Business Segments (Tables)

12 Months Ended

Dec. 31, 2020

Business Segments

Schedule of segment reporting information, by segment

	Year Ended December 31, 2020
	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	62,173	$	4,954	$	38,949	$	—	$	(9,163)	$	96,913
Gains on sales of loans		3,489		25,792		—		—		(57)		29,224
Other noninterest income		10,843		9,985		492		4,904		(30)		26,194
Total operating income		76,505		40,731		39,441		4,904		(9,250)		152,331
Expenses:
Provision for loan losses		4,600		10		6,470		—		—		11,080
Interest expense		10,630		1,579		8,726		1,611		(9,164)		13,382
Salaries and employee benefits		30,774		13,908		8,716		4,270		—		57,668
Depreciation and amortization		3,561		281		175		172		—		4,189
Other noninterest expenses		21,358		9,825		4,937		673		—		36,793
Total operating expenses		70,923		25,603		29,024		6,726		(9,164)		123,112
Income (loss) before income taxes		5,582		15,128		10,417		(1,822)		(86)		29,219
Income tax expense (benefit)		155		4,392		2,805		(539)		(18)		6,795
Net income (loss)	$	5,427	$	10,736	$	7,612	$	(1,283)	$	(68)	$	22,424
Total assets	$	1,950,514	$	239,417	$	314,746	$	44,934	$	(463,301)	$	2,086,310
Capital expenditures	$	6,528	$	354	$	3,346	$	—	$	—	$	10,228

	Year Ended December 31, 2019
	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	59,465	$	2,699	$	41,389	$	4	$	(8,547)	$	95,010
Gains on sales of loans		—		10,603		—		—		—		10,603
Other noninterest income		11,392		5,103		565		4,349		—		21,409
Total operating income		70,857		18,405		41,954		4,353		(8,547)		127,022
Expenses:
Provision for loan losses		360		—		8,155		—		—		8,515
Interest expense		10,181		1,618		10,169		1,135		(8,547)		14,556
Salaries and employee benefits		28,231		5,965		8,668		4,337		—		47,201
Depreciation and amortization		3,242		246		196		182		—		3,866
Other noninterest expenses		17,091		5,467		5,338		1,056		—		28,952
Total operating expenses		59,105		13,296		32,526		6,710		(8,547)		103,090
Income (loss) before income taxes		11,752		5,109		9,428		(2,357)		—		23,932
Income tax expense (benefit)		1,837		1,336		2,560		(651)		—		5,082
Net income (loss)	$	9,915	$	3,773	$	6,868	$	(1,706)	$	—	$	18,850
Total assets	$	1,468,627	$	102,467	$	314,431	$	30,299	$	(258,392)	$	1,657,432
Capital expenditures	$	2,270	$	246	$	123	$	67	$	—	$	2,706

	Year Ended December 31, 2018
	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	55,019	$	2,018	$	42,789	$	6	$	(7,284)	$	92,548
Gains on sales of loans		—		7,841		—		—		—		7,841
Other noninterest income		11,029		4,015		738		2,745		—		18,527
Total operating income		66,048		13,874		43,527		2,751		(7,284)		118,916
Expenses:
Provision for loan losses		100		—		10,906		—		—		11,006
Interest expense		6,842		904		9,413		1,152		(7,284)		11,027
Salaries and employee benefits		26,632		5,298		8,542		1,531		—		42,003
Depreciation and amortization		3,014		269		211		177		—		3,671
Other noninterest expenses		16,869		4,803		5,303		1,693		—		28,668
Total operating expenses		53,457		11,274		34,375		4,553		(7,284)		96,375
Income (loss) before income taxes		12,591		2,600		9,152		(1,802)		—		22,541
Income tax expense (benefit)		1,958		697		2,460		(594)		—		4,521
Net income (loss)	$	10,633	$	1,903	$	6,692	$	(1,208)	$	—	$	18,020
Total assets	$	1,351,932	$	51,226	$	296,876	$	16,461	$	(195,084)	$	1,521,411
Capital expenditures	$	3,178	$	133	$	59	$	4	$	—	$	3,374