Note 7: Deposits

The following table summarizes deposits as of December 31, 2013 and 2012.


(Dollars in thousands)	2013		2012
Noninterest-bearing demand	$	444,796	$	424,008
Interest-bearing demand		120,156		112,012
Money market accounts		439,981		423,417
Savings accounts		41,727		37,693
Time deposits of $100,000 or more		251,185		351,273
Other time deposits		286,241		361,175
Total deposits	$	1,584,086	$	1,709,578

The total amount of overdrawn deposit accounts that were reclassified as loans at December 31, 2013 and 2012 was $0.5 million and $0.4 million, respectively.

Some of our interest-bearing deposits were obtained through brokered transactions and we participate in the Certificate of Deposit Account Registry Service (“CDARS”). There were no brokered certificate of deposits as of December 31, 2013 and 2012. CDARS deposits totaled $1.3 million at December 31, 2013 and $9.9 million at December 31, 2012. There were no capital market certificate of deposits at December 31, 2013 and December 31, 2012.

Scheduled time deposit maturities as of December 31, 2013 are as follows:


(Dollars in thousands)
2014					$ 380,504
2015					96,028
2016					31,540
2017					20,738
2018					8,616
Thereafter					-
Total time deposits					$ 537,426