Exhibit 99.3

Consolidated Balance Sheets

(dollars in millions)

	6/30/2022			3/31/2022			6/30/2021
Assets
Loans	$	112,390		$	106,600		$	100,730
Loans held for sale		1,306			1,170			1,537
Securities available for sale		42,437			43,681			34,638
Held-to-maturity securities		8,186			6,871			6,175
Trading account assets		809			848			851
Short-term investments		2,456			3,881			20,460
Other investments		969			722			635
Total earning assets		168,553			163,773			165,026
Allowance for loan and lease losses		(1,099	)		(1,105	)		(1,220	)
Cash and due from banks		678			684			792
Premises and equipment		638			647			785
Goodwill		2,752			2,694			2,673
Other intangible assets		118			118			159
Corporate-owned life insurance		4,343			4,340			4,304
Accrued income and other assets		10,529			9,544			7,966
Discontinued assets		496			526			630
Total assets	$	187,008		$	181,221		$	181,115
Liabilities
Deposits in domestic offices:
NOW and money market deposit accounts	$	83,628		$	86,829		$	85,242
Savings deposits		7,934			7,840			6,993
Certificates of deposit ($100,000 or more)		1,421			1,533			2,064
Other time deposits		1,909			2,037			2,493
Total interest-bearing deposits		94,892			98,239			96,792
Noninterest-bearing deposits		50,973			50,424			49,280
Total deposits		145,865			148,663			146,072
Federal funds purchased and securities sold under repurchase agreements		3,234			599			211
Bank notes and other short-term borrowings		2,809			2,222			723
Accrued expense and other liabilities		4,056			3,615			2,957
Long-term debt		16,617			10,814			13,211
Total liabilities		172,581			165,913			163,174
Equity
Preferred stock		1,900			1,900			1,900
Common shares		1,257			1,257			1,257
Capital surplus		6,241			6,214			6,232
Retained earnings		15,118			14,793			13,689
Treasury stock, at cost		(5,923	)		(5,927	)		(5,287	)
Accumulated other comprehensive income (loss)		(4,166	)		(2,929	)		150
Key shareholders’ equity		14,427			15,308			17,941
Noncontrolling interests		—			—			—
Total equity		14,427			15,308			17,941
Total liabilities and equity	$	187,008		$	181,221		$	181,115
Common shares outstanding (000)		932,643			932,398			960,276

Consolidated Statements of Income

(dollars in millions, except per share amounts)

	Three months ended								Six months ended
	6/30/2022		3/31/2022			6/30/2021			6/30/2022		6/30/2021
Interest income
Loans	$	923	$	837		$	888		$	1,760	$	1,777
Loans held for sale		10		12			11			22		22
Securities available for sale		188		173			133			361		263
Held-to-maturity securities		48		46			45			94		90
Trading account assets		7		6			5			13		10
Short-term investments		13		4			6			17		11
Other investments		4		2			2			6		4
Total interest income		1,193		1,080			1,090			2,273		2,177
Interest expense
Deposits		20		14			16			34		37
Federal funds purchased and securities sold under repurchase agreements		6		—			—			6		—
Bank notes and other short-term borrowings		9		3			3			12		4
Long-term debt		61		49			54			110		114
Total interest expense		96		66			73			162		155
Net interest income		1,097		1,014			1,017			2,111		2,022
Provision for credit losses		45		83			(222	)		128		(315	)
Net interest income after provision for credit losses		1,052		931			1,239			1,983		2,337
Noninterest income
Trust and investment services income		137		136			133			273		266
Investment banking and debt placement fees		149		163			217			312		379
Service charges on deposit accounts		96		91			83			187		156
Operating lease income and other leasing gains		28		32			36			60		74
Corporate services income		88		90			55			178		119
Cards and payments income		85		80			113			165		218
Corporate-owned life insurance income		35		31			30			66		61
Consumer mortgage income		14		21			26			35		73
Commercial mortgage servicing fees		45		36			44			81		78
Other income		11		(4	)		13			7		64
Total noninterest income		688		676			750			1,364		1,488
Noninterest expense
Personnel		607		630			623			1,237		1,247
Net occupancy		78		73			75			151		151
Computer processing		78		77			71			155		144
Business services and professional fees		52		53			51			105		101
Equipment		26		23			25			49		50
Operating lease expense		27		28			31			55		65
Marketing		34		28			31			62		57
Intangible asset amortization		—		—			—			—		—
Other expense		176		158			169			334		332
Total noninterest expense		1,078		1,070			1,076			2,148		2,147
Income (loss) from continuing operations before income taxes		662		537			913			1,199		1,678
Income taxes		132		90			189			222		336
Income (loss) from continuing operations		530		447			724			977		1,342
Income (loss) from discontinued operations, net of taxes		3		1			5			4		9
Net income (loss)		533		448			729			981		1,351
Less: Net income (loss) attributable to noncontrolling interests		—		—			—			—		—
Net income (loss) attributable to Key	$	533	$	448		$	729		$	981	$	1,351
Income (loss) from continuing operations attributable to Key common shareholders	$	504	$	420		$	698		$	924	$	1,289
Net income (loss) attributable to Key common shareholders		507		421			703			928		1,298
Per common share
Income (loss) from continuing operations attributable to Key common shareholders	$	.54	$	.45		$	.73		$	1	$	1.34
Income (loss) from discontinued operations, net of taxes		—		—			—			—		.01
Net income (loss) attributable to Key common shareholders (a)		.55		.46			.73			1		1.35
Per common share — assuming dilution
Income (loss) from continuing operations attributable to Key common shareholders	$	.54	$	.45		$	.72		$	.99	$	1.33
Income (loss) from discontinued operations, net of taxes		—		—			—			—		.01
Net income (loss) attributable to Key common shareholders (a)		.54		.45		$	.73			1.00		1.34
Cash dividends declared per common share	$	.195	$	.195		$	.185		$	.39	$	.37
Weighted-average common shares outstanding (000)		924,302		922,941			957,423			923,717		961,292
Effect of common share options and other stock awards		7,506		10,692			9,740			9,087		9,514
Weighted-average common shares and potential common shares outstanding (000) (b)		931,808		933,634			967,163			932,805		970,806

(a) Earnings per share may not foot due to rounding.

(b) Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.