Consolidated Balance Sheets - USD ($) $ in Millions		Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks		$ 636	$ 678
Short-term investments		3,351	2,562
Trading account assets		963	849
Securities available for sale		22,378	19,428
Held-to-maturity securities (fair value: $10,606 and $11,122)		10,490	11,519
Other investments		620	666
Loans, net of unearned income of $630 and $678		92,760	89,552
Less: Allowance for loan and lease losses		(893)	(883)
Net loans		91,867	88,669
Loans held for sale	[1]	1,598	1,227
Premises and equipment		815	882
Goodwill		2,664	2,516
Other intangible assets		272	316
Corporate-owned life insurance		4,216	4,171
Accrued income and other assets		5,881	5,030
Discontinued assets		940	1,100
Total assets		146,691	139,613
Deposits in domestic offices:
NOW and money market deposit accounts		65,604	59,918
Savings deposits		4,668	4,854
Certificates of deposit ($100,000 or more)		7,194	7,913
Other time deposits		5,300	5,332
Total interest-bearing deposits		82,766	78,017
Noninterest-bearing deposits		28,883	29,292
Total deposits		111,649	107,309
Federal funds purchased and securities sold under repurchase agreements		182	319
Bank notes and other short-term borrowings		700	544
Accrued expense and other liabilities		2,574	2,113
Long-term debt		14,470	13,732
Total liabilities		129,575	124,017
EQUITY
Preferred stock		1,900	1,450
Common Shares, $1 par value; authorized 2,100,000,000 and 1,400,000,000 shares; issued 1,256,702,081 and 1,256,702,081 shares		1,257	1,257
Capital surplus		6,287	6,331
Retained earnings		12,209	11,556
Treasury stock, at cost (268,164,104 and 237,198,944 shares)		(4,696)	(4,181)
Accumulated other comprehensive income (loss)		159	(818)
Key shareholders’ equity		17,116	15,595
Noncontrolling interests		0	1
Total equity		17,116	15,596
Total liabilities and equity		$ 146,691	$ 139,613

[1] Total loans held for sale include real estate — residential mortgage loans held for sale at fair value of $101 million at September 30, 2019, and $54 million at December 31, 2018.