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Capital Requirements And Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2013
Capital Requirements And Regulatory Matters [Abstract]  
Southwest’s, Stillwater National’s, and Bank of Kansas’ Actual Capital Amounts And Ratios

A summary of actual capital amounts and ratios as of December 31, 2013 are presented below.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well Capitalized

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Under Prompt Corrective

 

 

For Capital

 

 

Actual

 

 

Action Provisions

 

 

Adequacy Purposes

 

(Dollars in thousands)

Amount

 

Ratio

 

 

 

Amount

 

Ratio

 

 

 

Amount

 

Ratio

 

As of December 31, 2013:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

$

310,867 

 

21.59 

%

 

$

N/A 

 

N/A   

%

 

$

115,194 

 

8.00 

%

Bank SNB

 

284,388 

 

19.83 

 

 

 

143,413 

 

10.00 

 

 

 

114,730 

 

8.00 

 

Tier I Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

 

292,051 

 

20.28 

 

 

 

N/A 

 

N/A   

 

 

 

57,597 

 

4.00 

 

Bank SNB

 

266,132 

 

18.56 

 

 

 

86,048 

 

6.00 

 

 

 

57,365 

 

4.00 

 

Tier I Leverage (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

 

292,051 

 

14.86 

 

 

 

N/A 

 

N/A   

 

 

 

78,597 

 

4.00 

 

Bank SNB

 

266,132 

 

13.62 

 

 

 

97,719 

 

5.00 

 

 

 

78,175 

 

4.00 

 

 

A summary of actual capital amounts and ratios of Stillwater National and Bank of Kansas as of December 31, 2012 are presented below.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well Capitalized

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Under Prompt Corrective

 

 

For Capital

 

 

Actual

 

 

Action Provisions

 

 

Adequacy Purposes

 

(Dollars in thousands)

Amount

 

Ratio

 

 

 

Amount

 

Ratio

 

 

 

Amount

 

Ratio

 

As of December 31, 2012:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

$

339,964 

 

21.56 

%

 

$

N/A 

 

N/A   

%

 

$

126,122 

 

8.00 

%

Stillwater National

 

269,323 

 

19.55 

 

 

 

137,793 

 

10.00 

 

 

 

110,234 

 

8.00 

 

Bank of Kansas

 

33,356 

 

18.37 

 

 

 

18,161 

 

10.00 

 

 

 

14,529 

 

8.00 

 

Tier I Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

 

319,665 

 

20.28 

 

 

 

N/A 

 

N/A   

 

 

 

63,061 

 

4.00 

 

Stillwater National

 

236,705 

 

17.18 

 

 

 

82,676 

 

6.00 

 

 

 

55,117 

 

4.00 

 

Bank of Kansas

 

31,064 

 

17.10 

 

 

 

10,896 

 

6.00 

 

 

 

7,264 

 

4.00 

 

Tier I Leverage (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

 

319,665 

 

15.01 

 

 

 

N/A 

 

N/A   

 

 

 

85,201 

 

4.00 

 

Stillwater National

 

236,705 

 

13.14 

 

 

 

90,088 

 

5.00 

 

 

 

72,070 

 

4.00 

 

Bank of Kansas

 

31,064 

 

10.02 

 

 

 

15,506 

 

5.00 

 

 

 

12,405 

 

4.00