Exhibit 99.3

Consolidated Balance Sheets
(dollars in millions)
			3/31/2023		12/31/2022		3/31/2022
Assets
	Loans		$	119,971	$	119,394	$	106,600
	Loans held for sale		1,211		963		1,170
	Securities available for sale		39,498		39,117		43,681
	Held-to-maturity securities		9,561		8,710		6,871
	Trading account assets		1,118		829		848
	Short-term investments		8,410		2,432		3,881
	Other investments		1,587		1,308		722
		Total earning assets	181,356		172,753		163,773
	Allowance for loan and lease losses		(1,380)		(1,337)		(1,105)
	Cash and due from banks		784		887		684
	Premises and equipment		628		636		647
	Goodwill		2,752		2,752		2,694
	Other intangible assets		85		94		118
	Corporate-owned life insurance		4,372		4,369		4,340
	Accrued income and other assets		8,512		9,223		9,544
	Discontinued assets		410		436		526
		Total assets	$	197,519	$	189,813	$	181,221
Liabilities
	Deposits in domestic offices:
		Interest-bearing deposits	106,841		101,761		98,239
		Noninterest-bearing deposits	37,307		40,834		50,424
		Total deposits	144,148		142,595		148,663
	Federal funds purchased and securities sold under repurchase agreements		1,374		4,077		599
	Bank notes and other short-term borrowings		10,061		5,386		2,222
	Accrued expense and other liabilities		4,861		4,994		3,615
	Long-term debt		22,753		19,307		10,814
		Total liabilities	183,197		176,359		165,913
Equity
	Preferred stock		2,500		2,500		1,900
	Common shares		1,257		1,257		1,257
	Capital surplus		6,207		6,286		6,214
	Retained earnings		15,700		15,616		14,793
	Treasury stock, at cost		(5,868)		(5,910)		(5,927)
	Accumulated other comprehensive income (loss)		(5,474)		(6,295)		(2,929)
		Key shareholders’ equity	14,322		13,454		15,308
	Noncontrolling interests		—		—		—
		Total equity	14,322		13,454		15,308
Total liabilities and equity			$	197,519	$	189,813	$	181,221
Common shares outstanding (000)			935,229		933,325		932,398

Consolidated Statements of Income
(dollars in millions, except per share amounts)
			Three months ended						Three months ended
			3/31/2023		12/31/2022		3/31/2022		3/31/2023		3/31/2022
Interest income
	Loans		$	1,476	$	1,347	$	837	$	1,476	$	837
	Loans held for sale		13		20		12		13		12
	Securities available for sale		194		195		173		194		173
	Held-to-maturity securities		74		64		46		74		46
	Trading account assets		12		10		6		12		6
	Short-term investments		42		48		4		42		4
	Other investments		13		11		2		13		2
		Total interest income	1,824		1,695		1,080		1,824		1,080
Interest expense
	Deposits		350		186		14		350		14
	Federal funds purchased and securities sold under repurchase agreements		22		16		—		22		—
	Bank notes and other short-term borrowings		78		54		3		78		3
	Long-term debt		275		219		49		275		49
		Total interest expense	725		475		66		725		66
Net interest income			1,099		1,220		1,014		1,099		1,014
Provision for credit losses			139		265		83		139		83
Net interest income after provision for credit losses			960		955		931		960		931
Noninterest income
	Trust and investment services income		128		126		136		128		136
	Investment banking and debt placement fees		145		172		163		145		163
	Service charges on deposit accounts		67		71		91		67		91
	Operating lease income and other leasing gains		25		24		32		25		32
	Corporate services income		76		89		91		76		91
	Cards and payments income		81		85		80		81		80
	Corporate-owned life insurance income		29		33		31		29		31
	Consumer mortgage income		11		9		21		11		21
	Commercial mortgage servicing fees		46		42		36		46		36
	Other income		—		20		(5)		—		(5)
		Total noninterest income	608		671		676		608		676
Noninterest expense
	Personnel		701		674		630		701		630
	Net occupancy		70		72		73		70		73
	Computer processing		92		82		77		92		77
	Business services and professional fees		45		60		53		45		53
	Equipment		22		20		23		22		23
	Operating lease expense		20		22		28		20		28
	Marketing		21		31		28		21		28
	Intangible asset amortization		—		—		—		—		—
	Other expense		205		195		158		205		158
		Total noninterest expense	1,176		1,156		1,070		1,176		1,070
Income (loss) from continuing operations before income taxes			392		470		537		392		537
	Income taxes		81		76		90		81		90
Income (loss) from continuing operations			311		394		447		311		447
	Income (loss) from discontinued operations, net of taxes		1		—		1		1		1
Net income (loss)			312		394		448		312		448
	Less: Net income (loss) attributable to noncontrolling interests		—		—		—		—		—
Net income (loss) attributable to Key			$	312	$	394	$	448	$	312	$	448
Income (loss) from continuing operations attributable to Key common shareholders			$	275	$	356	$	420	$	275	$	420
Net income (loss) attributable to Key common shareholders			276		356		421		276		421
Per common share
Income (loss) from continuing operations attributable to Key common shareholders			$	.30	$	.38	$	.45	$	.3	$	.45
Income (loss) from discontinued operations, net of taxes			—		—		—		—		—
Net income (loss) attributable to Key common shareholders (a)			.30		.38		.46		.3		.46
Per common share — assuming dilution
Income (loss) from continuing operations attributable to Key common shareholders			$	.30	$	.38	$	.45	$	.30	$	.45
Income (loss) from discontinued operations, net of taxes			—		—		—		—		—
Net income (loss) attributable to Key common shareholders (a)			.30		.38		$	.45	.30		.45
Cash dividends declared per common share			$	.205	$	.205	$	.195	$	.205	$	.195
Weighted-average common shares outstanding (000)			926,490		924,974		922,941		926,490		922,941
	Effect of common share options and other stock awards		7,314		8,750		10,692		7,314		10,692
Weighted-average common shares and potential common shares outstanding (000) (b)			933,804		933,724		933,634		933,804		933,634

(a)Earnings per share may not foot due to rounding.

(b)Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.