The table on the following pages shows selected financial data for our major business segments for the six-month periods ended June 30, 2017, and June 30, 2016.



Three months ended June 30,	Key Community Bank						Key Corporate Bank
dollars in millions	2017			2016			2017			2016
SUMMARY OF OPERATIONS
Net interest income (TE)	$	676		$	392		$	312		$	221
Noninterest income	336			206			284			230
Total revenue (TE) ^(a)	1,012			598			596			451
Provision for credit losses	47			25			19			30
Depreciation and amortization expense	28			12			22			13
Other noninterest expense	624			433			277			246
Income (loss) from continuing operations before income taxes (TE)	313			128			278			162
Allocated income taxes and TE adjustments	116			48			56			29
Income (loss) from continuing operations	197			80			222			133
Income (loss) from discontinued operations, net of taxes	—			—			—			—
Net income (loss)	197			80			222			133
Less: Net income (loss) attributable to noncontrolling interests	—			—			—			(2		)
Net income (loss) attributable to Key	$	197		$	80		$	222		$	135

AVERAGE BALANCES ^(b)
Loans and leases	$	47,431		$	30,936		$	37,750		$	28,607
Total assets ^(a)	51,419			32,963			44,177			33,908
Deposits	79,716			53,794			21,146			19,129
OTHER FINANCIAL DATA
Net loan charge-offs ^(b)	$	47		$	17		$	19		$	27
Return on average allocated equity ^(b)	16.62		%	11.76		%	31.29		%	26.23		%
Return on average allocated equity	16.62			11.76			31.29			26.23
Average full-time equivalent employees ^(c)	10,899			7,331			2,364			2,138




Six months ended June 30,	Key Community Bank						Key Corporate Bank
dollars in millions	2017			2016			2017			2016
SUMMARY OF OPERATIONS
Net interest income (TE)	$	1,306		$	791		$	616		$	439
Noninterest income	613			403			558			437
Total revenue (TE) ^(a)	1,919			1,194			1,174			876
Provision for credit losses	94			66			36			73
Depreciation and amortization expense	56			25			42			26
Other noninterest expense	1,223			858			559			470
Income (loss) from continuing operations before income taxes (TE)	546			245			537			307
Allocated income taxes and TE adjustments	203			91			134			56
Income (loss) from continuing operations	343			154			403			251
Income (loss) from discontinued operations, net of taxes	—			—			—			—
Net income (loss)	343			154			403			251
Less: Net income (loss) attributable to noncontrolling interests	—			—			(1		)	(2		)
Net income (loss) attributable to Key	$	343		$	154		$	404		$	253

AVERAGE BALANCES^(b)
Loans and leases	$	47,235		$	30,863		$	37,744		$	28,164
Total assets ^(a)	51,192			32,910			44,175			33,658
Deposits	79,556			53,299			21,075			18,602
OTHER FINANCIAL DATA
Net loan charge-offs ^(b)	$	90		$	40		$	33		$	45
Return on average allocated equity ^(b)	14.64		%	11.44		%	28.14		%	24.58		%
Return on average allocated equity	14.64			11.44			28.14			24.58
Average full-time equivalent employees ^(c)	10,851			7,353			2,374			2,132


(a)	Substantially all revenue generated by our major business segments is derived from clients that reside in the United States. Substantially all long-lived assets, including premises and equipment, capitalized software, and goodwill held by our major business segments, are located in the United States.


(b)	From continuing operations.


(c)	The number of average full-time equivalent employees was not adjusted for discontinued operations.



Other Segments						Total Segments						Reconciling Items						Key
2017			2016			2017			2016			2017			2016			2017			2016

$	(5	)	$	(11	)	$	983		$	602		$	4		$	3		$	987		$	605
40			42			660			478			(7		)	(5		)	653			473
35			31			1,643			1,080			(3		)	(2		)	1,640			1,078
—			(3		)	66			52			—			—			66			52
1			1			51			26			42			36			93			62
10			9			911			688			(9		)	1			902			689
24			24			615			314			(36		)	(39		)	579			275
(4		)	(2		)	168			75			4			2			172			77
28			26			447			239			(40		)	(41		)	407			198
—			—			—			—			5			3			5			3
28			26			447			239			(35		)	(38		)	412			201
—			1			—			(1		)	—			—			—			(1		)
$	28		$	25		$	447		$	240		$	(35	)	$	(38	)	$	412		$	202


$	1,288		$	1,519		$	86,469		$	61,062		$	33		$	86		$	86,502		$	61,148
36,104			30,121			131,700			96,992			791			421			132,491			97,413
2,050			972			102,912			73,895			(133		)	9			102,779			73,904

$	—		$	—		$	66		$	44		—			—			$	66		$	44
74.38		%	59.85		%	23.13		%	19.41		%	(2.15		)%	(2.67		)%	10.74		%	7.18		%
74.38			59.85			23.13			19.41			(1.88		)	(2.48		)	10.87			7.29
2			4			13,265			9,473			5,079			3,946			18,344			13,419




Other Segments						Total Segments						Reconciling Items						Key
2017			2016			2017			2016			2017			2016			2017			2016

$	(9	)	$	(20	)	$	1,913		$	1,210		$	3		$	7		$	1,916		$	1,217
73			72			1,244			912			(14		)	(8		)	1,230			904
64			52			3,157			2,122			(11		)	(1		)	3,146			2,121
—			2			130			141			(1		)	—			129			141
1			3			99			54			87			72			186			126
20			16			1,802			1,344			20			(16		)	1,822			1,328
43			31			1,126			583			(117		)	(57		)	1,009			526
(8		)	(9		)	329			138			(52		)	3			277			141
51			40			797			445			(65		)	(60		)	732			385
—			—			—			—			5			4			5			4
51			40			797			445			(60		)	(56		)	737			389
2			1			1			(1		)	—			—			1			(1		)
$	49		$	39		$	796		$	446		$	(60	)	$	(56	)	$	736		$	390


$	1,308		$	1,561		$	86,287		$	60,588		$	31		$	64		$	86,318		$	60,652
36,325			28,925			131,692			95,493			923			452			132,615			95,945
2,040			864			102,671			72,765			(241		)	(14		)	102,430			72,751

$	1		$	5		$	124		$	90		$	1		—			$	125		$	90
62.15		%	45.07		%	20.63		%	18.11		%	(1.77		)%	(1.98		)%	9.70		%	7.02		%
62.15			45.07			20.63			18.11			(1.63		)	(1.85		)	9.77			7.10
2			6			13,227			9,491			5,138			3,920			18,365			13,411