Loans And Allowance For Loan Losses (Tables)

3 Months Ended

Mar. 31, 2017

Loans And Allowance For Loan Losses [Abstract]

Southwest's Loan Classifications

(Dollars in thousands)	At March 31, 2017		At December 31, 2016
Real estate mortgage:
Commercial	$	925,458	$	882,071
One-to-four family residential		210,495		199,123
Real estate construction:
Commercial		193,937		199,113
One-to-four family residential		18,426		20,946
Commercial		570,001		556,248
Installment and consumer		18,126		19,631
		1,936,443		1,877,132
Less: Allowance for loan losses		(27,543)		(27,546)
Total loans, net		1,908,900		1,849,586
Less: Loans held for sale (included above)		(4,980)		(4,386)
Net loans receivable	$	1,903,920	$	1,845,200

Changes In The Carrying Amounts And Accretable Yields For ASC 310.30 Loans

	For the three months ended March 31,
	2017					2016
			Carrying				Carrying
	Accretable		amount		Accretable		amount
(Dollars in thousands)	Yield		of loans		Yield		of loans
Balance at beginning of period	$	630	$	4,632	$	807	$	7,914
Payments received		-		(815)				(504)
Net charge-offs		-		-		-		(122)
Accretion		(143)		-		(65)		-
Balance at end of period	$	487	$	3,817	$	742	$	7,288

Recorded Investment In Loans On Nonaccrual Status

(Dollars in thousands)	At March 31, 2017		At December 31, 2016
Real estate mortgage:
Commercial	$	570	$	6,471
One-to-four family residential		2,730		2,766
Real estate construction:
Commercial		522		522
One-to-four family residential		448		448
Commercial		12,182		5,949
Other consumer		29		111
Total nonaccrual loans	$	16,481	$	16,267

Age Analysis Of Past Due Loans

			90 days +								Recorded loans
	30-89 days		past due and		Total past				Total		> 90 days and
(Dollars in thousands)	past due		nonaccrual		due		Current		loans		accruing
At March 31, 2017
Real estate mortgage:
Commercial	$	1,616	$	570	$	2,186	$	923,272	$	925,458	$	-
One-to-four family residential		376		2,838		3,214		207,281		210,495		108
Real estate construction:
Commercial		-		522		522		193,415		193,937		-
One-to-four family residential		-		448		448		17,978		18,426		-
Commercial		1,924		12,183		14,107		555,894		570,001		1
Other		295		30		325		17,801		18,126		1
Total	$	4,211	$	16,591	$	20,802	$	1,915,641	$	1,936,443	$	110
At December 31, 2016
Real estate mortgage:
Commercial	$	24	$	6,472	$	6,496	$	875,575	$	882,071	$	-
One-to-four family residential		631		2,903		3,534		195,589		199,123		138
Real estate construction:
Commercial		-		522		522		198,591		199,113		-
One-to-four family residential		-		448		448		20,498		20,946		-
Commercial		2,530		6,142		8,672		547,576		556,248		193
Other		359		123		482		19,149		19,631		12
Total	$	3,544	$	16,610	$	20,154	$	1,856,978	$	1,877,132	$	343

Impaired Loans

	With No Specific Allowance				With A Specific Allowance
			Unpaid				Unpaid
	Recorded		Principal		Recorded		Principal		Related
(Dollars in thousands)	Investment		Balance		Investment		Balance		Allowance
At March 31, 2017
Commercial real estate	$	1,676	$	3,212	$	-	$	-	$	-
One-to-four family residential		1,152		1,434		1,593		1,617		63
Real estate construction		523		654		447		517		40
Commercial		707		2,571		11,493		14,023		3,481
Other		29		34		-		-		-
Total	$	4,087	$	7,905	$	13,533	$	16,157	$	3,584
At December 31, 2016
Commercial real estate	$	1,536	$	3,057	$	6,053	$	6,529	$	2,219
One-to-four family residential		1,188		1,535		1,593		1,698		63
Real estate construction		762		926		207		245		40
Commercial		1,032		2,861		4,963		7,480		1,346
Other		111		115		-		-		-
Total	$	4,629	$	8,494	$	12,816	$	15,952	$	3,668

Average Recorded Investment And Interest Income Recognized On Impaired Loans

	As of and for the three months ended March 31,
	2017				2016
	Average				Average
	Recorded		Interest		Recorded		Interest
(Dollars in thousands)	Investment		Income		Investment		Income
Commercial real estate	$	2,766	$	33	$	25,133	$	252
One-to-four family residential		3,245		1		4,067		-
Real estate construction		1,044		-		1,539		-
Commercial		8,360		91		13,169		8
Other		29		-		80		-
Total	$	15,444	$	125	$	43,988	$	260

