortized using the straight line method, over periods ranging from five to fifteen years, with amortization expense expected to be approximately $969,000 in fiscal 2015, $1.0 million in fiscal 2016, $911,000 in fiscal 2017, $911,000 in fiscal 2018, $655,000 in fiscal 2019 and $541,000 thereafter.

Goodwill. The Company’s goodwill is evaluated annually for impairment or more frequently if impairment indicators are present. A qualitative assessment is performed to determine whether the existence of events or circumstances leads to a determination that it is more likely than not the fair value is less than the carrying amount, including goodwill. If, based on the evaluation, it is determined to be more likely than not that the fair value is less than the carrying value, then goodwill is tested further for impairment. If the implied fair value of goodwill is lower than its carrying amount, a goodwill impairment is indicated and goodwill is written down to its implied fair value. Subsequent increases in goodwill value are not recognized in the financial statements.