Consolidated Statements of Cash Flows - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024
OPERATING ACTIVITIES
Net income (loss)	$ 1,319	$ 83
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Provision for credit losses	363	296
Depreciation, amortization, and accretion, net	18	68
Increase in cash surrender value of corporate-owned life insurance	(90)	(86)
Stock-based compensation expense	99	76
Deferred income taxes (benefit)	(15)	(138)
Proceeds from sales of loans held for sale	6,756	5,099
Originations of loans held for sale, net of repayments	(6,935)	(5,711)
Net losses (gains) on sales of loans held for sale	(93)	(84)
Net losses (gains) on leased equipment	0	(8)
Net securities and other investments losses (gains)	6	948
Net losses (gains) on sales of fixed assets	0	(4)
Net change in:
Trading account assets	311	(262)
Accrued income and other assets	(77)	224
Accrued expense and other liabilities	(694)	(780)
Other operating activities, net	522	(784)
NET CASH PROVIDED BY (USED IN) OPERATING ACTIVITIES	1,490	(1,063)
INVESTING ACTIVITIES
Net decrease (increase) in short-term investments, excluding acquisitions	4,170	(11,979)
Purchases of securities available for sale	(6,517)	(12,562)
Proceeds from sales of securities available for sale	5	15,898
Proceeds from prepayments and maturities of securities available for sale	4,976	1,758
Proceeds from prepayments and maturities of held-to-maturity securities	759	881
Purchases of held-to-maturity securities	(868)	0
Net decrease (increase) in other investments	120	130
Net decrease (increase) in loans, excluding acquisitions, sales and transfers	(1,950)	6,962
Proceeds from sales of portfolio loans	122	156
Proceeds from corporate-owned life insurance	56	90
Purchases of premises, equipment, and software	(62)	(42)
Proceeds from sales of premises and equipment	3	12
NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES	814	1,304
FINANCING ACTIVITIES
Net increase (decrease) in deposits	1,005	4,766
Net increase (decrease) in short-term borrowings	(795)	(688)
Net proceeds from issuance of long-term debt	1,484	1,565
Payments on long-term debt	(2,981)	(5,649)
Employee equity compensation program Common Share repurchases	(35)	(27)
Net proceeds from reissuance of Common Shares	5	5
Net proceeds from Scotiabank investment	0	811
Cash dividends paid	(792)	(689)
NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES	(2,109)	94
NET INCREASE (DECREASE) IN CASH AND DUE FROM BANKS	195	335
CASH AND DUE FROM BANKS AT BEGINNING OF PERIOD	1,743	941
CASH AND DUE FROM BANKS AT END OF PERIOD	1,938	1,276
Additional disclosures relative to cash flows:
Interest paid	2,839	3,112
Income taxes paid (refunded)	28	69
Noncash items:
Reduction of secured borrowing and related collateral	1	3
Loans transferred to portfolio from held for sale	71	123
Loans transferred to held for sale from portfolio	6	3
Loans transferred to OREO	3	4
ABS risk retentions	$ 0	$ 6