Consolidated Balance Sheets - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks		$ 684,000	$ 913,000
Short-term investments		3,881,000	11,010,000
Trading account assets		848,000	701,000
Securities available for sale		43,681,000	45,364,000
Held-to-maturity securities (fair value: $6,687 and $7,665)		6,871,000	7,539,000
Other investments		722,000	639,000
Loans, net of unearned income of $329 and $373		106,600,000	101,854,000
Less: Allowance for loan and lease losses		(1,105,000)	(1,061,000)
Net loans		105,495,000	100,793,000
Loans held for sale	[1]	1,170,000	2,729,000
Premises and equipment		647,000	681,000
Goodwill		2,694,000	2,693,000
Other intangible assets		118,000	130,000
Corporate-owned life insurance		4,340,000	4,327,000
Accrued income and other assets		9,544,000	8,265,000
Discontinued assets		526,000	562,000
Total assets		181,221,000	186,346,000
Deposits in domestic offices:
NOW and money market deposit accounts		86,829,000	89,207,000
Savings deposits		7,840,000	7,503,000
Certificates of deposit ($100,000 or more)		1,533,000	1,705,000
Other time deposits		2,037,000	2,153,000
Total interest-bearing deposits		98,239,000	100,568,000
Noninterest-bearing deposits		50,424,000	52,004,000
Total deposits		148,663,000	152,572,000
Federal funds purchased and securities sold under repurchase agreements		599,000	173,000
Bank notes and other short-term borrowings		2,222,000	588,000
Accrued expense and other liabilities		3,615,000	3,548,000
Long-term debt		10,814,000	12,042,000
Total liabilities		165,913,000	168,923,000
EQUITY
Preferred stock		1,900,000	1,900,000
Common Shares, $1 par value; authorized 2,100,000,000 shares; issued 1,256,702,081 shares		1,257,000	1,257,000
Capital surplus		6,214,000	6,278,000
Retained earnings		14,793,000	14,553,000
Treasury stock, at cost (324,303,897 and 327,852,311 shares)		(5,927,000)	(5,979,000)
Accumulated other comprehensive income (loss)		(2,929,000)	(586,000)
Key shareholders’ equity		15,308,000	17,423,000
Total liabilities and equity		$ 181,221,000	$ 186,346,000

[1] Total loans held for sale include real estate — residential mortgage loans held for sale at fair value of $114 million at March 31, 2022, and $281 million at December 31, 2021.