Note 5: Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield (Tables)

6 Months Ended

Dec. 31, 2013

Tables/Schedules

Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield

Accretable yield, or income expected to be collected, is as follows:

	Three-month period ending
	December 31, 2013	December 31, 2012
Balance at beginning of period	$711,312	$489,356
Additions	-	-
Accretion	(74,826)	(147,606)
Reclassification from nonaccretable difference	774	496,299
Disposals	-	-
Balance at end of period	$637,260	$838,049

	Six-month period ending
	December 31, 2013	December 31, 2012
Balance at beginning of period	$798,789	$489,356
Additions	-	-
Accretion	(164,477)	(147,606)
Reclassification from nonaccretable difference	2,948	496,299
Disposals	-	-
Balance at end of period	$637,260	$838,049