Business Segments (Tables)

6 Months Ended

Jun. 30, 2020

Business Segments

Schedule of segment reporting information, by segment

	Three Months Ended June 30, 2020
	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	14,894	$	1,097	$	9,689	$	—	$	(2,096)	$	23,584
Gains on sales of loans		—		4,605		—		—		—		4,605
Other noninterest income		2,221		2,387		80		2,535		—		7,223
Total operating income		17,115		8,089		9,769		2,535		(2,096)		35,412
Expenses:
Provision for loan losses		1,400		—		2,200		—		—		3,600
Interest expense		2,718		280		2,090		338		(2,096)		3,330
Salaries and employee benefits		7,640		2,272		2,134		2,308		—		14,354
Depreciation and amortization		829		73		45		43		—		990
Other noninterest expenses		5,020		2,166		1,057		205		—		8,448
Total operating expenses		17,607		4,791		7,526		2,894		(2,096)		30,722
Income (loss) before income taxes		(492)		3,298		2,243		(359)		—		4,690
Income tax expense (benefit)		(560)		977		605		(75)		—		947
Net income (loss)	$	68	$	2,321	$	1,638	$	(284)	$	—	$	3,743
Total assets	$	1,860,367	$	192,987	$	301,372	$	21,834	$	(393,356)	$	1,983,204
Capital expenditures	$	1,568	$	32	$	305	$	—	$	—	$	1,905

	Three Months Ended June 30, 2019
	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	15,419	$	669	$	10,365	$	2	$	(2,179)	$	24,276
Gains on sales of loans		—		2,955		—		—		—		2,955
Other noninterest income		2,893		1,335		110		909		—		5,247
Total operating income		18,312		4,959		10,475		911		(2,179)		32,478
Expenses:
Provision for loan losses		110		—		1,700		—		—		1,810
Interest expense		2,493		409		2,618		310		(2,179)		3,651
Salaries and employee benefits		6,873		1,611		2,069		942		—		11,495
Depreciation and amortization		758		59		50		(35)		—		832
Other noninterest expenses		4,382		1,276		1,361		203		—		7,222
Total operating expenses		14,616		3,355		7,798		1,420		(2,179)		25,010
Income (loss) before income taxes		3,696		1,604		2,677		(509)		—		7,468
Income tax expense (benefit)		625		422		728		(149)		—		1,626
Net income (loss)	$	3,071	$	1,182	$	1,949	$	(360)	$	—	$	5,842
Total assets	$	1,386,332	$	101,554	$	309,705	$	19,696	$	(249,291)	$	1,567,996
Capital expenditures	$	566	$	52	$	32	$	67	$	—	$	717

	Six Months Ended June 30, 2020
	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	30,809	$	1,758	$	19,790	$	—	$	(3,995)	$	48,362
Gains on sales of loans		—		8,281		—		—		—		8,281
Other noninterest income		4,853		3,998		197		1,247		—		10,295
Total operating income		35,662		14,037		19,987		1,247		(3,995)		66,938
Expenses:
Provision for loan losses		2,400		—		3,850		—		—		6,250
Interest expense		5,862		585		4,376		677		(3,995)		7,505
Salaries and employee benefits		15,700		4,117		4,377		977		—		25,171
Depreciation and amortization		1,635		145		91		86		—		1,957
Other noninterest expenses		10,020		3,817		2,398		514		—		16,749
Total operating expenses		35,617		8,664		15,092		2,254		(3,995)		57,632
Income (loss) before income taxes		45		5,373		4,895		(1,007)		—		9,306
Income tax expense (benefit)		(593)		1,509		1,327		(319)		—		1,924
Net income (loss)	$	638	$	3,864	$	3,568	$	(688)	$	—	$	7,382
Total assets	$	1,860,367	$	192,987	$	301,372	$	21,834	$	(393,356)	$	1,983,204
Capital expenditures	$	2,320	$	326	$	807	$	—	$	—	$	3,453

	Six Months Ended June 30, 2019
	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	29,743	$	1,019	$	20,510	$	4	$	(4,049)	$	47,227
Gains on sales of loans		—		5,091		—		—		—		5,091
Other noninterest income		5,331		2,173		239		2,471		—		10,214
Total operating income		35,074		8,283		20,749		2,475		(4,049)		62,532
Expenses:
Provision for loan losses		110		—		4,095		—		—		4,205
Interest expense		4,668		572		5,169		595		(4,049)		6,955
Salaries and employee benefits		13,851		2,758		4,254		2,539		—		23,402
Depreciation and amortization		1,593		121		102		10		—		1,826
Other noninterest expenses		8,450		2,458		2,684		406		—		13,998
Total operating expenses		28,672		5,909		16,304		3,550		(4,049)		50,386
Income (loss) before income taxes		6,402		2,374		4,445		(1,075)		—		12,146
Income tax expense (benefit)		1,041		625		1,211		(344)		—		2,533
Net income (loss)	$	5,361	$	1,749	$	3,234	$	(731)	$	—	$	9,613
Total assets	$	1,386,332	$	101,554	$	309,705	$	19,696	$	(249,291)	$	1,567,996
Capital expenditures	$	1,288	$	76	$	40	$	67	$	—	$	1,471