Revenue from Contracts with Customers (Tables)

9 Months Ended

Sep. 30, 2020

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table represents a disaggregation of revenue from contracts with customers, by business segment, for the three- and nine-month periods ended September 30, 2020, and September 30, 2019.

	Three months ended September 30, 2020						Three months ended September 30, 2019
dollars in millions	Consumer Bank		Commercial Bank		Total Contract Revenue		Consumer Bank		Commercial Bank		Total Contract Revenue
NONINTEREST INCOME
Trust and investment services income	$	100	$	15	$	115	$	89	$	16	$	105
Investment banking and debt placement fees	—		69		69		—		78		78
Services charges on deposit accounts	45		32		77		59		27		86
Cards and payments income	43		69		112		42		27		69
Other noninterest income	3		—		3		3		—		3
Total revenue from contracts with customers	$	191	$	185	$	376	$	193	$	148	$	341
Other noninterest income (a)					$	274					$	278
Noninterest income from Other(b)					31						31
Total noninterest income					$	681					$	650

(a)Noninterest income considered earned outside the scope of contracts with customers.

(b)Other includes other segments that consists of corporate treasury, our principal investing unit, and various exit portfolios as well as reconciling items which primarily represents the unallocated portion of nonearning assets of corporate support functions. Charges related to the funding of these assets are part of net interest income and are allocated to the business segments through noninterest expense. Reconciling items also includes intercompany eliminations and certain items that are not allocated to the business segments because they do not reflect their normal operations. Refer to Note 20 (“Business Segment Reporting”) for more information.

	Nine months ended September 30, 2020						Nine months ended September 30, 2019
dollars in millions	Consumer Bank		Commercial Bank		Total Contract Revenue		Consumer Bank		Commercial Bank		Total Contract Revenue
NONINTEREST INCOME
Trust and investment services income	$	279	$	49	$	328	$	265	$	48	$	313
Investment banking and debt placement fees	—		176		176		—		188		188
Services charges on deposit accounts	138		91		229		169		82		251
Cards and payments income	118		147		265		123		81		204
Other noninterest income	7		—		7		10		—		10
Total revenue from contracts with customers	$	542	$	463	$	1,005	$	567	$	399	$	966
Other noninterest income (a)					$	747					$	752
Noninterest income from Other(b)					98						90
Total noninterest income					$	1,850					$	1,808

(a)Noninterest income considered earned outside the scope of contracts with customers.

(b)Other includes other segments that consists of corporate treasury, our principal investing unit, and various exit portfolios as well as reconciling items which primarily represents the unallocated portion of nonearning assets of corporate support functions. Charges related to the funding of these assets are part of net interest income and are allocated to the business segments through noninterest expense. Reconciling items also includes intercompany eliminations and certain items that are not allocated to the business segments because they do not reflect their normal operations. Refer to Note 20 (“Business Segment Reporting”) for more information.