Consolidated Balance Sheets - USD ($) $ in Millions		Sep. 30, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks		$ 1,938	$ 1,743
Short-term investments		13,334	17,504
Trading account assets		972	1,283
Securities available for sale		40,456	37,707
Held-to-maturity securities (fair value: $7,164 and $6,837)		7,509	7,395
Other investments		921	1,041
Loans, net of unearned income of $292 and $311		105,902	104,260
Less: Allowance for loan and lease losses		(1,444)	(1,409)
Net loans		104,458	102,851
Loans held for sale	[1]	998	797
Premises and equipment		606	614
Goodwill		2,752	2,752
Other intangible assets		13	27
Corporate-owned life insurance		4,428	4,394
Accrued income and other assets		8,803	8,797
Discontinued assets		221	263
Total assets		187,409	187,168
Deposits in domestic offices:
Interest-bearing deposits		122,425	120,132
Noninterest-bearing deposits		28,340	29,628
Total deposits		150,765	149,760
Federal funds purchased and securities sold under repurchase agreements		10	14
Bank notes and other short-term borrowings		1,339	2,130
Accrued expense and other liabilities		4,276	4,983
Long-term debt		10,917	12,105
Total liabilities		167,307	168,992
EQUITY
Preferred stock		2,500	2,500
Common Shares, $1 par value; authorized 2,100,000,000 shares; issued 1,256,702,081 shares		1,257	1,257
Capital surplus		6,002	6,038
Retained earnings		15,111	14,584
Treasury stock, at cost (143,749,779 and 149,915,630 shares)		(2,619)	(2,733)
Accumulated other comprehensive income (loss)		(2,149)	(3,470)
Total equity		20,102	18,176
Total liabilities and equity		$ 187,409	$ 187,168

[1] Total loans held for sale include real estate — residential mortgage loans held for sale at fair value of $62 million at September 30, 2025, and $93 million at December 31, 2024.