X0201 4 2003-12-12 0 0000916823 UNITED FINANCIAL MORTGAGE CORP UFM 0001212499 KHOSHABE JOSEPH 815 COMMERCE DRIVE OAK BROOK IL 60523 1 1 0 0 Chairman Common Stock 2003-12-12 4 J 0 305881 6.203 D 2225961 I As trustee Options 6.7 2003-12-09 Common 10000 10000 D Sold in a firm commitment underwritten public offering pursuant to the exercise of an over-allotment option by the underwriter at a public offering price of $6.67 per share, less an underwriting discount of $0.467 per share. As trustee of the Joseph Khoshabe Trust, under Trust Agreement dated September 22, 1995 20% of the options become exercisable immediately upon granting; an additional 20% of the options will become exercisable on the anniversary date of granting for each of the next four years. Josheph Khoshabe 2003-12-12