Revenue from Contracts with Customers (Tables)

6 Months Ended

Jun. 30, 2023

Revenue from Contract with Customer [Abstract]

Schedule of Disaggregation of Revenue

The following table represents a disaggregation of revenue from contracts with customers, by business segment, for the three- and six-month periods ended June 30, 2023, and June 30, 2022. The development and application of the methodologies that we use to allocate items among our business segments is a dynamic process. Accordingly, financial results may be revised periodically to reflect enhanced alignment of expense base allocations drivers, changes in the risk profile of a particular business, or changes in our organizational structure.

	Three months ended June 30, 2023						Three months ended June 30, 2022
Dollars in millions	Consumer Bank		Commercial Bank		Total Contract Revenue		Consumer Bank		Commercial Bank		Total Contract Revenue
NONINTEREST INCOME
Trust and investment services income	$	100	$	14	$	114	$	103	$	18	$	121
Investment banking and debt placement fees	—		79		79		—		98		98
Services charges on deposit accounts	41		28		69		59		37		96
Cards and payments income	48		35		83		44		39		83
Other noninterest income	3		—		3		3		—		3
Total revenue from contracts with customers	$	192	$	156	$	348	$	209	$	192	$	401
Other noninterest income (a)					$	243					$	257
Noninterest income from Other(b)					18						30
Total noninterest income					$	609					$	688

(a)Noninterest income considered earned outside the scope of contracts with customers.

(b)Other includes other segments that consists of corporate treasury, our principal investing unit, and various exit portfolios as well as reconciling items which primarily represents the unallocated portion of nonearning assets of corporate support functions. Charges related to the funding of these assets are part of net interest income and are allocated to the business segments through noninterest expense. Reconciling items also includes intercompany eliminations and certain items that are not allocated to the business segments because they do not reflect their normal operations. Refer to Note 20 (“Business Segment Reporting”) for more information.

	Six months ended June 30, 2023						Six months ended June 30, 2022
Dollars in millions	Consumer Bank		Commercial Bank		Total Contract Revenue		Consumer Bank		Commercial Bank		Total Contract Revenue
NONINTEREST INCOME
Trust and investment services income	$	200	$	31	$	231	$	208	$	36	$	244
Investment banking and debt placement fees	—		191		191		—		207		207
Services charges on deposit accounts	80		56		136		114		73		187
Cards and payments income	93		67		160		86		75		161
Other noninterest income	6		—		6		5		—		5
Total revenue from contracts with customers	$	379	$	345	$	724	$	413	$	391	$	804
Other noninterest income (a)					$	461					$	505
Noninterest income from Other(b)					32						55
Total noninterest income					$	1,217					$	1,364

(a)Noninterest income considered earned outside the scope of contracts with customers.

(b)Other includes other segments that consists of corporate treasury, our principal investing unit, and various exit portfolios as well as reconciling items which primarily represents the unallocated portion of nonearning assets of corporate support functions. Charges related to the funding of these assets are part of net interest income and are allocated to the business segments through noninterest expense. Reconciling items also includes intercompany eliminations and certain items that are not allocated to the business segments because they do not reflect their normal operations. Refer to Note 20 (“Business Segment Reporting”) for more information.