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Consolidated Balance Sheets - USD ($)
$ in Millions
Sep. 30, 2017
Dec. 31, 2016
ASSETS    
Cash and due from banks $ 562 $ 677
Short-term investments 3,993 2,775
Trading account assets 783 867
Securities available for sale 19,012 20,212
Held-to-maturity securities (fair value: $10,109 and $10,007) 10,276 10,232
Other investments 728 738
Loans, net of unearned income of $734 and $826 86,492 86,038
Less: Allowance for loan and lease losses (880) (858)
Net loans 85,612 85,180
Loans held for sale [1] 1,341 1,104
Premises and equipment 916 978
Operating lease assets 736 540
Goodwill 2,487 2,446
Other intangible assets 412 384
Corporate-owned life insurance 4,113 4,068
Derivative assets 622 803
Accrued income and other assets 3,744 3,864
Discontinued assets (including $2 and $3 of portfolio loans at fair value, see Note 12) 1,396 1,585
Total assets 136,733 136,453
Deposits in domestic offices:    
NOW and money market deposit accounts 53,734 54,590
Savings deposits 6,366 6,491
Certificates of deposit ($100,000 or more) 6,519 5,483
Other time deposits 4,720 4,698
Total interest-bearing deposits 71,339 71,262
Noninterest-bearing deposits 32,107 32,825
Total deposits 103,446 104,087
Federal funds purchased and securities sold under repurchase agreements 372 1,502
Bank notes and other short-term borrowings 616 808
Derivative liabilities 232 636
Accrued expense and other liabilities 1,717 1,796
Long-term debt 15,100 12,384
Total liabilities 121,483 121,213
EQUITY    
Preferred stock 1,025 1,665
Common shares, $1 par value; authorized 1,400,000,000 shares; issued 1,256,702,081, and 1,256,702,081 shares 1,257 1,257
Capital surplus 6,310 6,385
Retained earnings 10,125 9,378
Treasury stock, at cost (177,663,263 and 177,388,429 shares) (2,962) (2,904)
Accumulated other comprehensive income (loss) (506) (541)
Key shareholders’ equity 15,249 15,240
Noncontrolling interests 1 0
Total equity 15,250 15,240
Total liabilities and equity $ 136,733 $ 136,453
[1] Total loans held for sale include real estate — residential mortgage loans held for sale at fair value of $60 million at September 30, 2017, and $62 million at December 31, 2016.