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Note 4: Loans and Allowance For Loan Losses: Schedule of Loan Portfolio by Credit Rating (Tables)
3 Months Ended
Sep. 30, 2012
Tables/Schedules  
Schedule of Loan Portfolio by Credit Rating

 

 

September 30, 2012

Conventional

Construction

Commercial

Real Estate

Real Estate

Real Estate

Consumer

Commercial

Pass

$203,819,521

$18,878,460

$213,507,013

$28,300,076

$133,830,481

Special Mention

1,845,891

-

1,319,007

32,451

5,167,861

Substandard

1,250,854

-

7,086,222

17,436

1,554,918

Doubtful

-

-

-

-

-

      Total

$206,916,266

$18,878,460

$221,912,242

$28,349,963

$140,553,260

 

 

June 30, 2012

Conventional

Construction

Commercial

Real Estate

Real Estate

Real Estate

Consumer

Commercial

Pass

$198,847,363

$22,811,575

$194,280,920

$28,967,594

$129,572,873

Special Mention

1,561,263

-

149,940

-

5,398,255

Substandard

604,072

-

6,526,569

18,311

2,033,094

Doubtful

-

-

-

-

-

      Total

$201,012,698

$22,811,575

$200,957,429

$28,985,905

$137,004,222