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Regulatory Requirements and Restrictions (Tables)
12 Months Ended
Dec. 31, 2018
Regulatory Requirements and Restrictions  
Schedule of regulatory requirements and restrictions

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum To Be

 

 

 

 

 

 

 

 

 

 

 

 

 

Well Capitalized

 

 

 

 

 

 

 

 

 

 

 

 

 

Under Prompt

 

 

 

 

 

 

 

 

Minimum Capital

 

Corrective Action

 

 

 

Actual

 

Requirements

 

Provisions

 

(Dollars in thousands)

 

   Amount   

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

  

As of December 31, 2018:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

183,781

 

15.3

%

$

96,274

 

8.0

%

 

N/A

 

N/A

 

C&F Bank

 

 

181,685

 

15.1

 

 

96,088

 

8.0

 

$

120,110

 

10.0

%

Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

168,504

 

14.0

 

 

72,205

 

6.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

166,437

 

13.9

 

 

72,066

 

6.0

 

 

96,088

 

8.0

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

143,590

 

11.9

 

 

54,154

 

4.5

 

 

N/A

 

N/A

 

C&F Bank

 

 

166,437

 

13.9

 

 

54,050

 

4.5

 

 

78,072

 

6.5

 

Tier 1 Capital (to Average Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

168,504

 

11.3

 

 

59,759

 

4.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

166,437

 

11.2

 

 

59,666

 

4.0

 

 

74,582

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2017:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

170,376

 

14.4

%

$

94,383

 

8.0

%

 

N/A

 

N/A

 

C&F Bank

 

 

167,657

 

14.2

 

 

94,163

 

8.0

 

$

117,704

 

10.0

%

Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

155,370

 

13.2

 

 

70,787

 

6.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

152,684

 

13.0

 

 

70,622

 

6.0

 

 

94,163

 

8.0

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

130,445

 

11.1

 

 

53,091

 

4.5

 

 

N/A

 

N/A

 

C&F Bank

 

 

152,684

 

13.0

 

 

52,967

 

4.5

 

 

76,507

 

6.5

 

Tier 1 Capital (to Average Tangible Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

155,370

 

10.5

 

 

59,083

 

4.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

152,684

 

10.4

 

 

58,934

 

4.0

 

 

73,667

 

5.0