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Regulatory Requirements and Restrictions (Tables)
12 Months Ended
Dec. 31, 2017
Regulatory Requirements and Restrictions  
Schedule of actual capital amounts and ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum To Be

 

 

 

 

 

 

 

 

 

 

 

 

 

Well Capitalized

 

 

 

 

 

 

 

 

 

 

 

 

 

Under Prompt

 

 

 

 

 

 

 

 

Minimum Capital

 

Corrective Action

 

 

 

Actual

 

Requirements

 

Provisions

 

(Dollars in thousands)

 

   Amount   

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

  

As of December 31, 2017:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

170,376

 

14.4

%

$

94,383

 

8.0

%

 

N/A

 

N/A

 

C&F Bank

 

 

167,657

 

14.2

 

 

94,163

 

8.0

 

$

117,704

 

10.0

%

Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

155,370

 

13.2

 

 

70,787

 

6.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

152,684

 

13.0

 

 

70,622

 

6.0

 

 

94,163

 

8.0

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

130,445

 

11.1

 

 

53,091

 

4.5

 

 

N/A

 

N/A

 

C&F Bank

 

 

152,684

 

13.0

 

 

52,967

 

4.5

 

 

76,507

 

6.5

 

Tier 1 Capital (to Average Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

155,370

 

10.5

 

 

59,083

 

4.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

152,684

 

10.4

 

 

58,934

 

4.0

 

 

73,667

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2016:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

159,525

 

13.9

%

$

91,695

 

8.0

%

 

N/A

 

N/A

 

C&F Bank

 

 

160,971

 

14.0

 

 

91,772

 

8.0

 

$

114,716

 

10.0

%

Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

144,819

 

12.6

 

 

68,772

 

6.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

146,307

 

12.8

 

 

68,829

 

6.0

 

 

91,772

 

8.0

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

120,085

 

10.5

 

 

51,579

 

4.5

 

 

N/A

 

N/A

 

C&F Bank

 

 

146,307

 

12.8

 

 

51,622

 

4.5

 

 

74,565

 

6.5

 

Tier 1 Capital (to Average Tangible Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

144,819

 

10.3

 

 

56,463

 

4.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

146,307

 

10.2

 

 

57,097

 

4.0

 

 

71,371

 

5.0