OREO (Tables)

12 Months Ended

Dec. 31, 2020

OREO

Changes in the balance for OREO

	Year Ended December 31,
(Dollars in thousands)	2020		2019
Balance at the beginning of year, gross	$	1,191	$	303
Additions		344		1,401
Charge-offs		(57)		—
Sales proceeds		(364)		(521)
Gain on disposition		—		8
Balance at the end of year, gross		1,114		1,191
Less valuation allowance		(207)		(88)
Balance at the end of year, net	$	907	$	1,103

Changes in the allowance for OREO

	Year Ended December 31,
(Dollars in thousands)	2020		2019		2018
Balance at the beginning of year	$	88	$	57	$	57
Provision for losses		176		31		—
Charge-offs, net		(57)		—		—
Balance at the end of year	$	207	$	88	$	57