FUND PARTICIPATION AGREEMENT AMENDMENT


This Fund Participation Agreement Amendment hereby amends the Fund Participation
Agreement dated October 1999 between the First Allmerica Financial Life
Insurance Company, and each of The Alger American Fund and Fred Alger & Company
Inc. in the following manner:

1)    The Agreement is amended to replace Schedule A in its entirety by the
      revised Schedule A, attached hereto.


IN WITNESS WHEREOF, the parties hereto have executed this Fund Participation
Agreement Amendment as of May 31, 2000.


                                            FIRST ALLMERICA FINANCIAL LIFE
                                            INSURANCE COMPANY


                                            By:   /s/ Richard M. Reilly

                                            Its:  Vice President

Attest:  /s/ Kathleen Denicholas
                                            THE ALGER AMERICAN FUND



                                            By: /s/ Gregory S. Duch

                                            Its:      Treasurer

Attest:/s/ M. Marsden-Cochran


                                            FRED ALGER & COMPANY INCORPORATED

                                            By: /s/ Gregory S. Duch

                                            Its:      Treasurer


Attest:/s/ M. Marsden-Cochran



                                   SCHEDULE A

The Alger American Fund

         Alger American Growth Portfolio

         Alger American Leveraged AllCap Portfolio

         Alger American Income and Growth Portfolio

         Alger American Small Capitalization Portfolio

         Alger American Balanced Portfolio

         Alger American MidCap Growth Portfolio

The Accounts:

         Separate Account KG

         Separate Account KGC

         FUVUL Separate Account of First Allmerica
         Financial Life Insurance Company

         Separate Account VA-K(Delaware)

         Separate Account VA-K

         FR1 Separate Account of First Allmerica
         Financial Life Insurance Company

         FR2 Separate Account of First Allmerica
         Financial Life Insurance Company

         FR3 Separate Account of First Allmerica
         Financial Life Insurance Company

         FR4 Separate Account of First Allmerica
         Financial Life Insurance Company

         FQ1 Separate Account of First Allmerica
         Financial Life Insurance Company

         UR1 Separate Account of First Allmerica
         Financial Life Insurance Company

         UR2 Separate Account of First Allmerica



         Financial Life Insurance Company

         UR3 Separate Account of First Allmerica
         Financial Life Insurance Company

         UR4 Separate Account of First Allmerica
         Financial Life Insurance Company

         UQ1 Separate Account of First Allmerica
         Financial Life Insurance Company