Subsequent Events

9 Months Ended

Sep. 30, 2014

Subsequent Events [Abstract]

Subsequent Events

NOTE 13:  SUBSEQUENT EVENT

On July 28, 2014, we announced that Bank SNB, our wholly owned banking subsidiary, intended to file an application with the Oklahoma State Banking Department seeking to convert from a national association to an Oklahoma state-chartered bank (the “Charter Conversion”). The application was filed in July 2014 and the Charter Conversion was approved on September 24, 2014, with an effective date of October 1, 2014.  As a result, we are no longer regulated by the Office of the Comptroller of the Currency, but are now regulated by the Oklahoma State Banking Department and the Federal Reserve Bank. This move will provide efficiencies and cost savings from lower annual assessment fees of an estimated $0.1 million.