Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2025

Schedule of Key's and KeyBank's Actual Capital Amounts and Ratios, Minimum Capital Amounts and Ratios

At December 31, 2025, Key and KeyBank (consolidated) had regulatory capital in excess of all current minimum risk-based capital (including all adjustments for market risk) and leverage ratio requirements as shown in the following table.


	Actual				Regulatory Minimum		Regulatory Minimum with Stress Capital Buffer		Well Capitalized
Dollars in millions	Amount		Ratio		Ratio		Ratio		Ratio
December 31, 2025
Total risk-based capital
Key	$	22,910	15.70	%	8.00	%	11.20	%	N/A
KeyBank (consolidated)	21,198		14.71		8.00		11.20		10.00	%
Common equity Tier 1 risk-based capital
Key	$	17,195	11.78	%	4.50	%	7.70	%	N/A
KeyBank (consolidated)	18,376		12.75		4.50		7.70		6.50	%
Tier 1 risk-based capital
Key	$	19,641	13.46	%	6.00	%	9.20	%	N/A
KeyBank (consolidated)	18,376		12.75		6.00		9.20		8.00	%
Leverage
Key	$	19,641	10.50	%	4.00	%	4.00	%	N/A
KeyBank (consolidated)	18,376		9.96		4.00		4.00		5.00	%
December 31, 2024
Total risk-based capital
Key	$	22,336	16.15	%	8.00	%	11.10	%	N/A
KeyBank (consolidated)	20,518		15.12		8.00		11.10		10.00	%
Common equity Tier 1 risk-based capital
Key	$	16,489	11.92	%	4.50	%	7.60	%	N/A
KeyBank (consolidated)	17,560		12.94		4.50		7.60		6.50
Tier 1 risk-based capital
Key	$	18,934	13.69	%	6.00	%	9.10	%	N/A
KeyBank (consolidated)	17,560		12.94		6.00		9.10		8.00	%
Leverage
Key	$	18,934	10.03	%	4.00	%	4.00	%	N/A
KeyBank (consolidated)	17,560		9.42		4.00		4.00		5.00	%