Exhibit 99.3

Consolidated Balance Sheets
(dollars in millions)
			6/30/2023		3/31/2023		6/30/2022
Assets
	Loans		$	119,011	$	119,971	$	112,390
	Loans held for sale		1,130		1,211		1,306
	Securities available for sale		37,908		39,498		42,437
	Held-to-maturity securities		9,189		9,561		8,186
	Trading account assets		1,177		1,118		809
	Short-term investments		8,959		8,410		2,456
	Other investments		1,474		1,587		969
		Total earning assets	178,848		181,356		168,553
	Allowance for loan and lease losses		(1,480)		(1,380)		(1,099)
	Cash and due from banks		758		784		678
	Premises and equipment		652		628		638
	Goodwill		2,752		2,752		2,752
	Other intangible assets		75		85		118
	Corporate-owned life insurance		4,378		4,372		4,343
	Accrued income and other assets		8,668		8,512		10,529
	Discontinued assets		386		410		496
		Total assets	$	195,037	$	197,519	$	187,008
Liabilities
	Deposits in domestic offices:
		Interest-bearing deposits	111,766		106,841		94,892
		Noninterest-bearing deposits	33,366		37,307		50,973
		Total deposits	145,132		144,148		145,865
	Federal funds purchased and securities sold under repurchase agreements		1,702		1,374		3,234
	Bank notes and other short-term borrowings		6,949		10,061		2,809
	Accrued expense and other liabilities		5,339		4,861		4,056
	Long-term debt		22,071		22,753		16,617
		Total liabilities	181,193		183,197		172,581
Equity
	Preferred stock		2,500		2,500		1,900
	Common shares		1,257		1,257		1,257
	Capital surplus		6,231		6,207		6,241
	Retained earnings		15,759		15,700		15,118
	Treasury stock, at cost		(5,859)		(5,868)		(5,923)
	Accumulated other comprehensive income (loss)		(6,044)		(5,474)		(4,166)
		Key shareholders’ equity	13,844		14,322		14,427
	Noncontrolling interests		—		—		—
		Total equity	13,844		14,322		14,427
Total liabilities and equity			$	195,037	$	197,519	$	187,008
Common shares outstanding (000)			935,733		935,229		932,643

Consolidated Statements of Income
(dollars in millions, except per share amounts)
			Three months ended						Six months ended
			6/30/2023		3/31/2023		6/30/2022		6/30/2023		6/30/2022
Interest income
	Loans		$	1,576	$	1,476	$	923	$	3,052	$	1,760
	Loans held for sale		17		13		10		30		22
	Securities available for sale		194		194		188		388		361
	Held-to-maturity securities		81		74		48		155		94
	Trading account assets		15		12		7		27		13
	Short-term investments		111		42		13		153		17
	Other investments		16		13		4		29		6
		Total interest income	2,010		1,824		1,193		3,834		2,273
Interest expense
	Deposits		531		350		20		881		34
	Federal funds purchased and securities sold under repurchase agreements		48		22		6		70		6
	Bank notes and other short-term borrowings		104		78		9		182		12
	Long-term debt		349		275		61		624		110
		Total interest expense	1,032		725		96		1,757		162
Net interest income			978		1,099		1,097		2,077		2,111
Provision for credit losses			167		139		45		306		128
Net interest income after provision for credit losses			811		960		1,052		1,771		1,983
Noninterest income
	Trust and investment services income		126		128		137		254		273
	Investment banking and debt placement fees		120		145		149		265		312
	Service charges on deposit accounts		69		67		96		136		187
	Operating lease income and other leasing gains		23		25		28		48		60
	Corporate services income		86		76		96		162		187
	Cards and payments income		85		81		85		166		165
	Corporate-owned life insurance income		32		29		35		61		66
	Consumer mortgage income		14		11		14		25		35
	Commercial mortgage servicing fees		50		46		45		96		81
	Other income		4		—		3		4		(2)
		Total noninterest income	609		608		688		1,217		1,364
Noninterest expense
	Personnel		622		701		607		1,323		1,237
	Net occupancy		65		70		78		135		151
	Computer processing		95		92		78		187		155
	Business services and professional fees		41		45		52		86		105
	Equipment		22		22		26		44		49
	Operating lease expense		21		20		27		41		55
	Marketing		29		21		34		50		62
	Intangible asset amortization		—		—		—		—		—
	Other expense		181		205		176		386		334
		Total noninterest expense	1,076		1,176		1,078		2,252		2,148
Income (loss) from continuing operations before income taxes			344		392		662		736		1,199
	Income taxes		58		81		132		139		222
Income (loss) from continuing operations			286		311		530		597		977
	Income (loss) from discontinued operations, net of taxes		1		1		3		2		4
Net income (loss)			287		312		533		599		981
	Less: Net income (loss) attributable to noncontrolling interests		—		—		—		—		—
Net income (loss) attributable to Key			$	287	$	312	$	533	$	599	$	981
Income (loss) from continuing operations attributable to Key common shareholders			$	250	$	275	$	504	$	525	$	924
Net income (loss) attributable to Key common shareholders			251		276		507		527		928
Per common share
Income (loss) from continuing operations attributable to Key common shareholders			$	.27	$	.30	$	.54	$	.57	$	1
Income (loss) from discontinued operations, net of taxes			—		—		—		—		—
Net income (loss) attributable to Key common shareholders (a)			.27		.30		.55		.57		1
Per common share — assuming dilution
Income (loss) from continuing operations attributable to Key common shareholders			$	.27	$	.30	$	.54	$	.56	$	.99
Income (loss) from discontinued operations, net of taxes			—		—		—		—		—
Net income (loss) attributable to Key common shareholders (a)			.27		.30		$	.54	.57		1.00
Cash dividends declared per common share			$	.205	$	.205	$	.195	$	.41	$	.39
Weighted-average common shares outstanding (000)			926,741		926,490		924,302		926,807		923,717
	Effect of common share options and other stock awards		3,713		7,314		7,506		5,513		9,087
Weighted-average common shares and potential common shares outstanding (000) (b)			930,454		933,804		931,808		932,320		932,805

(a)Earnings per share may not foot due to rounding.

(b)Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.