Line of Business Results (Tables)

12 Months Ended

Dec. 31, 2012

Financial Information of Business Groups

Year ended December 31,	Key Community Bank									Key Corporate Bank
dollars in millions	2012			2011			2010			2012			2011			2010
SUMMARY OF OPERATIONS
Net interest income (TE)	$	1,436		$	1,488		$	1,618		$	740		$	711		$	802
Noninterest income		773			746			772			869			867			839
Total revenue (TE) (a)		2,209			2,234			2,390			1,609			1,578			1,641
Provision (credit) for loan and lease losses		156			160			413			24			(198	)		(28	)
Depreciation and amortization expense		55			38			37			46			71			94
Other noninterest expense		1,920			1,787			1,780			818			809			905
Income (loss) from continuing operations before income taxes (TE)		78			249			160			721			896			670
Allocated income taxes (benefit) and TE adjustments		(28	)		37			5			265			327			244
Income (loss) from continuing operations		106			212			155			456			569			426
Income (loss) from discontinued operations, net of taxes		—			—			—			—			—			—
Net income (loss)		106			212			155			456			569			426
Less: Net income (loss) attributable to noncontrolling interests		—			—			—			3			1			(1	)
Net income (loss) attributable to Key	$	106		$	212		$	155		$	453		$	568		$	427
AVERAGE BALANCES (b)
Loans and leases	$	27,830		$	26,308		$	27,044		$	18,871		$	17,403		$	20,372
Total assets (a)		31,519			29,744			30,254			22,989			21,548			24,349
Deposits		48,925			47,893			49,653			12,631			10,795			12,235
Net loan charge-offs (b)	$	204		$	286			509		$	64		$	138			607
Return on average allocated equity (b)		3.60	%		6.62	%		4.38	%		25.74	%		25.04	%		13.56	%
Return on average allocated equity		3.60			6.62			4.38			25.74			25.04			13.56
Average full-time equivalent employees (c)		8,927			8,540			8,310			2,134			2,149			2,100

(a) Substantially all revenue generated by our major business segments is derived from clients that reside in the United States. Substantially all long-lived assets, including premises and equipment, capitalized software, and goodwill held by our major business segments, are located in the United States.

(b) From continuing operations.

(c) The number of average full-time equivalent employees has not been adjusted for discontinued operations.

Other Segments									Total Segments									Reconciling Items									Key
2012			2011			2010			2012			2011			2010			2012			2011			2010			2012			2011			2010
$	105		$	73		$	95		$	2,281		$	2,272		$	2,515		$	7		$	20			$          22		$	2,288		$	2,292		$	2,537
	344			234			327			1,986			1,847			1,938			(19	)		(39	)		16			1,967			1,808			1,954
	449			307			422			4,267			4,119			4,453			(12	)		(19	)		38			4,255			4,100			4,491
	50			(17	)		260			230			(55	)		645			(1	)		(5	)		(7	)		229			(60	)		638
	9			18			38			110			127			169			140			143			161			250			270			330
	65			81			157			2,803			2,677			2,842			(146	)		(157	)		(138	)		2,657			2,520			2,704
	325			225			(33	)		1,124			1,370			797			(5	)		—			22			1,119			1,370			819
	76			39			(63	)		313			403			186			(50	)		(9	)		26			263			394			212
	249			186			30			811			967			611			45			9			(4	)		856			976			607
	—			—			—			—			—			—			9			(44	)		(23	)		9			(44	)		(23	)
	249			186			30			811			967			611			54			(35	)		(27	)		865			932			584
	4			11			31			7			12			30			—			—			—			7			12			30
$	245		$	175		$	(1	)	$	804		$	955		$	581		$	54		$	(35	)	$	(27	)	$	858		$	920		$	554
$	3,612		$	4,842		$	6,513		$	50,313		$	48,553		$	53,929		$	49		$	53		$	42		$	50,362		$	48,606		$	53,971
	25,733			29,672			30,823			80,241			80,964			85,426			650			1,129			2,048			80,891			82,093			87,474
	428			725			1,597			61,984			59,413			63,485			(149	)		(150	)		(93	)		61,835			59,263			63,392
	$          77		$	117		$	454		$	345		$	541		$	1,570			—		$	—		$	—		$	345		$	541		$	1,570
	37.01	%		21.85	%		(0.09	)%		14.99	%		15.23	%		7.49	%		.94	%		.23	%		(0.13	)%		8.37	%		9.51	%		5.30	%
	37.01			21.85			(0.09	)		14.99			15.23			7.49			1.13			(.91	)		(0.86	)		8.46			9.08			5.08
	5			24			187			11,066			10,713			10,597			4,523			4,668			5,013			15,589			15,381			15,610

Supplementary Information (Key Corporate Bank Lines of Business)

Supplementary information (Key Corporate Bank lines of business)

Year ended December 31,	Real Estate Capital and Corporate Banking Services									Equipment Finance									Institutional and Capital Markets
dollars in millions	2012			2011			2010			2012			2011			2010			2012			2011			2010
Total revenue (TE)	$	701		$	679		$	702		$	232		$	256		$	250		$	676		$	643		$	689
Provision (credit) for loan and lease losses		15			(109	)		34			(2	)		(79	)		(15	)		11			(10	)		(47	)
Noninterest expense		251			259			394			145			191			201			468			430			404
Net income (loss) attributable to Key		269			333			173			56			90			40			128			145			214
Average loans and leases		7,503			7,704			10,865			4,982			4,617			4,557			6,386			5,082			4,950
Average loans held for sale		361			190			178			16			5			5			123			107			131
Average deposits		9,440			7,775			9,764			7			9			4			3,184			3,011			2,467
Net loan charge-offs		57			119			509			11			11			67			(4	)		8			31
Net loan charge-offs to average loans		.76	%		1.54	%		4.68	%		.22	%		.24	%		1.47	%		(.06	)%		.16	%		.63	%
Nonperforming assets at period end	$	136		$	209		$	442		$	26		$	41		$	68		$	13		$	44		$	65
Return on average allocated equity		32.93	%		27.70	%		9.21	%		22.31	%		27.36	%		10.64	%		18.50	%		19.67	%		23.94	%
Average full-time equivalent employees		950			948			924			384			436			452			800			765			724