Note 4: Loans and Allowance For Loan Losses: Schedule of Loan Portfolio Aging Analysis (Tables)

6 Months Ended

Dec. 31, 2013

Schedule of Loan Portfolio Aging Analysis

The following tables present the Company’s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of December 31 and June 30, 2013. At December 31 and June 30, 2013, there were no purchased credit impaired loans that were past due. These tables include purchased credit impaired loans, which are reported according to aging analysis after acquisition based on the Company’s standards for such classification:

	December 31, 2013
	30-59 Days	60-89 Days	Greater Than	Total		Total Loans	Total Loans > 90
	Past Due	Past Due	90 Days	Past Due	Current	Receivable	Days & Accruing
Real Estate Loans:
Residential	$1,137,566	$148,346	$200,267	$1,486,179	$281,863,978	$283,350,157	$-
Construction	-	-	-	-	23,115,180	23,115,180	-
Commercial	512,867	304,088	-	816,955	284,644,178	285,461,133	-
Consumer loans	182,002	40,080	27,289	249,371	31,857,059	32,106,430	-
Commercial loans	210,239	68,368	117,567	396,174	133,252,179	133,648,353	-
Total loans	$2,042,674	$560,882	$345,123	$2,948,679	$754,732,574	$757,681,253	$-

	June 30, 2013
	30-59 Days	60-89 Days	Greater Than	Total		Total Loans	Total Loans > 90
	Past Due	Past Due	90 Days	Past Due	Current	Receivable	Days & Accruing
Real Estate Loans:
Residential	$369,898	$66,213	$102,498	$538,609	$233,349,833	$233,888,442	$-
Construction	-	-	-	-	19,932,817	19,932,817	-
Commercial	-	-	225,099	225,099	242,078,823	242,303,922	-
Consumer loans	239,323	42,924	12,275	294,522	28,120,356	28,414,878	-
Commercial loans	63,394	-	18,266	81,660	130,786,824	130,868,484	-
Total loans	$672,615	$109,137	$358,138	$1,139,890	$654,268,653	$655,408,543	$-