Consolidated Balance Sheets - USD ($) $ in Millions		Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks		$ 913	$ 1,091
Short-term investments		11,010	16,194
Trading account assets		701	735
Securities available for sale		45,364	27,556
Held-to-maturity securities (fair value: $7,665 and $8,023)		7,539	7,595
Other investments		639	621
Loans, net of unearned income of $373 and $449		101,854	101,185
Allowance for loan and lease losses		(1,061)	(1,626)
Net loans		100,793	99,559
Loans held for sale	[1]	2,729	1,583
Premises and equipment		681	753
Goodwill		2,693	2,664
Other intangible assets		130	188
Corporate-owned life insurance		4,327	4,286
Accrued income and other assets		8,265	6,812
Discontinued assets		562	699
Total assets		186,346	170,336
Deposits in domestic offices:
NOW and money market deposit accounts		89,207	80,427
Savings deposits		7,503	5,913
Certificates of deposit ($100,000 or more)		1,705	2,733
Other time deposits		2,153	3,010
Total interest-bearing deposits		100,568	92,083
Noninterest-bearing deposits		52,004	43,199
Total deposits		152,572	135,282
Federal funds purchased and securities sold under repurchase agreements		173	220
Bank notes and other short-term borrowings		588	759
Accrued expense and other liabilities		3,548	2,385
Long-term debt		12,042	13,709
Total liabilities		168,923	152,355
EQUITY
Preferred stock		1,900	1,900
Common Shares, $1 par value; authorized 2,100,000,000 and 2,100,000,000 shares; issued 1,256,702,081 and 1,256,702,081 shares		1,257	1,257
Capital surplus		6,278	6,281
Retained earnings		14,553	12,751
Treasury stock, at cost (327,852,311 and 280,928,782 shares)		(5,979)	(4,946)
Accumulated other comprehensive income (loss)		(586)	738
Total equity		17,423	17,981
Total liabilities and equity		$ 186,346	$ 170,336

[1] Total loans held for sale include Real estate — residential mortgage loans held for sale at fair value of $281 million at December 31, 2021, and $264 million at December 31, 2020