Troubled Debt Restructured Loans Outstanding

	At March 31, 2017				At December 31, 2016
(Dollars in thousands)	Accruing		Nonaccrual		Accruing		Nonaccrual
Commercial real estate	$	1,106	$	280	$	1,118	$	475
One-to-four family residential		15		45		15		46
Commercial		18		3,243		45		3,323
Total	$	1,139	$	3,568	$	1,178	$	3,844

Loans Modified As Troubled Debt Restructurings

	For the three months ended March 31,
	2017				2016
	Number of		Recorded		Number of		Recorded
(Dollars in thousands)	Modifications		Investment		Modifications		Investment
Commercial		-		-		1		260
Total		-	$	-		1	$	260

Classification Of Risk Category Of Loans, By Classes

	Commercial		1-4 Family		Real Estate
(Dollars in thousands)	Real Estate		Residential		Construction		Commercial		Other		Total
At March 31, 2017
Grade:
Pass	$	894,735	$	203,837	$	201,854	$	508,938	$	18,097	$	1,827,461
Special Mention		17,986		1,973		8,951		21,509		-		50,419
Substandard		12,737		4,685		1,558		39,257		29		58,266
Doubtful		-		-		-		297		-		297
Total	$	925,458	$	210,495	$	212,363	$	570,001	$	18,126	$	1,936,443
At December 31, 2016
Grade:
Pass	$	857,290	$	192,395	$	210,780	$	498,039	$	19,518	$	1,778,022
Special Mention		4,479		1,983		7,720		24,639		-		38,821
Substandard		20,302		4,745		1,559		33,175		113		59,894
Doubtful		-		-		-		395		-		395
Total	$	882,071	$	199,123	$	220,059	$	556,248	$	19,631	$	1,877,132

By Balance In The Allowance For Loan Losses And The Recorded Investment In Loans Portfolio Classification Disaggregated On The Basis Of Impairment Evaluation Method

	Commercial		1-4 Family		Real Estate
(Dollars in thousands)	Real Estate		Residential		Construction		Commercial		Other		Total
At March 31, 2017
Balance at beginning of fiscal year	$	12,507	$	1,163	$	3,502	$	10,058	$	316	$	27,546
Loans charged-off		(2,029)		-		-		(12)		(116)		(2,157)
Recoveries		182		55		-		117		24		378
Provision for loan losses		1,353		2		(347)		676		92		1,776
Balance at end of period	$	12,013	$	1,220	$	3,155	$	10,839	$	316	$	27,543
Allowance for loan losses ending balance:
Individually evaluated for impairment	$	-	$	63	$	-	$	3,481	$	-	$	3,544
Collectively evaluated for impairment		12,013		1,157		3,115		7,358		316		23,959
Acquired with deteriorated credit quality		-		-		40		-		-		40
Total ending allowance balance	$	12,013	$	1,220	$	3,155	$	10,839	$	316	$	27,543
Loans receivable ending balance:
Individually evaluated for impairment	$	712	$	1,762	$	390	$	11,789	$	-	$	14,653
Collectively evaluated for impairment		922,999		207,541		211,318		557,989		18,126		1,917,973
Acquired with deteriorated credit quality		1,747		1,192		655		223		-		3,817
Total ending loans balance	$	925,458	$	210,495	$	212,363	$	570,001	$	18,126	$	1,936,443

	Commercial		1-4 Family		Real Estate
(Dollars in thousands)	Real Estate		Residential		Construction		Commercial		Other		Total
At March 31, 2016
Balance at beginning of fiscal year	$	12,716	$	700	$	2,533	$	9,965	$	192	$	26,106
Loans charged-off		(14)		(84)		-		(3,553)		(74)		(3,725)
Recoveries		201		43		-		145		23		412
Provision for loan losses		(1,782)		216		367		5,517		57		4,375
Balance at end of period	$	11,121	$	875	$	2,900	$	12,074	$	198	$	27,168
Allowance for loan losses ending balances:
Individually evaluated for impairment	$	914	$	135	$	40	$	3,038	$	-	$	4,127
Collectively evaluated for impairment		10,207		740		2,860		9,036		198		23,041
Acquired with deteriorated credit quality		-		-		-		-		-		-
Total ending allowance balance	$	11,121	$	875	$	2,900	$	12,074	$	198	$	27,168
Loans receivable ending balance:
Individually evaluated for impairment	$	20,341	$	560	$	390	$	13,153	$	43	$	34,487
Collectively evaluated for impairment		854,097		155,892		179,489		530,203		20,428		1,740,109
Acquired with deteriorated credit quality		4,384		1,626		777		466		35		7,288
Total ending loans balance	$	878,822	$	158,078	$	180,656	$	543,822	$	20,506	$	1,781,884